

TCF Bank
TCF strives to consistently deliver superior performance by providing the essential means to enhance the rhythm of customers’ lives and help them achieve their goals. Unified by the passion to act as an ally of their customers, they lend prudently in diverse, niche segments and fund these assets through core deposits, both generated through a great customer experience within their communities. They will be a sound, well-capitalized, principled bank that gathers core deposits and lends under the fundamental concept of diversification that enables them to consistently achieve superior results for their employees, customers and shareholders.
TCF Bank is the wholly owned banking subsidiary of TCF Financial Corporation, and has approximately 476 banking centers located in the US.
TCF Bank Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 02/16/2021.
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Non-competitive rates, online portal has really limited functionality (just make payments, no acct mgmt, can't even tell what your variable rate is), support staff are inaccessible and unempowered (but friendly), extortive termination fees (>$120) they pretend are "county fees" as though they have no control over it....what's not to hate? I've dealt with at least a dozen lenders over the years, and this was hands-down my worst experience from all angles. Maybe recent acquisition activity will fix this stuff, but I'll let someone else find out...


I have not been able to get a mortgage statement since mid 2020 apparently because of the merge they did the account numbers were changed, so I have been sending payments just guessing how much I owe. I gave up trying to contact them as there is always a 1.5 to 2hrs wait time over the phone just to hear someone say: " I am so sorry, we are working to correct the issue. Can you call back in a few days?" WORST BANK!

Even if you're opted out of their overdraft program, they will let you go negative and still make you pay the fee instead of rejecting the payment. The banking app does not contain accurate information. Pending and posted transactions are sometimes listed twice or have the incorrect running balance. Which makes it impossible to keep track of where your money is really going. I have brought this to their attention and i was told the technicians were looking into it. which means they acknowledged that there is a problem but have failed to resolve over months time. This bank is a scam. No wonder checking accounts are free.



TCF Bank Offers
TCF Bank Q&A (64 questions)
How do I apply for a TCF Bank credit card?

You can apply for a TCF Bank credit card online. You have three cards to choose from:
- Maximum Rewards Visa Card: best for rewards, without an annual fee
- Platinum Edition Visa Card: best for balance transfers, without an annual fee
- Secured Visa Card: best for people with bad or no credit, with a $35 annual fee
Keep in mind, a credit card application will result in a hard inquiry, affecting your credit score for a short period of time.
Can a 17 year old open an account without a parent?

How long until I can use TCF Bank online banking after opening a checking account?

After opening a checking account, you can use TCF Bank online banking when you enroll. To enroll in digital banking, go to their website and select Enroll Now from the top Log in section.
How long does it take after you open an account online to enroll in online banking?

What exchange rate is used when the debit card is used overseas?
