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Your Chase Plus Savings account will earn relationship rates when linked to an active qualifying Chase checking account.
$5 Savings Withdrawal Limit Fee for each withdrawal or transfer out of your account over six in a monthly statement period unless you have at least $15,000 in your account at the time of the withdrawal.
Access to 16,000 Chase ATMs & 5,200 branches nationwide.
I've had a Chase checking account for many years, and in the last 2 years I've also had a Chase savings account, which I'm planning to cancel. My chief complaint against their savings account is the unreasonably high ($10) penalty fee I have to pay each time my account balance falls under $300. This is very inconvenient for me since I use my savings account primarily as a short-term emergency fund kind of account, and so I end up withdrawing from it regularly. I put my real long-term savings in a money market account. I've decided to cancel my Chase savings account and to instead open a high-yield savings account from Sallie Mae, with whom I already have my money market account. This will save me a a ton of money in fees, and I'll even earn a few dollars every month.…read more
I had a grandfathered Western mutual checking account and savings account. Both have been closed and I had to reopen over the past 15 years. The checking Account was closed by them because I didn't use it for a couple months in 2006 and this year I had to clear out my savings and when I went to put money back in after tax return they said sorry it's been empty for 61 days so it's now closed. After getting the accounts with new restrictions and fees there is no such thing as no activity for 60 days because you get a fee every 30 days OR meet their requirements,.…read more
I have had a saving account with chase for about 10 years when i first got the account i really didn't know much about banking the rep was very helpful in helping me understand the difference between checking and saving accounts and what steps i could take to save the most money over the years any time ive had questions or concerns all my needs have been met and my questions answered they have even help me save money with other accounts that i have with them and answered my questions about credit i doubt i will ever switch banks i have no complaints…read more
I first opened my savings account with Washington Mutual back in 2003, prior to the bank being acquired by Chase in 2009. Chase made the transition smooth so I didn't feel the need to look for another checking and savings account elsewhere. Over the last 12 years I have never had a bad experience with the savings account, although the $5 fee and minimum balance required to avoid it could be a hassle to some people. In order to avoid this it is very easy to set up a monthly recurring deposit of $25. Because it is easy to go online either at home or on your phone and transfer money between your savings and checking, you don't necessarily need to keep that $25 in your savings account. Their website is very intuitive and the online savings app only takes 3 clicks after signing in to transfer money back and forth from your savings to checking, or vice versa. Overall I would give it 4 out of 5 Stars, knocking off a half a star for the monthly fee and minimum balance required to avoid it, and another half a star for the low interest rate the savings account offers.…read more
I have had a savings account with Chase for the last 13 years. The bank is akways friendly and very helpful with any questions i may have. This account is linked to a checking account and the online features make it very easy to transfer money between the two accounts. It is also cery easy to setup recurring transfers, so you can have money put in savings everytime you get paid. The one downside to chase is that the interest you are paid is very low compared to what other companies pay you.…read more
I have had a savings account with Chase for over ten years. I find they are always friendly, courteous, and have answers ready for my questions when I have them. I enjoy going to the branch office in town the most, since they don't push a lot of offers and contests on me designed to sell me products I can't use or can't afford. That's one of the things I like best about the local Chase office, where I put money into my Chase account, is that they treat people fairly, whether they are big or small investors. Chase savings accounts also allow you to transfer your funds electronically, which is a big convenience in today’s busy world.…read more
I have used Chase Savings Accounts on and off again since I was in college. For the most part, I have had a good experience with Chase. Though still positive, I think their savings accounts are the weakest product they offered that I have tried. I never saw the point of having to have a fee so the bank could hold my money when it is the bank that benefits from the funds as a company. I also didn’t have any money in my savings accounts for a few months (online my checking account) and they closed the savings account without giving me any notice. I don’t really miss it, it would be nice if you have money but it’s a bit of a chore if you don’t.…read more
I opened up my Chase Savings account about a year ago when they were doing a promotion that if you deposited $1000 or more of new money into the account then they provided you with a $200 account credit. It took me less than 5 minutes to open the account online as I already had a Chase Checking account and simply had to transfer the money from my pre-existing account to the new account. Although I do not maintain the $300 minimum each month, I get the fees waived by having a steady automatic deposit come from my checking account on the same day each month. I have never had any problems with the account and find it easy to utilize. The only thing that I already keep my eyes out for is that I don't exceed the 6 withdrawal limit each month because once you exceed it Chase charges you a $5 fee per transaction over 6. Transfers between my Checking and Savings account are instant so that's good too…read more
I like my Chase savings account because it is a place for me to set aside funds that I may need to access at a future date. As an investment the interest rate is way below the national average but as a rainy day fund it is a great place for me to access my emergency funds without penalty or long waiting periods. The rewards have been helpful and the locations in my area are plentiful. Their online mobile app also makes management a breeze and transferring between accounts is always right there on my phone.
