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Introducing 360 Money Market from Capital One®. It’s an online and mobile account that delivers one of the nation’s best savings rates—without the fees.
A statement copy charge of $5 per statement may be charged for statements generated within the last 2 years.
Capital One reserves the right to return any deposit to you that causes the combined balance of all of your accounts with them (including any jointly owned, or in the case of an account owned by a living trust, jointly managed accounts) to exceed $5,000,000.
At certain ATMs owned and operated by Capital One Bank located in gaming establishments and at certain other non-branch locations having no Capital One signage, you may be charged a fee up to $5 for each cash withdrawal.
The amount of the fee varies by location and will be displayed on the ATM screen.
They make too many mistakes. I have a Capital One 360 account that was originally and ING account. I would be out $1790 if I didn't catch their mistake, then I asked them for my statements going back which they sent,and they send me somebody else's statements.
do you suffer from pmb or mail forwarding service and BANK PROBLEMS? If you have pmb and no residence These people are thieves. I have evidence that proves CapitalOne360 are Thieves. And further-more the said victim is a Surviving Vets spouse and senior citizen.
Extremely dissapointed. I wouldn't recommend this crappy, Horrible service. I ask to speak to a Rep, they transfer me to a voicemail. They dont call you back. They get your money in ibe day. It takes 10 business days and I still haven't received money nor call. They don't send emails, they send letters that never make it. Total crap
I have a Capital One 360 account that was originally and ING account. DO NOT bank with this company if you need reliable deposits. They will hold your money without explanation, even if it has already been deducted from your transfer account. I've faced bounced check fees for writing checks against money that was mysteriously held for several business days. Without a guarantee of your deposit time (which is an industry standard, correct?), what purpose does the account have for any timely use?…read more
Opened a Capital One "360" business account two months ago and am very pleased. The staff are great (a bit relaxed in their behavior but great non-the-less). I would give them 5 stars but their initial deposit takes 10 business days even after they receive the external transfer and 5 days on later transfers.
Of note, I don't like the original Capitol One (without the 360), I've had numerous problems over the years and just had more today.…read more
I've been a customer of Capital One for several years as a credit card user, auto loan customer and a savings account customer. I've never had any problems with them and the few times I've had to reach out to them with a question the person I've spoke to has always been very helpful and easy to deal with. I'd recommend Capital One to anyone that's looking for a savings or credit product.
I used Capital One Spark Business Advantage Savings Account . I love their service i have been a member for about five year. They offer very good. The interest is good loans, and saving accounts,and saving account. They also have a online and mobile banking. I decided to go with Capital One bank savings account because of how convenient it is to do my banking from my phone.
I have had this savings account for some time and honestly do not have any complaints. I have been with capital one for some time and their customer service is excellent. The savings account is perfect for my needs right now. I have two children and I am trying to build a college fund for them so having it in a CD is very helpful as to not spend. The interest rate could be a little higher but the fact that you can open this account with no money down has me sold. Over the course of three years the interested has added to the account putting even more money towards my children’s savings. Overall I think this is a great savings account.…read more
I love my Capital One online checking account!! They only charge a small amount of interest on overdrafts (instead of a flat fee of nearly $36 like other banks). It's much more reasonable. AND they have a great 0.75% interest rate on all their checking accounts. You apply online and can open the account in minutes. The only down side is that I don't know how to deposit cash since they don't have any physical banks to make deposits to, but I can live with it. Overall, I am VERY happy with it!…read more
I was looking for a good way to manage my money and keep my finances separate. A friend recommended I make a completely new savings account just for this purpose. I decided to go with Capital One bank savings account because of how convenient it is to do my banking from my phone. It just makes everything simpler and easier to handle. Also the fact they have no fees with the account at all which makes it even more attractive. I really like their customer service as well. I had a few questions about some things and they answered them promptly and courteously.……read more
A: Unfortunately, you will not receive a debit card when opening the 360 savings account. After your application is approved, you will receive the terms and conditions for the account which you will have to sign.
A: There is no minimum deposit required to open the 360 Money Market account. Please note that your 360 Money Market account won't be considered "open" until it's funded. This means your balance must be at least a penny. No, you will not be able to open the account by transferring ...show more
A: Yes, you can transfer money between your Capital One 360 Savings account and other Capital One accounts by simply linking your accounts. Please find more details here: https://helpcenter.capitalone360.com/bnk/Topic.aspx?category=LINK2#FCOMLINK03. The current APY for Capital One 360 Savings account is 0.75% for all balances.
In the event that in a given week, for this product, there were multiple applicable rates in our database based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify with the issuing institution (i.e. bank, credit union, other lender) the rates, fees, and all terms and conditions accompanying the application.
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