U.S. Bank's history dates back to 1863 when First National Bank of Cincinnati opened for business. As regional banks proliferated across the country in the years that followed, a number of other predecessors were born. After a series of mergers at the turn of the 21st century, they formally took on the U.S. Bank... show more
U.S. Bank Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 09/22/2021.
3.9
21,741 reviews
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U.S. Bank
John Chambers @johnc5
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Verified Customer
We paid off this loan in Aug. 2021 . While the processing was exemplary, we felt victimized by their mortgage unit. We needed to make some improvements and repairs, had an existing mortgage with them. We were sold a HELOC with assurances it could be rolled over into the mortgage at the low market rate. However, US Bank insisted as treating it as a cash out, even though no money ever left debts owed to them. We had to refi at a higher rate, with all the associated costs. We are now done with them forever.
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Product: U.S. Bank Mortgages
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U.S. Bank
aaronsmith123 @aaronsmith123
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We had a lease with US Bank that we bought out. It took them almost a month to send the paperwork to us and now we owe a bunch of fees for the title transfer. On top of this they pulled out an extra payment from our checking account that we have yet to be refunded for. I keep calling them to get the money back and I just get the run-around saying that it's still in process. I'm now in the process of moving ALL of our money out of US Bank. I'm done.
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Product: U.S. Bank Car Loans
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U.S. Bank
Maria @salinasmarie10
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Verified Customer
I have paid my account in full on August 5th. And Today is September 1st. and it still shows my balance of 3,900. Since I made the effort to pay my account in full. I sure expect U.S. bank to report it to the Bureaus as soon as possible. Please do something about it. Thank you.
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Product: U.S. Bank Credit Cards
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U.S. Bank
Ezra @ezra_heeschen
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Verified Customer
Great monthly use card - my favorite right now! The app is very easy to use and if you have a credit card with US Bank, you can open a gold checking account with no monthly fees.
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Product: U.S. Bank Credit Cards
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U.S. Bank
Jon @jonl_25
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Verified Customer
I’ve had ten home loans and my US Bank loan has been the very best.no points, a great rate, and easy to use monthly statements.This loan also tracks my home value using a pretty accurate formula.
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Product: U.S. Bank Mortgages
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U.S. Bank
itsdarebear14 @itsdarebear14
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This is the worst bank I've ever dealt with. They deny money to their customers and do everything they can to keep you from accessing your cash. They employees on the phone can't seem to assist their customers properly. I've been denied money to my face with all necessary documents because I didn't have "an appt " when no one was even in the bank customer wise. WARNING. GO TO A DIFFERENT BANK.
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Product: U.S. Bank Checking
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U.S. Bank
Ashley @ashleynicolesutton1995
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Verified Customer
Very good I like it a lot thank you. I like using it so much very good should use too. Very easy and fast to use.
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Product: U.S. Bank Credit Cards
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U.S. Bank
Daisy Lynn @seniorkad
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I have been a customer of US Bank for about 15 years. Business acct, personal acct, loans, credit cards had it all. But lately they just don't care. From their branches to their fraud department to their customer service department. They give out your information to companies whenever they want. They have allowed a credit card I closed due to fraud to still be used, and instead of adress the problem they blamed me. So disappointed with this company. I use to tell people how great they were and now I'm seeing what they have seen. If you can stay away from them do so. GO TO ANOTHER BANK. Not happy at all.
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Product: U.S. Bank Credit Cards
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U.S. Bank
Michael @michaelj_380
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Verified Customer
Great bank! Started with 300 limit, paid on time 1 year, earned a jump to 4,400k and now on 3 year, 10k Wow! I worked and they worked with me to improve my life! Good partnership US ?? My FICO is now 725!
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Product: U.S. Bank Credit Cards
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U.S. Bank
maureenbrandy @maureenbrandy
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I have been working on closing my fathers estate and dealing with this supposed "bank" has been the worst experience I've ever had with a banking institution. They have requested multiple copies of the death certificate and probate letters, do not share information across departments, say that anything the bank manager scans to their cloud is not available to any other portion of the bank and with all these mishaps may cause a delay in the closing of the house. It's like they don't even want the mortgage or helo to be paid off. Be very wary of ever using this bank.
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Product: U.S. Bank Mortgages
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+48432 users submitted a rating without writing a full review
The REI Credit Card foreign transaction fee is 0%. So, this credit card will not charge you any fees while traveling internationally or making purchases from foreign-based merchants. To put that in perspective, the REI Credit Card will save you 1% - 3% when making purchases through foreign merchants.
You can redeem your U.S. Bank FlexPerks Select rewards online by logging in to your account. Under the “My Accounts” tab select “My Rewards” and click “Redeem Rewards”. You could also call 1-800-692-8472.
You can redeem your points for:
Airline tickets
Merchandise and gift cards
In the form of a statement credit or cash back
The U.S. Bank FlexPoints have different values, depending on how you want to redeem them: for air travel, hotels and car rentals you get 1.5 cent/point when redeemed through U.S. Bank. Cash back, statement credits, gift cards get you 1 cent/point and the value varies if you wish to redeem for merchandise.
To redeem rewards, your account must be in good standing. Also keep in mind that FlexPoints expire in 5 years from the end of the quarter in which they were earned!
You can check your Kroger credit card application status by calling 800-947-1444 and providing your Social Security number. If you're approved, your card should arrive in 7-10 business days.
In most cases, when applying for the Kroger credit card online, you will receive a decision immediately. But the decision could be delayed depending on your credit standing and whether additional information needs to be verified, in which case you will be notified of U.S. Bank's decision via mail.
The U.S. Bank Cash+™ Visa Signature® Card credit score requirement is 700 or better. That means people with good credit or better have a shot at getting approved for the U.S. Bank Cash+™ Visa Signature® Card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the U.S. Bank Cash+™ Visa Signature® Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it's best to wait to apply until you meet the U.S. Bank Cash+™ Visa Signature® Card credit score requirement. You can check your credit score for free on WalletHub.
You cannot check your Harley-Davidson Credit Card application status. You can, however, be instantly approved for it if you apply online.
If you didn't, you should receive a decision in 7-10 business days. Sometimes the issuer needs more time to verify your application, and might even call you to request additional information.