It's a simple place to sit your money that is it.…read more
A few months ago I switched from TD bank to Chase Bank. I have several accounts and decided to switch all of them to Chase for my banking needs. The sign up process was so incredibly quick and easy. I went into the bank and didn’t have to wait on a long line. The woman who helped me was so amazing and understood all of my needs. She was so genuine and very helpful. Everything from the Chase Mobile App to their actual website has been so easy to use and better than other banking apps. I would absolutely recommend Chase to all of my friends, family and colleagues!…read more
A few months ago I switched from one bank to Chase for all of my banking needs. The sign up process was so incredibly easy and the person who helped me so genuine and helpful. Everything from Chase Mobile App to their actual website has been so easy to use and better then most other apps. I would recommend Chase to all of my friends and family!
I have banked with Chase for almost ten years now, and opened my first savings account with them about three years ago. I have never had any complaints, which I think is saying something (considering the horror stories I’ve heard from friends about other banks). Their online interface and app make my banking SO easy. You can view how much is in your saving’s account and make transfers to and from savings. No matter how many different types of accounts you have, they can all go on the same page for you to see. When I went in to set up the savings account, the bank clerk set up an automatic transfer of $25 from my checking into my savings every Friday. You could do that any day of the week, multiple times a week, or fewer times per month; it’s up to you. This allows you to avoid any of the fees (I’ve never actually been charged a fee for anything I’ve done with Chase). Definitely highly recommended.…read more
This was my first CD that I opened. I figured it would be hard to do or I would get overwhelmed because I don't know anything about Savings or CDs but Chase made it easy. I am a new business owner so I am already with Chase. They even called after I was all signed up to make sure all my questions were answered. So far, I've seen good results from Chase. I wish it had more of a return but I can update that in six months when my business is more profitable.…read more
I am a longtime Chase customer and I have had a Chase Plus Savings Account for several years. I have never had a problem with it. I do wish the interest rates were more variable -- it is the same for between $1 and $49,999. I feel like there should be a different denomination at some point, like the halfway mark. Overall, the account is easy to add to, especially online, and there isn't a fee (unlike their checking account), which I find to be a big plus. I think it would be a nice incentive to earn rewards based on how much you deposit into checking in a year or six-month period.…read more
I have banked with Chase for a while now and recently opened a savings account in addition to the checking account I already had there. What I liked about the process was that the account was very easy to open and all my fees were waived. There is also no fee to having the savings account as long as you link it to a Chase checking account. What really attracted me to the savings account was the good interest rate offered. In addition there have a really good online banking and mobile banking interface. This makes it easy to transfer money to and from your savings account, as well as keep yourself up to date on how much you have in your account.…read more
I have used Chase as my primary bank for a little over a year now. My direct deposit splits between a joint checking, personal checking and the standard Chase Savings account. I appreciate the convenience of having most everything in one place, and the ease of transferring between accounts using the Chase mobile app. This account doesn't have a fee so long as you have autodeposits set up, which I really appreciate. It does, however, charge you if you transfer out of it more than 5 times per month. This is not something I've had to do more than once, but felt like charging for transfer was a bit of a ripoff when they sell the product as not having a withdrawal fee.…read more
Chase has always been an awesome bank to do business with and their saving accounts offer a lot of benefits including being able to make good money because of their interest rate. Their customer service whether at the branch or over the phone is impeccable. One time I was depositing money into my savings account with their ATM machine and the cash somehow got stuck. I called them, they said they saw the ATM was now down and they credit me the amount plus $100 dollars for my inconvenience. No other company has ever done that and I really appreciate it. I no longer bank with them because my nearest location is about 20 miles away so that is the only issue but that really has nothing to do with the service. I recommend Chase to anyone who is looking for savings accounts s well as thei many other products.…read more
