

U.S. Bank's history dates back to 1863 when First National Bank of Cincinnati opened for business. As regional banks proliferated across the country in the years that followed, a number of other predecessors were born. After a series of mergers at the turn of the 21st century, they formally took on the U.S. Bank name and established their headquarters in Minnesota. Their relationships are built on trust that they build every day through every interaction. Their employees are empowered to do the right thing to ensure they share their customers’ vision for success. Their diverse business mix is fundamental in delivering a consistent, predictable and repeatable financial performance year after year. Their core businesses include Consumer & Business Banking, Corporate & Commercial Banking, Payment Services and Wealth Management & Investment Services. Through their “One U.S. Bank” philosophy, they are able to bring the power of the whole bank to every customer, every single day.
Today, U.S. Bank is the fifth-largest bank in the United States, with more than 70,000 employees and $495 billion in assets as of December 31, 2019.
U.S. Bank Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 01/21/2021.
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the interest rate never changes... and that is a plus in my favor. Also, my daughter can use this for her credit score... never had any problems occur on the account.

One of my favorite credit cards, easy to make payments and to monitor through my US Bank phone app, plus I get mobile alerts every time it's used!

Save your time and money, don't waste your time opening account in this bank because they will give you a lot of headache. Every time I call their customer service I always get different answers about my dispute, and they aren't willing to help resolve your problem. When I opened this account I went to the branch twice, first was to add my husband on my checking account and provided all our information and signature. Then after about a week they closed my savings account that was open over the phone because they said there was no signature. No one has even bothered to reach out to us about the form that needed our signature and the fact that we went to the branch after opening that account, the person at the bank didn't even mention that to us. After this incident, I went to the branch to ask for a limit increase on my debit card spending, and she said you should be receiving a decision if it is approved or not, and again they failed to do that. I can just go on and on with not just once, not twice, but many more incidents that I never felt valued as a customer. I have been with Capital One for so many years and never had this bad experience. It is just because they don't have a branch here, so I decided to open US bank. But definitely closing my account with them after withdrawing my money in checking. We will NOT gonna do any business with them ever again. And I also warned friends and family.


If, and I stress, if either their site or their app functions, you might be able to do remote banking. Don't count on either working.

U.S. Bank Offers
U.S. Bank Q&A (320 questions)
Is Kroger open on Thanksgiving Day?

Most Kroger locations are open on Thanksgiving, but certain departments – such as the pharmacy – may be closed.
If you're planning to make holiday purchases, you can find WalletHub's breakdown of the best and worst retailers for Black Friday deals here.
What are the minimum US Bank credit card credit score requirements?

The U.S. Bank credit card credit score requirements vary by card.
If your score is bad, the best choice would be to get the Harley-Davidson Secured Credit card.
If your score is excellent, you could go for the U.S. Bank Visa Platinum card.
Apart from your credit score, US Bank will also look at other factors, such as your credit history, your disposable income and assets you may have, as well as any potential debts and liabilities.
How can I pay my Academy Credit Card?

Academy Credit Card customers can make a payment online or over the phone. To pay your Academy Credit Card bill online, log into your account on Comenity Bank's Academy portal. Navigate to the “Payments” section and add your bank account and routing number. Then, choose your payment date and payment amount.
To make your Academy Credit Card payment over the phone, call the number on the back of your credit card and enter your credit card number when prompted. You should be able to make a payment through the automated system. But you can also opt to speak to a customer service rep who can handle processing your payment.
How can I redeem my U.S. Bank Cash+ rewards?

You can redeem your U.S. Bank Cash+ rewards online from your account or by calling the Cardmember Services number on the back of your card. It's a pretty straightforward process, compared to some other redemption programs.
The Cash+ rewards can be redeemed as a:
- Deposit into your U.S. Bank deposit account
- Statement credit
- U.S. Bank Rewards Card with a $20 minimum and $5 increments
Don't forget, that the Cash+ rewards expire 36 months after the billing cycle in which they were earned.
What are the REI credit card benefits?

REI Credit Card benefits include an extended warranty program, price protection, trip cancellation insurance, cellphone insurance, and concierge services. Cardholders also get a $100 REI gift card for making their first purchase within 60 days. There are plenty of other REI Credit Card perks, too: LoungeKey airport lounge membership; discounts on Postmates, Onefinestay home rentals, Boxed purchases, and Fandango movies; free ShopRunner membership; and free Lyft rides.
REI Credit Card benefits and perks:
Extended Warranty: Doubles the manufacturer's warranty (up to 2 years) on eligible purchases.
Price Protection: If the price of an eligible purchase drops within 120 days of purchase, you'll get reimbursed for the difference.
Trip Cancellation Insurance: If a trip purchased with the card is cancelled due to a covered reason, you get reimbursed for non-refundable payments to a common carrier.
Cellphone Protection: Reimburses costs when a covered cellphone is damaged or stolen, as long as you pay the cellphone bill with the card.
Concierge: Call the concierge for help with deliveries, gift buying, event tickets, and other personal needs.
LoungeKey airport lounge membership: Show the REI Credit Card to get a special pay-as-you-go rate of $32 for Lounge Key airport lounge visits.
ShopRunner membership: Gives unlimited free 2-day shipping from over 140 online stores, plus free return shipping.
Discounts: 10% off Onefinestay home rentals, $5 off Postmates orders of $25 or more, every 6th Lyft ride free (up to $10 per ride), 5% back on Boxed purchases, and $5 back when you purchase 2 Fandango movies.
REI welcome gift: $100 gift card after making your first card purchase within 60 days of account opening.
That's not all the REI Credit Card is good for, however. These benefits are in addition to the REI Mastercard's ongoing rewards: 5% back on REI purchases, 2% back on mobile wallet purchases, and 1% back on everything else. With an annual fee of $0, it's hard to beat all those upsides, especially for loyal REI shoppers.