Texas Dow Employees Credit Union (TDECU) is a Federally Insured State Chartered Credit that is headquartered in Lake Jackson, TX. Founded in 1955, TDECU is a not-for-profit financial cooperative with more than 348,000 Members and over $4 billion in assets. TDECU currently has 39 service locations, including 35 Member Centers, and offers a complete selection of convenient, innovative, and competitive products and services, including a full suite of deposit products as well as mortgage, auto and personal loan products, online and mobile banking. TDECU also offers, through its subsidiaries, retirement planning and wealth management, personal and business insurance products. Members can also access a worldwide network of over 55,000 surcharge-free ATMs. For more information visit TDECU.org or call (800) 839-1154.
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TDECU Reviews
5
42%
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15%
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23%
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8%
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3.7
26 reviews
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TDECU
Louis V @Bitholov
It is a good card, but the applicant needs an excellent FICO score. It offers 2% rewards with an annual spending between $15,000 and $500,000, and none reward thereafter. If you spend less than $15,000 per year the reward rate is 0.5% - 1%. Rebates are paid a time per year.
Hi Bitholov, this information might be outdated. This card offers 2% rewards on qualified purchases up to $500,000 with a maximum annual reward of $10,000. Rewards are paid annually once a year.
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TDECU
Richard @rasolis77
Verified Customer
Credit card was on Autopay, when it failed, they reported as late. They refuse to resolve any issues. Phone service hangs up when we are very polite, or place on hold forever. Interest rates are terrible, customer service is awful.
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Product: TDECU Credit Cards
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TDECU
randall_kubosh @randall_kubosh
TDECU SUCKS! they have terrible personal service! I have been with them over 35 years, but lately their service is absolutely crappy! I use to love doing business with them. Now I absolutely hate that I have money there. I have decided to take all my money out of the bank
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Product: TDECU Checking
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TDECU
Antonio @bigdawgantoniog
Verified Customer
I got Texas Dow credit card by chance I had begun to build my credit I got a good paying job so I went in and I asked for a lot of credit card at I filled out the application and was approved for $5,000 since then I have minimum internal drive work for a month and I began to use the credit card I want about my spending limit I went above my spending percentage I always try to keep my cards less than 12% but I used all of it things to 100% of the 5,000 so it ran my credit score 68 points down I went from a 6 9026 18
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Product: TDECU Credit Cards
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TDECU
Donald @riceallover
Cannot beat this low interest rate. TDECU helped us save hundreds of dollars when it took on the loan and gave us this lowest ever interest rate.
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Product: TDECU Car Loans
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TDECU
Donald @riceallover
TDECU is the best! They are truly the people’s bank. They save me n my family in so many ways. One by taking on my two car loans with a significant lower interest rate. Two they loaned me a large amount of money so I could pay off high interest loans and pay TDECU back at a lower interest rate. Three TDECU has allowed me to skip payments on loans with them which allowed me to retain some cash which gave a lot of financial relief at a high time of need. Koodos to TDECU! The best bank ever.
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Product: TDECU Personal Loans
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TDECU
Amy @tenforce
I've been banking with TDECU since I was sixteen and never had a problem with them. Checking and savings rates are decent, and I am looking to open a line of credit with them in the fall. They answered all my questions about credit and are willing to work with someone with 0 credit. When I had a problem with my debit card being stolen I called them and they set me up with a new one and cancelled the old one right away. They take care of you at this credit union for sure. They only have a few offices in south Texas though, so if you live a bit north getting to a physical office can be a full day trip or more. Luckily their phone service isn't bad at all.
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Product: TDECU Checking
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TDECU
Ethan Wu @entropy_brah
TDECU is a great credit union to be a part of if you live in the Victoria area or surrounding communities. Their checking account is great with no fees like other big name banks, no minimum balance, free online banking, ect. Also another neat feature is that the bank has a self service coin counter that members can use and once your coins are counted, you just take the slip to the front counter and 100% of your coins will be deposited into your account or given to you as cash. No fee for counting coins, some coin counters charge as much as 10% fees. I high recommend becoming a member of this credit union.
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Product: TDECU Checking
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TDECU
John Brown @amenra23
I joined this credit union (CU) because I needed something local to conduct business with. I have had good success with my other credit union, however, I had to move and they do not have a local branch. I am happy to say that TDECU is just as good as my other CU. I never have to wait long to be seen by a banker and no matter what I have asked of them someone has always gotten back to me , if not the same day within the week. The great service has also encouraged me use a TDECU real estate agent and that has also been a great experience. If you do any banking at all, I highly recommend you use a credit union.
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Product: TDECU Checking
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TDECU
josh smith @SmithJo
This credit union is amazing. The locations are relatively small so when you walk in all of the employees know you by name and make you feel very welcome. A few months ago I was in a very hard spot and wanted to consolidate all of my credit cards into one loan with a lower rate. I met with a banker who took my application and got me 5,000 in a matter of minutes. They saved me a fortune in interest and really helped me get my credit back on track. I had previously been declined for a loan at a major bank and have since moved all of my business to this credit union. I can’t say enough good things about them and will forever be loyal to them!
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Product: TDECU Personal Loans
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+16 users submitted a rating without writing a full review
You can do a balance transfer with the TDECU Classic Mastercard online, by calling 1-866-820-3867 or by visiting your nearest TDECU Member Center.
The TDECU Classic Mastercard has an intro balance transfer APR of 0% for 12 months and a $0 balance transfer fee. In order to qualify for the introductory offer, you must request a transfer in 30 days of account opening.
Remember, that balance transfers cannot exceed your available credit, and you cannot do one between 2 TDECU accounts!
