U.S. Bank's history dates back to 1863 when First National Bank of Cincinnati opened for business, As regional banks proliferated across the country in the years that followed, a number of other predecessors were born. After a series of mergers at the turn of the 21st century, they formally took on the U.S. Bank... show more
U.S. Bank Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 05/28/2022.
3.9
21,938 reviews
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21,938 reviews from WalletHub and across the web
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U.S. Bank
Carol @carolcruises
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5 Star Rating
Verified Customer
I got instant approval, a high limit and a credit increase within months w/o asking and a long interest free intro period. Who could ask for more? Also easy to manage via both an app and the internet.
CONSUMER BEWARE. If I could put 0 stars, I would. US Bank tries to trap you into staying with them. If you lease a vehicle with US BANK, when you go to trade it in they charge you several thousand dollars more if you do not go back through US BANK. Ex. If you trade your vehicle in on a Chevy and want to go through GM Finance, your payoff will be around $3000-$4000 higher than if you buy the car out from US BANK or if you finance your new vehicle through US BANK. CROOKED BUSINESS. They say it is because they have an investment in the vehicle, but every other bank has an investment in vehicles that they loan money for also and they do not do this shady business. On top of that, if you do buy a leased vehicle out from US BANK they give you about a 2% higher interest rate than any other bank. They make a SH++load of money off of you no matter what. Every dealer that I talked to about trading my vehicle, was very disappointed when they learned that I had my lease through US BANK. The dealers know the car business and know this is crooked too!
One of my favorite cards in my wallet, it's pretty neat for earning 4x back on dining and $15 for 11 months of streaming service. No annual fee or FTF either. It's also metal so it has a bit of heft. US Bank's website and app are both kinda dated but usable and the customer service is better than what I've experienced at Chase and BoA. Only thing that's kinda annoying is you can only redeem in 2,500 pt increments for cashback, but if you sign up for real-time rewards you can cover any purchase over $10 as statement credit as long as you have enough points.
I received a letter in the mail an approval letter. I had another credit card on 0% expiring with over 40,000 dollars on it. After seeing this was a platinum card and how it gave me a 7 day window to apply. I checked to see if EIN was all that was needed. It stated they needed my SSN to prove who I was only nothing to do with a credit check on my own credit. I applied and it not only checked my personal credit, it gave me only 3,000 dollars! I called a representative before I sent it in, who told me it would be at least 20,000. After all it states apply so you can transfer your bigger bills for 15 mo. Interest free savings. What a slap in the face, I have never been given such a small amount of credit in 15 years of running my business. Last time on my personal credit was 20 years ago when Home Depot first started 2500, but later went up to 60,000. My personal credit is 835 and this is how you get treated by US bank, maybe it’s just me but this sucks.
great bank so i need to write one hundred and twenty more characters to say that this is a great bank, but they did close the santa rosa location in safeway
I love this card. It has great bonus features that come with having the card and its very easy to navigate on the site and to call in. I’ve had Microsoft hacking my sons account and they are sending me my fourth card in 90 days and they are very helpful. Besides this Microsoft hack being a stressful mess they still support me and take it serious but I’m getting worried they are going to drop my account but instead I get updates and they check in to help. I’m only being hacked for small amounts but if I didn’t do something if would never stop. I have to keep my card locked so I’m hoping to get this all resolved so I can go back to using my card without worry. Love this card !
THIS ACCOUNT DOES NOT BELONG TO ME. IT BELONGS TO MY SISTER WHO WAS OFFERED A CARD AS AN AUTHORIZED USER FOR ME. WE WERE NOT TOLD THAT THE ACCOUNT WOULD APPEAR ON MY CREDIT REPORT. THIS HAS BEEN REMOVED AS A USER BUT THE ACCOUNT REMAINS ON MY CREDIT, UNFORTUNATELY. I DON,T KNOW WHEN IT WILL BE REMOVED.
