U.S. Bank's history dates back to 1863 when First National Bank of Cincinnati opened for business. As regional banks proliferated across the country in the years that followed, a number of other predecessors were born. After a series of mergers at the turn of the 21st century, they formally took on the U.S. Bank name and established their headquarters in Minnesota. Their relationships are built on trust that they build every day through every interaction. Their employees are empowered to do the right thing to ensure they share their customers’ vision for success. Their diverse business mix is fundamental in delivering a consistent, predictable and repeatable financial performance year after year. Their core businesses include Consumer & Business Banking, Corporate & Commercial Banking, Payment Services and Wealth Management & Investment Services. Through their “One U.S. Bank” philosophy, they are able to bring the power of the whole bank to every customer, every single day.
Today, U.S. Bank is the fifth-largest bank in the United States, with more than 70,000 employees and $495 billion in assets as of December 31, 2019.
U.S. Bank Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 02/27/2021.
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U.S. Bank
John McElwain @jfmcel
Don't imagine you can travel with a US Bank debit card. I just spent hours on the phone trying to get them to let me use my card on a trip. Seriously, 7 phone calls over a couple days and over and over they would tell me, they have cleared the block but then it would never work. They finally pretty much admitted that whatever fraud protection block their system was putting up, they couldn't override it. Same thing happened to me last year, but I gave up after a couple calls, thinking it was a problem with the card -- but when I got home, it worked just fine.
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Product: U.S. Bank Checking
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U.S. Bank
tessafronan @tessafronan
Never open credit with US Bank. They do not notify you when you have a balance. They do not notify you when you have a late payment. When you ask them to do something they act like they don’t know or they can’t and just transfer the call to another person who does the same thing. Terrible customer service. Terrible bank.
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Product: U.S. Bank Credit Cards
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U.S. Bank
Your a piece of shit Ass hole @poptart350
US Bank is extremely unhelpful. When you ask them to do something they act like they cannot do it but you can do it online. Speaking to a live person is pointless. They don't want to talk to you. They want to take their fees and have you do everything online.
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Product: U.S. Bank Checking
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U.S. Bank
Travis @travisb_32
I got approved for a 7500 limit! They pulled my transunion report! Which is my lowest score! I think the score they said i had was wrong! They said i had a 628! And they gave me a 7500 limit?? Doesnt seem right!
By the way I have a platinum card with US bank also! And a checking account and savings!
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U.S. Bank
Mary @maryhuffman58
This was a loan that has been paid off since October and still holds a balance on my credit. It was like a 90 day note paid off early.
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Product: U.S. Bank Personal Loans
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U.S. Bank
Mary @maryhuffman58
I got this card to establish credit. It's done nothing for me at all. I never spent more then a 1/4 of my balance and my credit goes down. So I tried spending more and making monthly payments and it's not helping.
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Product: U.S. Bank Credit Cards
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U.S. Bank
toubikat2 @toubikat2
US Bank, Calabasas Branch, is the worst Bank that I have dealt with. They don't know how to answer your questions. The bank by itself has the worst transfer regulations to another account with a very low limit set for new clients! Even their IT personnel sometimes don't know the answer to your questions. Stay away from this bank, especially its branch in Calabasas. They have used to cater to elderly clients and are not up to date for handling the business needs of the younger business customers. The branch manager has a very macho attitude and not very accommodating. I learned not to deal with the smaller unknown bank from now on. A lesson learned a very hard way!!!
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Product: U.S. Bank Credit Cards
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U.S. Bank
Ilea @ilea_healthnbeauty
This credit company has been a blessing all throughout my time with them, including when my identity was stolen and my credit limit of $10,000 was used during that time! Their customer service is absolutely tremendous! Thank you for treating and loving your customers like family!
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Product: U.S. Bank Credit Cards
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U.S. Bank
Bill Graham @billinmi
This Bank has the Worst Customer Service that I have ever had the misfortune of dealing with. Their Automated System is complete trash especially if All You have is a loan with them. You have to cycle thru multiple menus (over and over) even After you have entered your account number and zip code just to get the Balance on the loan. When I called to inquire about their Annoying Automated System and waited on hold for over 45 min to speak to someone, I was politely informed that my problem could be corrected if I Just opened a Credit Card account. I couldn’t believe that they suggested something so ridiculous!
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Product: U.S. Bank Credit Cards
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U.S. Bank
darren @darrendpprice
they lower you credit limit when you lower the usage. they also lowered it without notice and it cost me 20 points on my fico. smh..very disappointed about this.. just as hop over the 700 threshold..
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Product: U.S. Bank Credit Cards
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You can redeem your U.S. Bank FlexPerks Select rewards online by logging in to your account. Under the “My Accounts” tab select “My Rewards” and click “Redeem Rewards”. You could also call 1-800-692-8472.
You can redeem your points for:
Airline tickets
Merchandise and gift cards
In the form of a statement credit or cash back
The U.S. Bank FlexPoints have different values, depending on how you want to redeem them: for air travel, hotels and car rentals you get 1.5 cent/point when redeemed through U.S. Bank. Cash back, statement credits, gift cards get you 1 cent/point and the value varies if you wish to redeem for merchandise.
To redeem rewards, your account must be in good standing. Also keep in mind that FlexPoints expire in 5 years from the end of the quarter in which they were earned!
You can check your Kroger credit card application status by calling 800-947-1444 and providing your Social Security number. If you're approved, your card should arrive in 7-10 business days.
In most cases, when applying for the Kroger credit card online, you will receive a decision immediately. But the decision could be delayed depending on your credit standing and whether additional information needs to be verified, in which case you will be notified of U.S. Bank's decision via mail.
You need a credit score of at least 700 to get the U.S. Bank Cash+ card. That doesn't guarantee that your application will be approved, but it can serve as a risk indicator to the credit card company. In other words, it shows how likely it is that you'll repay your debt.
However, credit card companies generally look at the big picture, which includes the number of delinquent accounts in your credit reports, hard inquiries, debt, and income.
You cannot check your Harley-Davidson Credit Card application status. You can, however, be instantly approved for it if you apply online.
If you didn't, you should receive a decision in 7-10 business days. Sometimes the issuer needs more time to verify your application, and might even call you to request additional information.
U.S. Bank cash advance limits are determined based on your creditworthiness.
But a high amount shouldn't encourage you to perform cash advances, as they are really expensive.
It is also important to note that doing a cash advance at an ATM will likely result in you being assessed an ATM owner surcharge in addition to the cash advance fee and high interest rates charged by your credit card company.
