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Where can I check how many Simmons Rewards Visa Signature card points I have?
What's the starting credit limit for the Simmons Bank Visa Platinum card?
The starting credit limit for the Simmons Bank Visa Platinum card is $500. That's what everyone approved for the card is guaranteed to get.
If you aren't satisfied with your credit limit, you could request an increase online or by calling (800) 272-2102, after at least 6 months of account opening.
Your chances of getting a higher limit are always best if you pay your bills on time and in full, and if your credit score and income have improved since getting the card.
Simmons Bank will do a hard inquiry on your credit report for credit limit increases, which may temporarily affect your score.
Do you have a credit card with a lower interest rate than the 9.25% listed above?
They offer an 8.25 fixed card. No annual fee plus some good coverages at no cost.
How many months of 0% interest for balance transfers are there on Simmons Bank Platinum?
The Simmons Bank Visa® card features an introductory balance transfer APR of 0% for 12 months on balance transfers completed within 60 days of account opening date. This introductory rate does, however, incur a 3% (min $10) fee for each balance transfer. After the introductory APR period is over, the variable purchase APR of 11.75% - 19.75% (V) will also apply to balance transfers.
How do I get a Simmons Bank Visa credit limit increase?
You can get a Simmons Bank Visa credit limit increase by calling 1-800-272-2102 or 1-870-541-1488. Simmons Bank will also periodically review your account to see if you're eligible for it.
You have the best chances of being granted an increase if:
- Your account has been open for at least 6 months
- You've paid your bills on time and in full
- Your credit score and income have increased since you applied
Keep in mind that a credit limit increase could result in a hard pull on your credit. This will lower your score for a short period of time.