U.S. Bank
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5 Star Rating
Verified CustomerWonderful card to use if you're paying it in full every month. Otherwise, the interest rate voids any benefits the card comes with.
Product: U.S. Bank Credit Cards
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U.S. Bank
U.S. Bank's history dates back to 1863 when First National Bank of Cincinnati opened for business, As regional banks proliferated across the country in the years that followed, a number of other predecessors were born. After a series of mergers at the turn of the 21st century, they formally took on the U.S. Bank... show more
U.S. Bank Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 05/19/2022.
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U.S. Bank
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5 Star Rating
Verified CustomerI have enjoyed my experience with us bank. Their staff is very knowledgeable about their products and services, and are always friendly and polite nice job guys keep up the great work!
Product: U.S. Bank Credit Cards
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I would like to know witch branch because mine is not
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U.S. Bank
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3 Star Rating
We just assumed a lease from our daughter and the fees to do so are near criminal. Between the fee she had to pay of $750.00 and our fee of $511.00 which does not include transfer filings for our state for taxes and registration etc....or our first months payment. We will never suggest anyone use US Bank for leasing! This is bad business for someone trying to do the right thing!
Product: U.S. Bank Car Loans
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U.S. Bank
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5 Star Rating
Verified CustomerHave never had a problem with it. Have on phone app to keep track of my money and has no fees if account is payed in full every month. Very happy with them which is a major achievement for someone to say.
Product: U.S. Bank Credit Cards
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U.S. Bank
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3 Star Rating
Verified CustomerI have always had a good experience since becoming a card member in 2006 and the reward cards are competitive but after some life events and taking on some extra credit card debt, my interest rate was raised by 6% while being in good standing with all my other cards. I have 11 credit cards in total and US Bank was the only card to raise my interest rate due taking on some temporary extra debt.
Product: U.S. Bank Credit Cards
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U.S. Bank
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1 Star Rating
Opened a checking account online. Had a few hiccups wth the process, but everything worked out okay. Have another checking account with Wells Fargo for 40 years, but since moving to Idaho, wanted to try a local bank. What a mistake. Read reviews about U.S. Bank and one of the high points is their customer service and often you can speak to a person, not a computer.
As soon as I started making deposits (both direct and via ATM), they held them up where I did not have access. I called my local branch to find out why and they could not give me a reason. Didn't take it out on the branch employee, she really tried to get to the bottom of it. After talking to a manager, they released my funds, but still could not tell me why it happened. Fast forward, few weeks later and it happened again. Called local branch (got the same employee who assisted me before - she remembered me) and this time she was instructed to give me the corporate 800 number and an extension for the Fraud Department.
I can't even remember how many times I had to call and recall that number because the computer-guided system would not give me an option to talk to a person or use the extension number I was provided. Round and round and back to the main menu. Talked to 3 different individuals and none could give me a reason for why my money was being held.
Finally get connected to the Fraud Department and am told, they can't help me because this is not fraud. No kidding jack. He couldn't even recommend another department to help me. So, I inquired if the deposit holds are because I am a newer customer (opened the account 2-1/2 months prior). He said, most likely, yes. Okay, a for real answer. I asked, "How long am I considered a 'new' customer? 3 months, 6 months, a year?" He couldn't say, but the system says the check is being held for 7 days.
So, today is the 7th day mark and STILL my deposit is not available. I need to make rent. Idaho doesn't have many banks to choose from - obviously I chose the wrong bank. Stay away from this bank.
As soon as I started making deposits (both direct and via ATM), they held them up where I did not have access. I called my local branch to find out why and they could not give me a reason. Didn't take it out on the branch employee, she really tried to get to the bottom of it. After talking to a manager, they released my funds, but still could not tell me why it happened. Fast forward, few weeks later and it happened again. Called local branch (got the same employee who assisted me before - she remembered me) and this time she was instructed to give me the corporate 800 number and an extension for the Fraud Department.
I can't even remember how many times I had to call and recall that number because the computer-guided system would not give me an option to talk to a person or use the extension number I was provided. Round and round and back to the main menu. Talked to 3 different individuals and none could give me a reason for why my money was being held.
Finally get connected to the Fraud Department and am told, they can't help me because this is not fraud. No kidding jack. He couldn't even recommend another department to help me. So, I inquired if the deposit holds are because I am a newer customer (opened the account 2-1/2 months prior). He said, most likely, yes. Okay, a for real answer. I asked, "How long am I considered a 'new' customer? 3 months, 6 months, a year?" He couldn't say, but the system says the check is being held for 7 days.
So, today is the 7th day mark and STILL my deposit is not available. I need to make rent. Idaho doesn't have many banks to choose from - obviously I chose the wrong bank. Stay away from this bank.
Product: U.S. Bank Checking
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U.S. Bank
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1 Star Rating
I'm so disappointed in this bank. I sent a escrow payment in December they didn't input the escrow letter in the system. So I call January, February, March and April and finally got it straight. I sent my payment s in every month like I was suppose to. But to make it right after all the call etc. They took 81 dollars from my escrow account took make my April payment. I don't think that was fair at all. Your welcome to call me anytime.