I have only had problems with my corporate loan for a medical device. They have lousy hours and are not open when I called at the end of the day today I waste alot of time calling them for their frequent errors on the account. I just stored their number in my phone. Their listing is the USBank "The morons" Go elsewhere for corporate equipment loan. Try a local ban or credit union instead. Even if there are some fees, good service is worth something
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Product: U.S. Bank Business Services
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U.S. Bank
scott_1002051 @scott_1002051
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1 Star Rating
US Bank Stole $6250.00 from my business account. On March 9th 2022 US Bank deducted $6250.00 from my business account without any prior notice by phone, email, or letter. I called US Bank customer service on March 9th 2022 and was advised that the $6250.00 was a reversal of a previous credit issued on my debit card. After several more phone calls I was advised to submit documentation regarding the claim filed which I did through the local branch on March 10, 2022. On March 14, 2022 I was advised by customer service representative Michael that the case had been resolved and that the $6250.00 would be back in my account within 24-48 hours. On March 16, I called once again and was advised that the information I had been given by Michael on March 14, 2022 was not accurate and that my case had still not been looked at but it had been escalated to a supervisor named Eugene. I asked for Eugene information and phone number and was told that nobody has access to the dispute personnel not even branch managers and that I would be contacted within 24-48 hours if more information was neccessary. On March 18, 2022 I received a phone call from dispute supervisor "Michelle". Michelle said because the documents were not sent in within US Bank guidelines the $6250.00 would not be returned back into my account. I asked if the money was being returned to the merchant and Michelle advised that it was not and that US Bank would be keeping the money. Michelle was very beligerant and her attitude was very non-chalant. Michelle said there was nothing more she would do and if wasn't happy I should send a letter to Andy Cecere the bank President in North Dakota. I asked Michelle to confirm the address that the document request was sent to and if the call was being recorded. She said in fact the call was being recorded and on the recorded line she read me back the address that DID NOT include my suite number which is why I never received the document request. I asked her also why it was ok for her to call me and tell me US Bank was keeping $6250.00 but they could not give me a courtesy call to let me know that they needed additional documentation to support my case for $6250.00. In a very beligerant manner Michelle replied that supervisors never called out for information and it would be impossible to call given she had over 100 cases per day to look at. Michelle also went on to say that the document letters are auto-generated and the revocation is automatic if the deadline expires without receipt. This appears to be an effective strategy for US Bank to steal thousands of dollars from their account holders and a criminal investigation should be done by the FBI for wire fraud and bank fraud. I will be sending letters to the Attorney General in Arizona, North Dakota, and MN to advise them of my situation as well I will be copying my local Rep Congressman Schweikert and Senator Sinema.
I had a similar issue. In my case, the amount was approximately 3,000. Also, we were using their merchant services and they settled the last batch against our explicit instructions... Into this closed account that they charged 3000 to, over a disputed charge that was resolved months ago. They also tricked us into giving them our new banking information, so now have it on file. I am tempted to close our new account, because they might access it without our knowledge or permission to take more money from us. I'm so angry, because this will put all our employees on the streets. So the bank can get richer. I'm furious. If you need any support, we are with you. [email protected]
You cannot check your Harley-Davidson Credit Card application status. You can, however, be instantly approved for it if you apply online.
If you didn't, you should receive a decision in 7-10 business days. Sometimes the issuer needs more time to verify your application, and might even call you to request additional information.
U.S. Bank credit card cash advance limits are not disclosed, as they vary widely based on each applicant's creditworthiness. Factors such as your income, debts, housing expenses, and your overall ability to make payments will be considered when determining your cash advance limit.
Here's how to check your U.S. Bank cash advance limit:
Select “account details.” You'll find your cash advance limit in the right column.
Alternatively, you can call the number on the back of your card and enquire about your limit for cash advances. Just keep in mind that a high amount shouldn't encourage you to perform cash advances, as they are really expensive. Each cash advance is subject to a fee of 5% (min $10). And cash advances accrue interest at a separate APR that has no grace period and applies immediately after completing your transaction.
It is also important to note that some ATMs charge their own usage fees, which can increase the cost of your transaction even further. So it's best to reserve cash advances for emergencies only.
You can no longer apply for the Ace Hardware Credit Card.
If you're interested in applying for other hardware cards, I'd suggest the Lowe's Store Card, offering 5% cash back on all purchases and $0 annual fee.
You can apply for the Lowe's Store Card online, but you can get 20% off in case you apply in one of the Lowe's stores.
To get approved, you need to have at least a fair credit score.
Don't forget, that an application results in a hard inquiry on your credit report, which will temporarily affect your score.
Here's how you can check your U.S. Bank Secured Visa® Card application status:
Online: To check your U.S. Bank Secured Visa® Card application status, just log in to your online account. You can either use your online banking ID and password or your name, birthdate and Social Security number.
US Bank app: You can also check the status of your application by using the US Bank app. It is available on both the App Store and Google Play.
By phone: Alternately, you can check your application status over the phone, by calling customer service at (800) 947-1444 and choosing option 1.
Ultimately, it is worth noting that if you're denied, there's still hope. You can ask US Bank to reconsider your application by calling (800) 947-1444. A US Bank credit analyst will talk to you and take another look over your application materials.
The U.S. Bank Cash+ rental car insurance provides coverage in case of physical damage, vandalism or theft, up to the cash value of most vehicles.
You have to decline the rental agency's insurance to be eligible. Certain vehicles (e.g. trucks, large vans) and situations (e.g. drunk driving, injury) aren't covered.
The U.S. Bank Cash+ rental car insurance is secondary to other insurance you have. So if you have a personal auto insurance plan that covers rental cars, you need to get reimbursed through that first.
The exact terms will be mailed with your new card, or you can obtain a copy by calling 513-632-4234.
