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I have several savings accounts with Citibank. One of the nice things about Citibank is that they have no problem with the fact that I have five distinct savings accounts - each of them with a specific purpose. It really helps be to keep track of my savings for specific goals. While I've never had any problems, I did once need to contact them for further information. I went through two customer service representatives before I finally got one that was fluent in English. While I understand that corporations use outsourcing to save money, I really prefer to discuss financial details with somebody that (a) I can understand easily and (b) that I feel confident understands me.…read more
My family switched over to citibank when my father's company got acquired; I have never been happier with a savings account. All the employees at my branch are always very friendly and very helpful. The ability to use online banking has saved such a large amount of my time that I can't imagine having a savings account that doesn't have online banking! I also have a few loans through citi, and my parents mortgage is through citi, so having all our accounts with one great provider is a huge benefit for us all. They have a great interest rate and it actually inspires me to save my money, which is a great practice to have!…read more
I currently use Citi's savings account because all of my other accounts are connected to Citi. What I can say is that I've never once had a problem in my decade long relationship with CITI. No withdrawal fees and no minimum. Interest rate is decent but I give 5 stars just because it't that easy to have and maintain. I'd rather have no problems as opposed to great interest rates with loads of issues.
The interest on the saving account is barely anything. However, the amount of money you have on your saving account can be consider as minimum balance that's required by the bank to maintain. There's a combined minimum balance, but that's a different story. I have this saving account just for the fact that the bank wants me to have it, so I just open one. There's really no advantage to it.
I have used my citibank savings for 3 years now and love it. The interest rate i receive each month is wonderful plus its so easy to use. I like that i can also have alerts sent to my phone to let me know the balance. If the balance ever drops below a certain amount they let me know. I couldn't ask for a better savings account. If you want a good savings account go with this one. You won't be unhappy about it.…read more
I don’t know about you, but saving money is not always easy for me. But I really wanted to surprise my husband with a huge vacation for his 50th birthday. I knew I was going to need help saving the money so I went into our bank, Citibank. The customer service person, help me setup a perfect way to save money. I was able to put my money into a savings account that actually got interest too. I am so excited to spring the vacation on my husband because I know he deserves it.…read more
I've had a Citibank savings account for just a little while now and have to say it's been pretty simple to get acquainted with. I would have to say my favorite part of this account is the fact I can set up my external sources of income, such as Amazon Payments, to do instant transfers direction into my savings account.
The whole push Citibank has done with making their business model revolve more around online banking has really gone far in my eyes. It's ease of use, functionality and security all work well with my lifestyle.
If I did have to change one thing it would be the limit to only being able to deposit a check over a mobile phone or tablet to just your checking account. I wish it could just go into the savings account like all of my other external wire transfers.
All in all, very happy with this account!…read more
The great thing about Citi Bank savings account is that it allows me to transfer funds internationally at a low cost. As someone who sends money frequently to my relatives overseas, City Bank allows me to transfer them with ease. If and when I do make a transfer, they send me a notification both through text and email, which is incredibly reassuring for someone who works hard just to send his family some money. I do not mind the transaction fees for international money transfers as long as it gets there and Citi Bank does just that. For every transfer in person, they always reassure me the time and date it would arrive and if any problems were to arise, that they would call me. There have not been any problems in the past two years so I am glad I made the right choice in picking Citi Bank.…read more
I started out with a CitiBank paycard from my work and had a really good experience with it, good customer service and a well designed website for checking my balances, transactions etc. So I decided to apply for a CitiBank saving account. This is the first time I have ever held an account with CitiBank so far I am loving it. I like the website and I loved the fact this particular account had no monthly fees etc. that many banks try to stick to their customers now days. CitiBank gets 5 stars from me.…read more
I got a 1 year CD with Citibank about 7 months ago. I have really only experienced one problem. Their online banking service could use some improvement. There have been multiple calls back and forth between us trying to get my account verified so I can check my accounts online. It took about a month and a half for them to verify my online credentials so my username and login would lead me to my personal account. Other than that it has been a pleasant experience overall.…read more
The interest rates depend on the term of the CD and the balance. Please find out more details here: https://online.citi.com/US/JRS/pands/detail.do?ID=SvgCDs. To apply online, you must be 18 or older, a U.S. citizen or resident alien, and have a U.S. address. You also need a Social Security Number and U.S. driver's license or state-issued ID.
In the event that in a given week, for this product, there were multiple applicable rates in our database based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify with the issuing institution (i.e. bank, credit union, other lender) the rates, fees, and all terms and conditions accompanying the application.