I have used Chase for about two years now. It was easy to open and I was able to waive fees. The main thing I was drawn to was the fact that with the savings account you're able to make good interest on it. The website was very good with keeping track of your savings. There was no hassle and if I needed to tap into the savings to pay bills and what I noticed was that there was no limit in the amount you needed (from what I was told at the actual bank) to keep in the account to keep it active. I also was told (and I saw it first hand) that there was no penalty to close the account. They are one of the most secure accounts that I have had. From what I heard from other customers, they had fees to pay once they transferred a certain amount to checking but I never had to face any of that. All in all I think its an awesome savings account and I think its great to have for those people that have just started working. Saving early will always come in handy!…read more
Overall, I've been satisfied with my Chase savings account. Nothing to necessarily put it above or below any other savings account from any other large national bank. I will say their service whenever I have a question has been excellent in person. There have been a few times where I've been hit with unexpected fees, but that hasn't happened in years, so I assume they've gotten better about that. Their online interface is for the most part positive and easy to use, though I occasionally have trouble finding the right option or form online, and the search option doesn't seem to have much functionality. I have ended up recommending them to friends when they've been looking for a savings account to open in the past, and will probably recommend them again at some point.…read more
It's your standard saving account. Basically it does what it's supposed to but nothing else. I'm specifically thinking of the 1% interest rate. I mean, your money is actually going to lose value sitting in this account if you take inflation into account and I do so it's sort of slowly bleeding you dry actually. But, the minimum to avoid the 4$/mo fee is low enough. If you have a checking account with chase you can seamlessly transfer money between the two which is lovely and is 100% instant. They issue you an ATM card with the account, that's cool in a pinch. With everything I like about it, I'd switch to another savings account with a higher interest rate in a heartbeat but for the time being, it isn't bad enough to make me switch either.…read more
Not a terrible savings account by any means, but not a great one either. I've been happy with my checking account with Chase, but I've been wanting to close my savings account. First off, you get a fee if you transfer more than 6 items in any given month. That's for each transfer mind you. Also, if you don't keep an average balance of at least 300 dollars in your savings, you get an automatic fee of something like 15 dollars taken out of your checking. Since this is averaged, you have to have 300 or more in there for at least half the month.…read more
I chose to open a CD through Chase because I already do my regular banking through them. I appreciate that, if I have an issue, I don't have to sit on the phone with customer service and endure long hold times--I can just go down to my local branch and speak with a customer service associate in person. When I first opened the CD, I did it in person and had a lot of questions. I think there's a higher level of trust when you're looking someone in the eye, and you have their business card in case you have problems. Overall, I've been very happy with the CD and the service Chase provides. I recommend going to your local branch to open a CD in person so that you can get personalized service and have all your questions answered at once.…read more
Having a Chase savings account has been a pleasure for me ever since i stepped in the bank and opened up an account last year. First of all, their ease of use and top of the line customer service makes it a no brainer to go with them and get started. Second of all, their security is top notch and they will help you with just about any issue you have no matter how difficult it may seem. I love the mobile banking and the low monthly rate which makes having an account with them a breeze. I have been a loyal customer of Chase and will continue to be because of my great experience with them.…read more
I recently signed up for chase savings about 3 months ago and have had no problems since signing up. I signed up to the basic savings account which anyone can sign up for as long as you are a member of chase bank. The interest rates are not that good and there are fees you do have to pay unless you meet certain requirements to have the fees waived. One of the requirements is having at least $300 in the account or have at least one automatic transfer per month into the account. If you do not meet these requirements there is a $25 fee per month till you do. Regardless of the fee's I would still recommend opening a savings account with Chase due to the fact that there are Chase banks almost everywhere in the Chicagoland area and every branch that I have been to has always been very helpful.…read more
