TD Bank, America's Most Convenient Bank is one of the 15 largest commercial banks in the U.S., with more than 22,000 employees and deep roots in the community dating back more than 150 years. The Bank offers a broad array of retail, small business and commercial banking products and services to more than 6.5... show more
TD Bank Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 01/16/2022.
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3,891 reviews from WalletHub and across the web
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Michael Tran @mqt91
1 Star Rating
Be careful...monthly fee $2.50....if you do not use for 10 months. $25 will be gone event expiration date still valid on the cards
Product: TD Bank Prepaid Cards
2 Star Rating
It's hard to use it even though you know your password sometimes it doesn't work. They need more associates to help with good customer service.
The card helps by providing extra discounts that are always shown above on the drop down menu. You save on your eye exams and eyeglasses a decent amount to, typically 20 percent. So Target really helps out it’s customers.
I am literally offended after applying for this card. I have been a Nordstrom shopper for years, have 750+ credit scores, = almost no balance on high limit cards, good income, almost zero debt to income. What do they do?????? They issued me a credit card with a $350 limit, and tell me that's the most I can qualify for, before I create credit history with them, and that I should call back in a few months. After 6 months of small purchase and immediate payoffs, I called to ask them to bump it to something I can actually use, and they said sorry that's what I qualify for, and need to keep using it for more history. I wanted this for points, but no more. Going back to my normal rewards Visa with a high limit.
It's not hard to get approved for this store card, since it requires fair credit or better. But make sure you qualify for it. An application will result in a hard pull on your credit report, lowering your credit score for a short period of time. If you don't know where you stand, you can check your score for free, right here on WalletHub.
You'll need good credit to qualify for this card. But the issuer will also look at your income, debts, and payment history to decide if you're eligible for a new account. And if you don't qualify for the Nordstrom Credit Card, you'll automatically be considered for the Nordstrom Store Card. The store version has more lenient approval requirements and is a great alternative if you only have fair credit.
Yes, you can buy gift cards with a Target Credit Card along with anything else Target sells online or in-store. You just can't use your Target Credit Card to make purchases outside of Target.
Just keep in mind that the Target Credit Card's 5% discount offered online and in-store does not apply to Target gift cards, prepaid cards, Game On, Gift of College and lottery gift cards. Also, gift cards cannot be used to apply payments towards a Target Credit Card. Nor can you use a Target gift card to buy another gift card.
The payment address for your TD Bank credit card accounts is the following:
TD Bank P.O. Box 23072 Columbus, Georgia 31902-3072
Paying your card by mail can be slower than other methods, considering you'll need to wait for the payment to reach them. Alternatively, you can log in to your online account, call TD Bank at (888) 561-8861 or visit a local branch to make a credit card payment.