You might have forgotten about your past-due bill at your former bank, finance company or service provider. Although they have “charged off” your account as an asset on their company’s books, your debt is still yours and still due. Your past-due account is now managed by Portfolio Recovery Associates, LLC (PRA LLC). If you’ve... show more
Portfolio Recovery Associates Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 05/23/2022.
3.0
1,160 reviews
from WalletHub and across the web
1,160 reviews from WalletHub and across the web
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Portfolio Recovery Associates
Kyle @kyley67
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1 Star Rating
Verified Customer
This debt is not valid. Original creditor was paid and this was not removed as it should have been. Lack of follow up and follow through
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Portfolio Recovery Associates
Jimmy @mailmanjim3d
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5 Star Rating
Verified Customer
Portfolio is a good company to deal with. They are straightforward and keep their word. They will work with you concerning payment plans and ways to eradicate.
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Portfolio Recovery Associates
Armando @arabiansebastian
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1 Star Rating
Verified Customer
The worst of the worst, unwilling to negotiate and the first to report, penalize you afterwards to the credit agencies. Oh and they are "doing" you a favor, child please! Bottom dwellers and feeders.
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Portfolio Recovery Associates
philip p @toby5675482
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1 Star Rating
Verified Customer
These people suck , disputed my credit report , information is not correct, credit agency’s will not fix its all a bunch of bull on both sides
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Portfolio Recovery Associates
Oded Paz @odedp
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1 Star Rating
Verified Customer
This company continues to call and harras me, even after so many times I told them that I have no business with them and I have no idea why they are calling me!!!
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Portfolio Recovery Associates
Amanda @amandakhamilton
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1 Star Rating
Verified Customer
Harassment all the time. doesn't listen when said identity was stolen. Calls to harass all times of day and night. Not happy with the company
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Portfolio Recovery Associates
Ashley @ashleydeal1992
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5 Star Rating
Verified Customer
PTD: did my husbands and mine for the price of one. They were great. Settled at half the price and deleted old debt. How I wish I was smarter when I was younger!!
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Portfolio Recovery Associates
Christy @Christyfield0724
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1 Star Rating
Verified Customer
Several Inaccurate Details on this Account and they have yet to provide a signature of mine stating I ever opened this account. Needs to be deleted.
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Portfolio Recovery Associates
Rebecca @rebeccaj_smith
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1 Star Rating
Verified Customer
They changed original date of debt by 2 years using the date they took over debt as date account was opened, when it wasn't. Ive read on multiple consumer law sites that it is illegal for a collection agency to change the dates like this. I disputed it in the past but basically got ignored. This debt should be dropping from my credit report approx 1 year from now, which will be 7 yrs from the original creditor, 2016 not the incorrect date of June 2018 this collection agency is incorrectly & illegally reporting according to every consumer rights site & list of laws Ive read
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Portfolio Recovery Associates
John @prosexytoys
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4 Star Rating
They were very helpful with getting you set up a flexible payment plan.I was able to negotiate a payment plan that I could afford without having to fight in court!