Low interest card with great starting limit. Plus they offer promos at really low apr. The original identity verification made me wonder if I would get approved but I mailed in copies of drivers license and address verification and they issued a card with a great SL
Incompetent Customer Service Representatives. Called 5 times for information about my savings account. Not one customer service rep could assist me with information about my account. VERY POOR.
I have been a great client for 2 years 7 months. Have a rental cabin mortgage that I have paid every month on time, never late. I have another account with money in it, which banks love. My cabin burned down and is in insurance subrogation. I called Simmons to ask if I could pause my payments for 2 months. She started asking if I had my hours reduced due to corvid and I said no that the only change is my cabin burned down. She couldn't help. Once the insurance settles I'm closing a these accounts. Loved them when they were Landmark.
Will deal with again but only with the same a specific lender location, for customer service reasons. Everything went very smoothly. Low rates and easy payments.
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Product: Simmons Bank Personal Loans
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Simmons Bank
Greg Hudson @elvisp369
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1 Star Rating
Yes these reviews are right if Simmons takes over your bank nothing but problems switch banks. You do not want to bank here you'll pay the price one weekend. I closed one account because Apple iTunes charged my account I disputed don't even have iPhone they said it was me closed over 20+ dollars this was after 5 other hiccups.
Simmons is regulated by the Federal Reserve. Lobby’s are closed. Governor’s have Opened economies with mask protocols. Open the Lobbies or post consolidated branch locations!
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Product: Simmons Bank Business Services
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Simmons Bank
Jack Merck @merck_jack2
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1 Star Rating
I want to give a customer service rating of Chandra and Tracey a 0. They are about as good as talking to an automated character,virtually no concern for the customer.
The people running Simmons bank in sedalia mo.are great people they really take care of there customers ,the lady running the bank does a great job, god bless them, stuart
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Product: Simmons Bank Business Services
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Simmons Bank
Gary Levinson @glevinson
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1 Star Rating
Verified Customer
Totally incompetent at every step of the way. The "redesigned" website is better than the previous - because the previous was totally useless. I can't get any useful info from the new one, and it took four days and seven phone calls to get mortgage data that every other bank has on the website. They are living in the dark ages - avoid!
They will steal you blind. You pay the mortgage for 30 years and they keep the house. They pad the escrow so they have cushion they say they keep. Any extra you pay on your mortgage monthly goes in their pockets. These are rethuglicans through and through.
The starting credit limit for the Simmons Bank Visa Platinum card is $500. That's what everyone approved for the card is guaranteed to get.
If you aren't satisfied with your credit limit, you could request an increase online or by calling (800) 272-2102, after at least 6 months of account opening.
Your chances of getting a higher limit are always best if you pay your bills on time and in full, and if your credit score and income have improved since getting the card.
Simmons Bank will do a hard inquiry on your credit report for credit limit increases, which may temporarily affect your score.
The Simmons Bank Visa® card features an introductory balance transfer APR of 0% for 12 months on balance transfers completed within 60 days of account opening date. This introductory rate does, however, incur a 3% (min $10) fee for each balance transfer. After the introductory APR period is over, the variable purchase APR of 11.75% - 19.75% (V) will also apply to balance transfers.
You can get a Simmons Bank Visa credit limit increase by calling 1-800-272-2102 or 1-870-541-1488. Simmons Bank will also periodically review your account to see if you're eligible for it.
You have the best chances of being granted an increase if:
Your account has been open for at least 6 months
You've paid your bills on time and in full
Your credit score and income have increased since you applied
Keep in mind that a credit limit increase could result in a hard pull on your credit. This will lower your score for a short period of time.