931 538 9018
931 538 9018
Product: U.S. Bank Mortgages
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U.S. Bank
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5 Star Rating
So far I love U.S. Bank, I have the Gold Checking as one of my extra accounts. I do enjoy the Altitude GO Visa Signature and all the great rewards that come with it. My goto card for food for sure. The customer service has been excellent and the staff very friendly. I would highly recommend U.S. Bank to anyone. I also bank with USAA, NFCU, Wells Fargo & American Express, and U.S Bank is right up there with the best.
Product: U.S. Bank Checking
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U.S. Bank
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3 Star Rating
It's hard to get through to customer service. I don't like the high interest rates. The rewards are hard to understand how to redeem. They charge for paper statements. If I had to do over I would of chose a different store card.
Product: U.S. Bank Credit Cards
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U.S. Bank
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2 Star Rating
I almost became homeless because my debit card got locked so I couldn't even buy a loaf of bread or pay rent.It took a whole day to get it unlocked.Its bad when you have almost $2,000 and can't even pay rent.
Product: U.S. Bank Credit Cards
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U.S. Bank Q&A(521 questions)
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Is there an REI Mastercard foreign transaction fee?
20
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Rhonda Stewart
No, there is no REI Credit Card foreign transaction fee. This means you won't be charged extra anytime you use the REI Credit Card outside of the United States. This applies whether it's a purchase at a physical location in a foreign country or an online transaction through an internationally-based merchant.
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How can I redeem my U.S. Bank FlexPerks Select rewards?
5
UpvotesReply
Frieda Reiss
You can redeem your US Bank FlexPerks℠ Select Rewards Visa® Credit Card rewards online by logging in to your account, either through the U.S. Bank website, or the U.S. Bank mobile App. Once logged in, access the "My Accounts" tab, then select "My Rewards" and click "Redeem Rewards & Access Card benefits." Alternatively, you can call US Bank FlexPerks℠ Select Rewards Visa® Credit Card customer service at (800) 692-8472.
Here's how to redeem your US Bank FlexPerks℠ Select Rewards Visa® Credit Card rewards online:
- Log in to your online account.
- Select the "My Accounts" tab at the top of the page, then choose "My Rewards."
- Select the "Redeem Rewards & Aceess Card Benefits" option.
- Follow the prompts to complete your request and redeem your rewards. You can redeem points for travel (booking airfare and hotels), statement credits (cannot be applied to the minimum amount due), merchandise, and gift cards.
The value of your US Bank FlexPerks℠ Select Rewards Visa® Credit Card rewards varies depending on how you want to redeem them. To learn more about your rewards, including what they're worth, check out WalletHub's U.S. Bank FlexPerks Program Review.
To redeem rewards, your account must be in good standing. Also keep in mind that FlexPoints expire in 5 years from the end of the month in which they were earned.
Does U. S. Bank do home improvement loans?
0
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Rick Bormin
Yes, U.S. Bank does home improvement loans. You can take out a personal loan from U.S. Bank and use it to pay for home improvement expenses, such as remodeling a kitchen, finishing a basement, putting on siding or many other projects. U.S. Bank does not specifically refer to their loans as "home improvement loans," so you'll need to take out a general-purpose personal loan.
Quick Facts About U.S. Bank Home Improvement Loans
- APR: 5.99% - 18.49%
- Origination fee: $0
- Loan amount: 1,000 - $50,000
- Payoff period: 12 - 60 months
- Credit score required: Not Disclosed
Before you apply for a U.S. Bank home improvement loan, it's a good idea to compare the offer to WalletHub's editors' picks for the best home improvement loans. That way, you'll be able to see how the offer stacks up against loans from leading competitors.
How do I check my Kroger Credit Card application status?
4
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Peter Fox
You can check your Kroger credit card application status by calling 800-947-1444 and providing your Social Security number. If you're approved, your card should arrive in 7-10 business days.
In most cases, when applying for the Kroger credit card online, you will receive a decision immediately. But the decision could be delayed depending on your credit standing and whether additional information needs to be verified, in which case you will be notified of U.S. Bank's decision via mail.
What states have U.S. Bank?
3
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WalletHub
There are 26 states that have U.S. Bank branches, including California, Florida, and Ohio. Even if you don't live in a state with a U.S. Bank branch, you can still apply for one of the bank's financial products, which are available nationwide, though the bank's website.
States That Have U.S. Bank Locations
- Arizona
- Arkansas
- California
- Colorado
- Florida
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Minnesota
- Missouri
- Montana
- Nebraska
- Nevada
- New Mexico
- North Dakota
- Ohio
- Oregon
- South Dakota
- Tennessee
- Utah
- Washington
- Wisconsin
- Wyoming
In total, there are more than 2,000 U.S. Bank locations across those 26 states. However, the number of U.S. Bank branches varies heavily from state to state, from hundreds in California to fewer than 10 in some other states. Even if there's a branch in your state, it might not be very convenient.