I’ve been using the basic Chase Savings account for a few years now and I couldn't be happier. Because of the .01% interest rate, I enjoy that my money I actually making money. I’ve set up a money transfer every week which keeps my savings account free and worry free. This savings account is also connected to my regular savings account so I can easily transfer money back and forth between the two. I also received an ATM card so I can access my savings at any Chase ATM. I love using this savings Account and what recommend my friends and family to do the same.…read more
My Chase Savings account has never given me any issues of any sort! I'm really not a fan of the low interest rate but considering the fact that I can go without paying the $4 fee and there are no hidden fees it's just a small issue in a pool of excellence. I love the simplicity of transferring money from my checking to savings account or vice versa. With just the click of a button online my money is where I want it to be. If that isn't convenient then I don't know what is!…read more
The Chase savings account I have is the most convenient and helpful one for me. Like most banks, they can have a fee associated with it but they offer very easy ways to avoid this. You can either always keep $300 in your savings account, or have Chase automatically transfer $25 each month. Its very helpful and also has the overdraft protection in case your checking acccount is overdrawn it will pull from your savings!…read more
Chase is the big Inter-State bank around here. I need them because they work well with the various sources of income and expense I have. I would give them 5 stars but they do have a balance draw if my balance gets too low. They usually do well with Direct Deposit which is a big concern of mine. The customer service is high-quality, I always have a good reaction from the Chase reps I work with. The large number of physical locations means I always have a live Rep to talk to, I don't have to use the phone.…read more
Our Chase Checking account is GREAT – but don't really love this Savings account. I opened it mainly because I was opening a Checking account, and currently only use it as a security measure for short-term transfers - to move any large deposits out of my Checking account. Drawbacks: 1) Interest seems relatively low compared to what some other banks are offering nowadays (at least as of last time I checked). 2) Ideally this account would have no monthly fee - if I transfer at least $25/month into it... But since I don't usually do that, it just ends up being another unnecessary expense. Fortunately it's not a lot, but it's still not as good as "free".…read more
I have had A Chase savings account for several year now. The best thing about this account is that it is a good place to keep emergency money if you have any other chase products. The savings can easily be transferred to your checking account with chase with their easy to use website. The interest rate is lower than average but that is OK if you are just using the account for emergencies only. Chase has also recently redesigned their app and it is now very efficient and easy to use.…read more
My only complaint with the Chase Savings Account is the minimum balance requirement; however, I knew that when I signed up with them so I cannot lower my review for them based upon that. They made their requirements very clear for those looking to sign up with them, being listed very clearly on their website. My favorite thing about the Chase Savings Account is the ease of transferring between my checking and savings, which consequently allows me to easily take advantage of Chase Quickpay to send money to my friends and family. It is also easily synchronized to make payments to my Chase Freedom credit card. Any issues or qualms I have had with them in the past were cleared up quickly by their very helpful customer service team. I rate them 5 stars and would recommend.…read more
I have mixed feelings about my Chase savings account. I do not like the minimum balance requirement and I hate the fees if you do not contribute. But, for convenience reasons with the ease of transferring funds to another account (like my checking account with Chase), I do really like this savings account. The website is super easy to use and it is really easy to save with this account. I have an account with direct deposit with Chase that is linked to the savings account, so that every time my check goes through a portion of that check is automatically transferred into my savings account. Super convenient!…read more
I should say my experience with Chase Bank's savings account is excellent. Interest rates are above the national average and can easily transfer to a checking account if I need to. Transfer rates are faster than other banks I currently do business with. Another thing I should highlight is the navigation - it is very intuitive, I can easy access all my information via portal. Their UX designers did a great job. Thanks, Chase!
