Sunbit is a technology company that's improving the buying and selling experience for everyday purchases, reducing the stress involved at the register by providing fast, fair, and transparent buy now, pay-over-time solutions.
Sunbit Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 05/27/2023.
4.3
120 reviews
from WalletHub and across the web
120 reviews from WalletHub and across the web
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Sunbit
Crystal @caj3234
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5 Star Rating
Verified Customer
I like the three months at no interest payback option. I wished it were doubled to six months even if they limited it to their ruturning customers with perfect or great payback histories to them.
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Product: Sunbit Personal Loans
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Sunbit
mquaresimo @mquaresimo
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5 Star Rating
Easy application process with a quick decision. Acceptance and payment process are just as easy. They made it possible to get the repairs to my vehicle that I needed to get.
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Sunbit
Phillipa @phillipa01
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5 Star Rating
Verified Customer
Thanks for helping me me when I was in need.the customer service team was very helpful, they recommended Sunbit loan and I was approved immediately.
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Product: Sunbit Personal Loans
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Sunbit
dean123618 @dean123618
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5 Star Rating
I really enjoy Sunbit they give people a chance you don't have good credit wish they can do more of those it would really help for loans and everything else but I'm happy with what they can do
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Sunbit
cgilesgood @cgilesgood
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5 Star Rating
I am very pleased with sunbit. I learned about sunbit from my optical center. I had to purchase glasses with some extra options that I couldn't pay all at once but needed the glasses to drive and read, and I couldn't afford the price all at once. The technician had told me about this new company that they were working with to help people get what they need. My credit score isn't so great and I didn't think I would get it but in 2 minutes I knew that I was accepted and was able to order my glasses and I was very happy. Very affordable monthly payment that was easy to agree with. I recommend anybody in today's world where we're all struggling financially to take advantage of this program if your eyeglass ophthalmologist or dental office is working with this company. I give Sunbit an A++!!!???
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Sunbit
siberiahood @siberiahood
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5 Star Rating
I enjoyed my sunbit account for getting my card srvicrd at Bob kings Kia in Winston-Salem MC My representative helped me get all the information that I needed and I was able to get fixed with small monthly payments Thank You Sunbit
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Sunbit
Helpful Reviewer @lumberlady724
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1 Star Rating
Never will I get an account with this company. Wanted to see what my financing options would be for getting some repair work done on my vehicle. The financing options for someone with outstanding credit is less than poor. I am not paying 29% interest when I can do 0% through another institution. 29% for excellent credit? Whether this is the norm or not, they will never have me as a customer.
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Sunbit
LaToya @latoyas_18
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5 Star Rating
Verified Customer
My overall experience is and has been great with this company...I highly recommend it for anyone needing a little help paying for costly expenses in smaller increments over time
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Product: Sunbit Personal Loans
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Sunbit
mmforliti @mmforliti
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2 Star Rating
Easy to register for, but trying to get 10-day payoff letter has been horrible. Called 3 times & no one helped. The rep did not know their own website & where I could find what I needed to simply get a letter for mortgage lender about payoff amount of this small bill.
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Sunbit
Melody_Munro @Melody_Munro
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5 Star Rating
I had a problem and contacted Sunbit customer service by email. They called me within minutes. I had a rather complicated problem but the woman was so professional and patient and I was able to get the questions answered. I dont normally write reviews but this deserves the effort to give them a 5 star rating Thank you DeMaris I hope I have the name correct
Sunbit does not disclose a minimum credit score requirement. Sunbit's website states that 90% of applicants get approved, which means that the credit requirement is probably low. A company representative also said the amount you want to borrow, combined with your credit and income, will have a big impact on your approval since customers can borrow anywhere from $50 to $6,000.
You can only apply for a SunBit Credit Card with an invitation. This card is exclusively available for customers who already have financing through SunBit. And even as a customer, you have to receive an offer or invitation to be able to apply.
If you're looking for a similar credit card you can apply for, check out the PayPal Credit Card.
You cannot get a Sunbit Credit Card credit limit increase. If you're invited to apply for this card, the issuer will tell you your exact limit after approval. Unfortunately, this limit cannot be currently increased. But the issuer might change its policy regarding credit limit increases in the future.