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I originally banked with ING Direct, then about 3 years ago they merged with Capital One and have been a customer ever since. It's a very good bank, the only bad thing is that there is no local bank that you can walk into, everything is done online. However, this hasn't hindered anything that I've needed to do. Their website is very easy to use, very easy to move money in-between accounts. If I need a check, I can have them send a check (for free) to anyone I want. Also, they have a very nice person-to-person payment system where you can transfer money to any US bank account (for free), within 3 business days. Anytime I've had to call them, I had no problem with their customer service department, very friendly and informative.
I have been using Santander bank for about 5 years now, and haven't had any issues or problems. Pretty much run of the mill fees and such, which you can easily avoid as long as you have direct deposit set up, which is pretty much standard at any job. Their online bill pay is easy to use and is pretty much hassle free. All in all, a good bank, as long as you keep your monthly minimum up or have direct deposit.
I got National Automotive Insurance about 6 months ago. Very good car insurance company - their rates are really good. I have an old 1999 Altima, and I pay very little each month. I haven't had any accidents yet, so I don't really know about their problem resolution, but their customer service is very good whenever I had any questions or had to pay.
The Lord & Taylor Store Card is your average store credit card - nothing flashy, but good if you do a lot of shopping here. If you don't shop that much at this store, then I would not recommend this card. The 15% discount is good, but only for the first day. So if you are planning to make a big purchase, then it is worth it to get it. Also, the regular interest rate is very high compared to other cards out there, so if you are going to carry a balance, then I wouldn't recommend this card.
This is a great card that does come at a high annual cost. However, this card is for big spenders that will gain points that make up that annual fee cost. Also, you get $200 airline credit per year which is excellent. Now let's talk about the service itself. I've had American Express for year, and their customer service is the best. They offer a lot of perks with this card - you can get into airport lounges at major airports for free just by flashing this card. And if you have any problem with the card, no worry - they'll send you for free another card by UPS next day shipping. Bonus is good - 40,000 points equals about $400. You'll get this if you spend $3000 in the first 3 months. All in all, a very good card, as long as you spend enough to makeup the high annual fee cost.
The Wells Fargo Secured Credit Card has been pretty good for me! Remember, this card is for people that have bad credit and can't get a regular card. I made some bad financial decisions in the past that are costing me now. This card is a great way for someone with bad to fair credit improve their credit score because it requires you to have a deposit. Add that to the fact that there aren't overdraft fees and the like, and you have what amounts to a very solid credit card. After your credit rating goes up, then you can go for the better option cards. But for what it does, it does good.
This is a pretty good basic card. The $15 reward for every 300 points that you shop is actually pretty good and above the average of other point reward cards that are out there. The nice touch is you get a good discount on your birthday. So when your birthday rolls around, you can plan to buy something at a good discount. The only reason I don't give it 5 stars is the APR is pretty high compared to other cards. But as long as you pay it off each month, that won't matter.