I love my chase savings account. Chase has wonderful customer service and I feel like I can always count on them. Its very simple to use and I can transfer money easily. The android app is extremely helpful when I am on the go and need to make a quick transfer, and the website is very user friendly as well. I do not dislike anything with this savings account and would recommend it to anyone!…read more
I've had this savings account for about two years now and am quite happy with it. It's very easy to maintain and it's easy to transfer money to so that I can build up my savings. Chase's website is easy to use and extremely user friendly. I also like how their app is easy to use and lets to do the same as their website, such as transfer money. The also have options to waive the monthly service fee which is quite easy to do.…read more
Chase Saving account is my first saving account I owned when I came to U.S. I opened this saving account for three years. Overall, I quite satisfied with this one, Recall the time I opened the account, I will rate 5 stars for Chase's Application Process, I came from Vietnam. So I had a litte bit trouble with speaking English. Chase offered me a Vietnamese interpreter right after knew that I am a Vietnamese people. The process is very simple and go smoothly. It is finished in about 20 minutes and I clearly understood everything about my account.…read more
Opened an account in 2008 for checking and savings, never had any problem retrieving any of the money in my account and all transactions and payments to it were quick to process as long as they weren't over 250+ dollars. I intend to continue using chase as my primary bank due to the reliability of their employees. Personally I feel safe with all of my money in their hands, and trust the caring employees at Chase to continue to please any and all customers that have the pleasure to sign up.…read more
I like this savings account as it is very easy to maintain and you can avoid the monthly fee as long as you have it linked to your Chase checking account, which I do. It's easy for me to transfer money from my savings account to my checking account, it can be done right online via the Chase website which is extremely convenient. The only problem I have is the limited number of monthly transfers, as I am constantly transferring money from one account to the other and to run out of available transfers is a big inconvenience.…read more
I got my Chase savings account when I first opened an account/checking account with them years ago. At the time it was part of a promotion to avoid fees but I've come to really appreciate my savings account.
Every pay period I have a little bit transferred into my account and I leave that money alone. It's a great way to save up some extra money without even having to worry about it.
The people there are very helpful, very nice, I've never had a bad experience with Chase, whether it be with checking, savings, or any other service they offer.…read more
Honestly, I never really used my Chase Savings Account and I think I only opened it to receive a promotional cash offer that was given to me at the time (something like 4 or 5 years ago). I do not like savings accounts, or any accounts, with fees associated. There are just too many competitors that can offer no-fee accounts. With that said, I did also have the Chase Checking Account, and a Slate credit card, and didn't really have any problems with them. I am an online mostly customer, and so I don't find myself really needing a brick and mortar bank to go to. Again, I recommend one of the online banks, for savings accounts included, and don't think anyone needs to bother with a savings account that has a $4 charge associated, like the Chase Savings account.…read more
A: Unfortunately, accounts cannot be opened over the phone. However, you can open an account online. Please find more details here: https://www.chase.com/savings/savings-account. You can also open an account by visiting a local branch. Please find the nearest branch here: https://locator.chase.com/?advanced=true.
A: The minimum daily balance for the account is $300 or more. If in the past month your account dropped under $300 on any day, the bank would apply the monthly service fee. Please call customer service at 800-935-9935 for more details.
A: To avoid the $5 monthly service fee for the Chase Savings account, you will need a minimum daily balance of $300 or more, or at least one repeating automatic transfer of $25 or more from your personal Chase checking account (available only through Chase Online Banking). Please find more details ...show more
A: To access your saving account, you can enroll in the bank’s online banking program. Please visit the following link to enroll: https://chaseonline.chase.com/public/enroll/IdentifyUser.aspx?LOB=RBGLogon. You can also call customer service at 800-935-9935 to find if the deposit was made.
