2023 TD Bank Personal Loan Review
TD Bank offers inexpensive personal loans, with APRs starting at 8.99% and stopping at a maximum of 21.99%. That’s much lower than the 36% maximum possible from many other major lenders. TD’s personal loans have a $0 origination fee.
One drawback to TD Bank is that they only operate in 15 states and D.C. However, people who do live in areas the bank services will be able to enjoy competitive terms on their loans. Customers can borrow $2,000 - $50,000 and can get 12 - 60 months to pay their loans off. TD also has a good reputation from the BBB and from their customers, which means consumers can borrow with confidence.
TD Bank Personal Loan Review Highlights:
- APRs: 8.99% - 21.99%
- Loan sizes: $2,000 - $50,000
- Payoff periods: 12 - 60 months
- Credit score requirement: Not disclosed
- Origination fee: $0
- Late fee: $5
- Reputation: TD Bank scores an A with the Better Business Bureau and has an average user rating of 3.6/5 on WalletHub.
- Joint applications: Allowed
Altogether, TD Bank personal loans are a great option for those fortunate enough to live in one of the states the bank services.
Below, you can see how WalletHub rates TD Bank in our three major personal loan review categories: Terms, Requirements & Application, and Reviews & Transparency.
TD Bank Ratings by Category:
|Requirements & Application||4/5|
|Reviews & Transparency||3.5/5|
These scores reflect how close a loan offer is to WalletHub’s definition of a 5-star loan. For more information, please read WalletHub’s full methodology.