Plain Green

Yes, you can refinance a Plain Green personal loan using either a new personal loan or a balance transfer credit card from a different lender. By paying off your remaining Plain Green balance with a new, lower-interest loan or credit card, you will shift what you owe to the new lender and save money on finance charges. 

How to Refinance a Loan from Plain Green With a New Loan

1. Check your credit score. Checking your credit helps you see if you're able to get approved with the score you have or if you need to spend some time improving it. You can check your credit score for free on WalletHub.
2. Get pre-qualified (if possible). Pre-qualifying shows you which lenders may approve you and what rates may be available to you. You can pre-qualify with multiple lenders for free on WalletHub.
3. Apply for the new loan. You can apply for the loan online, in person or over the phone. You'll need to give the lender some personal information when you apply, like your name, address and date of birth. The lender will also need some financial information, like your employment status and income.
4. Wait for funds. You should get your loan within a few business days of being approved. The lender will either write you a paper check or do a bank transfer.
5. Pay off the old loan. Once you receive the money, you'll need to pay off the old loan.  
6. Repay the new loan. After the old loan is paid off, you'll then need to repay the new loan. This could take a few months or years to do.

Refinancing a Loan from Plain Green With a Balance Transfer

The biggest difference between using a balance transfer credit card and a personal loan for refinancing is that many cards offer 0% introductory APRs. If you can pay off your loan before the introductory period ends, you won't have to pay interest.

To learn more, check out WalletHub's balance transfer guide.

Final Thoughts

You should refinance a personal loan from Plain Green if it saves you money. Ideally, your new loan or credit card should have a lower APR than your old loan. You can qualify for a lower APR if your credit score and overall financial situation are better than when you got the first loan.

Finally, it's worth noting that Plain Green does not offer personal loan refinancing services for its own loans. In other words, you can't use a Plain Green loan to pay off another Plain Green loan and get a lower interest rate in the process.

Yes, Plain Green personal loans are legit because Plain Green is registered to do business in the states it services, which is a legal requirement to be a legitimate lender. Another reason why Plain Green personal loans are legit is that the lender has a Better Business Bureau rating of B.

Still, you should note that Plain Green personal loans aren't “legit” if you use that word as a synonym for “good.” Plain Green personal loans are very expensive, charging an APR of 210% - 428%.

Yes, debt consolidation loans through Upstart are offered. You can take out a personal loan through Upstart and use it to pay off existing debts, thus consolidating those debts into a single new balance with one, easy-to-manage monthly payment. Upstart is one of the few companies that specifically has partner-funded loans called "debt consolidation loans," while many others only offer general-purpose personal loans.

Quick Facts About Debt Consolidation Loans Through Upstart

• Typical APRs: 5.35% - 35.99%
• Origination fee: 0% - 8%
• Loan amounts: $1,000 - $50,000
• Payoff periods: 36 , 60 months
• Credit score required: None

Keep in mind that a debt consolidation loan through Upstart will be worthwhile if it saves you money compared to the rates you are paying on your existing debts. In addition to the loan's APR, you should also consider any potential fees, as well as the available loan amounts and payoff periods.

Before you apply for a debt consolidation loan through Upstart, it's a good idea to compare it to WalletHub's editors' picks for the best debt consolidation loans. That way, you'll be able to see how the offer stacks up against loans from leading competitors.

The full range of available rates varies by state. The average 5-year loan offered across all lenders using the Upstart platform will have an APR of 24.83% and 60 monthly payments of $26.36 per $1,000 borrowed. For example, the total cost of a $10,000 loan would be $15,817 including a $594 origination fee. APR is calculated based on 5-year rates offered in the last 1 month. There is no down payment and no prepayment penalty. Your APR will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will be approved.

Your loan amount will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will qualify for the full amount. Minimum loan amounts vary by state: GA ($3,100), HI ($2,100), MA ($7,000), NM ($5,100), OH ($6,000).

Most banks are compatible with Plain Green loans, both for depositing the loan money and for making payments on the loan. Plain Green does not work with certain online banks, such as Chime and MetaBank, though. If you have questions about whether Plain Green will work with your bank, you can call customer service at (866) 420-7157.

Plain Green offers personal loans that can be used to cover medical expenses. Plain Green's personal loans offer $500 - $5,000 in funding with an APR range of 210% - 428%, repayment periods of 10 - 26 months and no origination fee.

Plain Green Personal Loan Info

• Loan Amounts: $500 - $5,000
• Repayment Periods: 10 - 26 months
• APR Range: 210% - 428%
• Credit Score Requirement: not disclosed, but cater to those with damaged credit

Before you officially apply for a loan, it's a good idea to see if you pre-qualify. You can use the free pre-qualification tool on WalletHub to estimate your approval odds and your potential rates with multiple lenders at once.

Most medical providers accept credit cards, and you may be able to get low-interest financing.