All things considered, this isn’t a bad card to have in your wallet if you’re a relatively light spender who has excellent credit, pays with credit primarily when dining out and never carries a balance from month to month. In such a scenario, it won’t cost you a thing and will provide a decent rewards yield without requiring much thought.
But if you want to get the best credit card possible, this isn’t the offer for you. The excellent-credit corner of the market is quite competitive, and there are better deals to be had whether you’re in the market for rewards or low-cost financing. For more information about how we came to this conclusion and some alternative offers to consider, check out our full-length TD Bank Credit Card review: http://wallethub.com/edu/td-bank-credit-card-review/25997/ .… show more