You might have forgotten about your past-due bill at your former bank, finance company or service provider. Although they have “charged off” your account as an asset on their company’s books, your debt is still yours and still due. Your past-due account is now managed by Portfolio Recovery Associates, LLC (PRA LLC). If you’ve... show more
Portfolio Recovery Associates Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 05/25/2023.
2.7
1,308 reviews
from WalletHub and across the web
1,308 reviews from WalletHub and across the web
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Portfolio Recovery Associates
Cheryl @Cwluvsdaffy
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5 Star Rating
Verified Customer
I suppose I owe this balance but I'm not sure what it represents. I would settle if I knew what credit card or account it is for. Id appreciate more info
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Portfolio Recovery Associates
Todd @toddm_84
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1 Star Rating
Verified Customer
Non stop calls. They use different phone numbers from California to Florida to harass you several times a day. 8am to 9 pm even on Sunday.
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Portfolio Recovery Associates
Sue @suek_8
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1 Star Rating
Verified Customer
They went to sue me in court, and they never showed. The case was dismissed due to not showing at court to prove I owed this money.
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Portfolio Recovery Associates
Nicole @nicolem418
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1 Star Rating
Verified Customer
Pushy totally condescending calls over and over I do not know this debt nor am I going to pay this I keep saying I have no knowledge of anything and telling them about the issue I had they do not even care to check
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Portfolio Recovery Associates
Samantha @bosch_samantha_allesen
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5 Star Rating
Verified Customer
Thank you fpr watching my account so I can responsibly pay my debt to my creditors. I appreciate any help on getting my finances back on track.
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Portfolio Recovery Associates
Jessica @Jessica143
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1 Star Rating
Verified Customer
THEY ARE STILL CHANGING ME WHEN THE ACCOUNT IS CLOSED AND PAID OFF . PLUS HAVE ME IN COLLECTIONS GOR A TOYS R US ACCOUNT THAT CLOSED 5 YEARS AGO AND WAS PAID OFF . NO MATTER HOW MANY TIMES I DISPUTE THEY WONT FIX IT OR TAKE IT OFF MY CREDIT REPORT
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Portfolio Recovery Associates
Theresa @theresab20
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1 Star Rating
Verified Customer
This needs to be removed not my account this company has no right to put this on my credit report this is disputed and not an open account
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Portfolio Recovery Associates
Amanda Gray @amandag_75
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1 Star Rating
Verified Customer
Portfolio is reporting 2 accounts that does not belong to me. I’ve disputed it with the credit bureaus and cfpb and still haven’t been removed.
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Portfolio Recovery Associates
Harold @julianohj8
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1 Star Rating
Verified Customer
They called me 15 times a day when I explained my situation and told him please don’t call so often send me a letter with some payment schedule the next day they called me again 15 times and I am a police officer I was on a call for service and they would not get off the phone so I had to hang up on them. I have three children going to college. I’m a divorced father of three and I support all three of the children. If they would only work with me, I would have no problem paying them.
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Portfolio Recovery Associates
Christopher Lloyd @chrislloyd415
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5 Star Rating
Verified Customer
I contacted them through their live chat option on their website. They were very understanding of the financial hardship I’m going through and agreed to settle my account for a payment of 75% of the balance. Their website says they will ask the credit agencies to delete the item from my report within 30 days of the account being settled so I’m just waiting on that to see if they follow through on their end of the bargain, but everything so far leads me to believe that they will.