For more than 50 years, RSI has offered a wide variety of insurance and related plans for the benefit of its group and individual clients. RSI was established in Hawaii in 1960 with the formation of its life and disability insurance company, Royal State National. RSI has progressively expanded its operations to include insurance companies, insurance agency operations, mutual benefit societies, and third party administration services.
Our mission is to help our members relax and enjoy life to the fullest by offering affordable, high-quality insurance and benefits plans they can count on. We want to be recognized as a company that truly understands the needs of Hawaii residents. That understanding is reflected in our belief in treating our members like family and providing one stable source for protecting what matters most. We believe we have a responsibility to offer more than secure, reliable coverage.
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I had Royal Hawaiian Insurance Co. for a while as the primary insurance on my condo. I recently redid my mortgage so I had to up my coverage. Since this was the case I decided to look around and search for a cheaper alternative to Royal Hawaiian Insurance. They actually told me that DTRIC has better rates because they have more customers. I checked with DTRIC and indeed for a $282,000 policy the rate was about 20% cheaper. In the few years I had Royal Hawaiian Insurance I didn't have a claim so I can't really say anything about their claims service (thankfully). I can't say that Royal Hawaiian was bad and at least they helped me move my insurance to a cheaper alternative.