U.S. Bank
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5 Star Rating
Immediately available, good credit limit. I always pay more then minimum. I use it for emergencies and large purchases. We have had this account for years.
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U.S. Bank
U.S. Bank's history dates back to 1863 when First National Bank of Cincinnati opened for business, As regional banks proliferated across the country in the years that followed, a number of other predecessors were born. After a series of mergers at the turn of the 21st century, they formally took on the U.S. Bank... show more
U.S. Bank Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 12/06/2021.
3.9
21,794 reviews from WalletHub and across the web
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U.S. Bank
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5 Star Rating
Had been over two years since a new card and after a months research I chose the Connect Altitude, I applied and was approved with very large CL, I looked for a long haul card as I dont open and close accounts for nothing. The sign up bonus was great, other bonuses great, the Travel Center was very good for booking a trip, and as I dont plan on carrying a balance it is a great card. The card itself is thicker than most (plastic although should be metal) and this has been one of my top three cards I use alot past two months. (still believe Capital one Cards are the worst) I also have had the U. S. Bank Frys World card for 3 years and great rewards only got better this past month. The U.S. Bank Altitude Connect ranks up there easily with Barclays World Elite, Am Ex Gold, Citibank and Discover that I use the most, I don't think you can go wrong with this card, as long as you dont carry a large balance each month.
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Product: U.S. Bank Credit Cards
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U.S. Bank
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5 Star Rating
I like a card that offers rewards and cash back, I would recommend this card. There are no fees or hidden charges, but I always pay balance
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U.S. Bank
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1 Star Rating
Was lured into an application by a points offer. $300k income, 0% credit utilization, +800 credit score, approved for $500?! That's correct, not missing zeroes. Figured a mistake. Wanted to be patient. 6 customer service phone calls, several hours on hold over two days has not changed opinion. Worst bank I've dealt with in more than 40 years. Unable to receive payments. Unable to activate a mobile number. Unable to review an account limit with a second hard credit check even though the account was provisioned within the last two weeks? Surprised they still have customers. Wish I'd not invested time in trying to be patient.
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U.S. Bank
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1 Star Rating
I'm a long time customer and US Bank is the most incompetent and useless bank for anybody that wants to actually do banking. First they locked me out of the Mobile banking and then ignored the fact that I had paid my credit cards on time and dinged my credit rating 40 points by saying I was late. What you do in Mobile banking is not necessarily reflected in reality. They weren't interested in give me a loan for my business property. My new bank easily gave me one and then gave me another the next year US Bank is the most incompetent useless Bank on the face of the Earth.
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Product: U.S. Bank Checking
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U.S. Bank
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2 Star Rating
Benefits are OK but US Bank is not great, and it's very difficult to create accounts in some areas (e.g., DC) so be aware. It was not mentioned in other reviews that a US Bank account with $1,500 minimum balance (to avoid fees) would be required.
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U.S. Bank
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1 Star Rating
Submitted two payments electronically and they were returned. Now third time called made payment over phone with live agent. Still hasn’t been received for payment! Now statement say’s, of course double the payment, is now considered late with late fees!!! What is wrong with this bank?!! Can’t make a mortgage payment?!!
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Product: U.S. Bank Mortgages
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U.S. Bank
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1 Star Rating
I highly urge anyone considering US Bank to look elsewhere! Even after reading several negative reviews, I thought it couldn't be that bad and still gave US Bank a chance. I was dead wrong! I started the account online, because the local branch is appointment only. Due to additional red tape, my direct deposit couldn't start right away. This made my next corporate paycheck, a physical check. The check is drawn from a well known large national bank chain. When the deposit posted the next day it was not reflected in my ballance. National customer service said a two week hold was put on my paycheck, but said that they didn't know why. I was directed back to the local bank, but you can't talk to anyone at the local bank without an appointment, not even by phone. I made a phone appointment and waited through the weekend, US Bank is closed on Saturdays. When none from the bank called me for my appointment I sent an email about the no show appointment. After that a lady from the bank finally called me. While she was nice and explained that the bank holds all paper checks, except US treasury checks, she could not help me. She did however get her manager to call me after hours, the next day. Fast forward yet another day without access to my money. The manager calls, she demonstrated zero customer service experience and had a very callus attitude. Basically she advised that my corporate paycheck had low chances of collectability. The bank would not be reimbursing me for the overdraft fees their "without cause" hold created with my automatic payments and it was not the banks problem that I needed access to my money. She didn't even pretend to care or show any empathy regarding the burden the bank was placing on me. This bank does not appreciate or respect new customers. US Bank has horrible service and sneaky policies. Save yourself the hassle and go somewhere else for banking.
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Product: U.S. Bank Checking
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U.S. Bank
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3 Star Rating
I like this card, but lately they have been declining my purchases. I have to call customer service to rectify the problem which is an inconvenient and embarrassing when shopping.
