Rocket Loans

Rocket Loans's requirements include being at least 18 years old, having enough income or assets to make the monthly payments and having a credit score of at least 640. You will also need to have a verifiable bank account to qualify for a Rocket Loans personal loan.

Rocket Loans Requirements for Borrowers

• Credit Score: 640
• Income: $24,000
• Age: 18 years old (at least 19 years old in Nebraska and Alabama)
• Citizenship: U.S. citizen or permanent resident
• Identification: Social Security number
• Bank Account: Verifiable bank account
• Residency: All states state except for Nevada, Iowa, and West Virginia

Before you apply for any personal loan, it's a good idea to pre-qualify. While meeting all of the requirements gives you a good chance of approval, it's never guaranteed. To pre-qualify with multiple lenders at once, check out WalletHub's free pre-qualification tool.

Your Rocket Loans approval odds are good if you have a low debt-to-income ratio and meet Rocket Loans's requirements to get a loan. Some requirements include being at least 18 years old, having enough income to make monthly payments and having a credit score of 640+, according to multiple third party sources. If you meet all the requirements, your approval odds are high, but approval is never guaranteed.  

What You Need for Good Rocket Loans Approval Odds

• Credit Score Requirement: 640+, according to multiple third party sources
• Age: 18 Years old (at least 19 years old in Nebraska and Alabama)
• Identification: Social Security number
• Bank Account: Verifiable bank account
• Residency: All states except Iowa and U.S. territories
• Citizenship: U.S. citizen or permanent resident
• Income: $24,000

Before applying for any personal loan, it's a good idea to check to see if you pre-qualify in order to estimate your approval odds. You can use WalletHub's free pre-qualification tool to check with multiple lenders at once.

Yes, Rocket Loans personal loans are legit because Rocket Loans is registered to do business in the states it services, which is a legal requirement to be a legitimate lender. Another reason why Rocket Loans personal loans are legit is that the lender has a rating of A+ from the Better Business Bureau

Why Rocket Loans Personal Loans Are Legit

• Rocket Loans is registered as a business in the states it services.
• Rocket Loans has a Better Business Bureau rating of A+.
• Rocket Loans has been around since 2016.
• Rocket Loans has an average user rating of 4.5/5 on WalletHub.
• Rocket Loans personal loans have a rating of 3.9/5 from WalletHub's editors.
• Rocket Loans has a secure website, which you can tell by the fact that the URL has "https" in front of it.

While Rocket Loans personal loans are legit, they may or not be the best choice for you. It's important to compare the terms and requirements of Rocket Loans personal loans against your other options before submitting an application.

You can check your Rocket Loans loan status by logging in to your account online. When you check the status of your Rocket Loans loan application, you will find out whether you have been approved or denied, or if the application is still pending. You may also learn that more information is needed from you before Rocket Loans can make a final decision.

How to Check Your Rocket Loans Loan Status

1. Online: You can check your Rocket Loans loan status by logging into your online account with your username and password. Rocket Loans may send you an email with your login information, or you will have to create your own account.
2. Over the phone: You can check the status of your Rocket Loans loan by calling 800-333-7625 and speaking to a representative.

You can expect Rocket Loans to make a decision as soon as one day after you submit your application or within a few days. For more information about Rocket Loans, check out WalletHub's full review of Rocket Loans personal loans.

Yes, Rocket Loans is safe because Rocket Loans has an “A+” rating from the Better Business Bureau, has been BBB-accredited since 2015 and has an average rating of 4.4/5 among users on WalletHub. WalletHub's editors also gave Rocket Loans's personal loans a rating of 3.9/5 stars.

Reasons Why Rocket Loans Is Safe

• It is a legitimate lender that is registered to provide loans in all states state except for Nevada, Iowa, and West Virginia.
• It receives an “A+” rating from the BBB.
• It has been BBB-accredited since 2015.
• It has an average rating of 4.4/5 among users on WalletHub.
• WalletHub's editors gave 3.9/5 stars to Rocket Loans's personal loans.
• The product terms and application requirements are clearly displayed on the company's website.
• Rocket Loans's website and loan application are secure.

For more information, check out the full Rocket Loans personal loan review on WalletHub.