The SunTrust foreign transaction fee is 0% for all SunTrust credit cards except the secured credit card offer, which charges 3% on foreign transactions. The best SunTrust credit card with no foreign fees is the SunTrust Travel Rewards Credit Card because it offers 3% cash back on travel, 2% back on dining and 1% back on all other purchases.
SunTrust’s Travel Rewards Card also has a bonus of $250 for spending $3,000 in the first 3 months. That’s in addition to a $100 statement credit every four years to cover the application fee for either Global Entry or TSA Pre-Check. This card has an $89 annual fee, but it’s waived the first year.
If you plan on traveling abroad or making online purchases from foreign merchants, it’s best to use a SunTrust credit card with no foreign transaction fee. But all of SunTrust’s unsecured cards require excellent credit for approval. The Secured Card is designed for people with bad credit, but it’s better for rebuilding credit than making purchases outside the U.S.