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U.S. Bank
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5 Star Rating
US bank has the best bankers.They really take care their customers with excellent service. Every time I had a great experience and been help.I had this genuine banker John Harris very profesional.Thank you US bank
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Product: U.S. Bank Credit Cards
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U.S. Bank Q&A(436 questions)
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Is Kroger open on Thanksgiving Day?
16
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WalletHub
Most Kroger locations are open on Thanksgiving, but certain departments – such as the pharmacy – may be closed.
If you're planning to make holiday purchases, you can find WalletHub's breakdown of the best and worst retailers for Black Friday deals here.
Is U.S. Bank closing down?
3
UpvotesReply
Chip Lupo
No, U.S. Bank is not closing down. U.S. Bank is downsizing considerably, though, having shuttered close to 600 of its branches from mid-2019 through the end of 2020 as more of its customers continue shifting to digital banking platforms to manage their accounts.
Many of the branches that were temporarily closed in 2020 because of the coronavirus pandemic have since closed permanently, according to officials from U.S. Bank. The branch closures are expected to save U.S. Bank up to $150 million annually, starting as early as the first quarter of 2021.
U.S. Bank's branch closures are part of an overall trend nationwide. More than 4,400 bank branches across the country have closed between 2017 and 2020 – a decline of around 5%.
How can I redeem my U.S. Bank Cash+ rewards?
8
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Paddy Sullivan
You can redeem your U.S. Bank Cash+™ Visa Signature® Card rewards through your online account on the U.S. Bank website, or your mobile app. You can also redeem your U.S. Bank Cash+™ Visa Signature® Card rewards by calling the Cardmember Services number on the back of your card.
Here is how to redeem your U.S. Bank Cash+™ Visa Signature® Card rewards:
- Log in to your online account.
- Select "My Accounts" at the top of the page.
- Choose "Redeem Rewards & Access Card Benefits"
- Choose your desired redemption option and follow the prompts to complete your request.
Here are your U.S. Bank Cash+™ Visa Signature® Card rewards redemption options:
- Cash back: You can simply have your cash back rewards deposited into your U.S. Bank deposit account (savings, checking or money market accounts). This option requires redeeming at least $25.
- Statement credit: Your cash back rewards can be applied to reduce your balance, but will not count toward your minimum payment. This option requires redeeming at least $25.
- U.S. Bank Rewards Card: You can also redeem your rewards as a prepaid U.S. Bank Rewards Card. This option requires redeeming at least $25 ($5 increments thereafter).
- Real-Time rewards: You can enroll in Real-Time rewards to use your cash back rewards as you make your eligible purchases. There's a $10 minimum redemption for Real-Time Rewards.
Don't forget that the U.S. Bank Cash+™ Visa Signature® Card rewards expire 36 months after the billing cycle in which they were earned.
What are the REI credit card benefits?
8
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Joseph Bulebush
REI Credit Card benefits include an extended warranty program, price protection, trip cancellation insurance, cellphone insurance, and concierge services. Cardholders also get a $100 REI gift card for making their first purchase within 60 days. There are plenty of other REI Credit Card perks, too: LoungeKey airport lounge membership; discounts on Postmates, Onefinestay home rentals, Boxed purchases, and Fandango movies; free ShopRunner membership; and free Lyft rides.
REI Credit Card benefits and perks:
Extended Warranty: Doubles the manufacturer's warranty (up to 2 years) on eligible purchases.
Price Protection: If the price of an eligible purchase drops within 120 days of purchase, you'll get reimbursed for the difference.
Trip Cancellation Insurance: If a trip purchased with the card is cancelled due to a covered reason, you get reimbursed for non-refundable payments to a common carrier.
Cellphone Protection: Reimburses costs when a covered cellphone is damaged or stolen, as long as you pay the cellphone bill with the card.
Concierge: Call the concierge for help with deliveries, gift buying, event tickets, and other personal needs.
LoungeKey airport lounge membership: Show the REI Credit Card to get a special pay-as-you-go rate of $32 for Lounge Key airport lounge visits.
ShopRunner membership: Gives unlimited free 2-day shipping from over 140 online stores, plus free return shipping.
Discounts: 10% off Onefinestay home rentals, $5 off Postmates orders of $25 or more, every 6th Lyft ride free (up to $10 per ride), 5% back on Boxed purchases, and $5 back when you purchase 2 Fandango movies.
REI welcome gift: $100 gift card after making your first card purchase within 60 days of account opening.
That's not all the REI Credit Card is good for, however. These benefits are in addition to the REI Mastercard's ongoing rewards: 5% back on REI purchases, 2% back on mobile wallet purchases, and 1% back on everything else. With an annual fee of $0, it's hard to beat all those upsides, especially for loyal REI shoppers.
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How do I apply for the Hobby Lobby Credit Card?
5
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@maxcavill
You cannot apply for the Hobby Lobby Credit Card, since it's currently discontinued.
If you're interested in a similar credit card, I'd suggest the Kirkland's Credit Card. You can apply for it with fair credit online, by calling 1-800-431-5921 or in stores.
Keep in mind that an application will result in a hard pull on your credit and may lower your score for a short period of time. So make sure you qualify for it.