A: No, you will have to add your savings account to your online banking profile. Click the “Add Account” button select “Other” for the Account type, then enter your savings account number and add the account. If you are not yet enrolled in the online banking service, please visit the follow ...show more
A: Yes, you will need to log into your online profile. Next, you need to send an email to the customer service department using the Secure Message Center feature. Please request the closure of your account. A bank representative will reply to your email asking you to confirm your request. Once ...show more
A: The account offers a $150 bonus. When you open a new Chase Savings account and deposit $10,000 or more in new money within 10 business days, and maintain a $10,000 balance for 90 days, you will receive the bonus. Please note that the promotion expires on 6/13/2016.
A: Unfortunately, Chase no longer offers money market accounts. However, you can open a savings account and link it to a Chase checking account for higher rates. Please find out more here: https://www.chase.com/savings.
A: Yes, you will be charged a $5 monthly service fee. The bank can also decide to automatically close your account at any time if the balance is $0 or negative, for an undisclosed amount of time. Please call customer service at 800-935-9935 for more details.
A: You will receive a promotional bonus of $100 when opening a new Chase Savings account with that deposit made within 10 business days. You also must maintain that balance for 90 business days. Please find out more details here: https://www.chase.com/checking/chase-coupon.
A: Chase will send your savings account statement to the address listed on your record by mail, unless you indicate otherwise. Please call customer service at 1-800-935-9935 if you want to start receiving your statements at a specific Chase branch.
A: You will need a minimum initial deposit of $25. You’ll also have to provide your social security number, driver’s license or state-issued ID and contact information, such as: name, address and phone number. You can apply online for the Chase Savings account here: https://chaseonline.chase.com/public/oao/GettingStarted.aspx?PROD_CODE=010&SUB_PROD_CODE=111&PROD_SEG=MASSMARKET.
A: Your Chase savings account has a 6 withdrawals limit per month which applies to checks, ACH, telephone, Internet or Overdraft Protection transfer. However, this limit does not apply to withdrawals made at a branch or at an ATM, by mail (by check payable and mailed to you) or by messenger. ...show more
A: Yes, you can transfer funds from your savings account to your checking account online. You can use the bank’s online banking program by enrolling here: https://chaseonline.chase.com/public/enroll/IdentifyUser.aspx?LOB=RBGLogon. Once the transfer is made the funds will be made available the same business day.
A: You can get a copy by enrolling in the banks online banking program here: https://chaseonline.chase.com/public/enroll/IdentifyUser.aspx?LOB=RBGLogon. Or, you can call customer service at 800-935-9935 for more details.
A: No, there isn’t a maximum limit. However, at Chase's discretion, savings accounts with aggregate balances of $10,000,000 or more may be converted to a JPMorgan Private Client Savings Account or similar account.
A: Yes, but only if you exceed the six withdrawal or transfers out of the account per monthly statement. A $5 Savings Withdrawal Limit Fee applies for each withdrawal or transfer out in excess of six, including withdrawals in person, at a branch and at an ATM.
A: Holds are usually placed by the bank for various reasons, such as: delayed funds availability, court orders or other reasons. For more information, please call the bank’s customer service at 1-800-935-9935.
A: For your debit card you can enroll in online banking either by going to the nearest branch or by creating a user id and password here: https://chaseonline.chase.com/ and clicking on the Enroll Now button.
A: In order to avoid the monthly fee you need to maintain a $300 daily balance, or to have a repeating automatic transfer from your Chase checking account of at least $25. You can also have the fee waived if you are under 18 years of age or with a linked ...show more
A: According to the company’s website, you can transfer up to 6 times per month from your savings account. This limit doesn’t apply to transfer made in person at a branch or ATM. You can find out more here: https://www.chase.com/savings/savings-account
In the event that in a given week, for this product, there were multiple applicable rates in our database based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify with the issuing institution (i.e. bank, credit union, other lender) the rates, fees, and all terms and conditions accompanying the application.
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