
USALLIANCE Financial
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USALLIANCE Financial Reviews
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Well the horrible reviews are on the money!! After calling for a card for one of my checking accounts #1 that I didn't have a card for they canceled the one that I had for checking account #2, which left me without the ability to get gas to get to Medford. this required me to have to borrow money to get to the Medford branch and surprise, the card doesn't work! So far haven't checked the second account card as I'm under the assumption that one will be yet another example of their precious version of customer service that they seem to be pro's at these days, and this isn't the only example that I've endured.
Have a loan with them for about 4 years now. They’ve been pretty good about receiving payments not on time but I’ve always communicated my financial situation to them .I’ve never used their banking cards or credit cards. Have them but never activated and just saw a letter the other day they were stopping all lines of credit ..
Avoid like plague, USAlliance is trouble. Listen to everyone else here, their fees are sneaky and they have no intention of taking responsibility for their own mistakes or manipulation: example, 2 charges to your account post in chronological order, they WAIT until just before your paycheck ( sometimes a week) to let checks register as passing on YOUR end, while the other party is PAID, but they falsely time stamp stuff retroactively in their favor to trigger fees, I've taken screen shots of their rearranged orders, they backtrack and insert things out of order to get fees. Super old school illegal. Then they double charge a fee and when you ask to get it reversed they "accept" one and while they know bills are timed nowadays, they hold their finger on the deny button and claim they acted in good faith by refunding ONE fee, knowing within minutes the paycheck is deposited as scheduled. They also harass friends or family of anyone in a loan who is in legal settlements, they call anyone who might have money asking to forward messages to the borrower. Also super illegal. I'll be noting my concerns to their supervisory committee and filing a complaint with the NCUA about USAlliance. They are that bad now.
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Are USAlliance Financial CDs insured?
Yes, USAlliance Financial CDs are insured by the National Credit Union Administration.