We work hard to present you with accurate savings account information on this page. However, this information does not originate from us and therefore we cannot guarantee its accuracy. You can check the details page of each offer for the date the information was last updated on WalletHub. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicants' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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I have had an FNBO (First National Bank of Omaha) saving account for about 2-3 years now. I originally opened this account because of the great interest rates, and I've kept it because it's just such a great, no-hassle kind of company that I appreciate. Like the previous reviewer mentioned, there are no frilly perks or extras that come along, but you're not paying any fees or dealing with any ridiculous rules either. I plan on keeping this account until the rates go back up, and probably for quite a long time after that.…read more
I have had my FNBO Direct savings account, which is an online First National Bank of Omaha Savings Account for over 4 years now. I first started using this bank as my primary savings when interest rates were over 6%! Now, unfortunately, interest rates are down below 1%, however, they are still higher in my FNBO direct account than my BOA account. There are no perks for this account, no rewards, no checks. But at the same time, there are no annual fees, minimum fees, or withdrawal fees. It takes about 1-2 business days to transfer money out to my checking account. There is also no mobile app, only access I have is online. Overall, this is my savings account where I leave money in, and forget about it until a rainy day comes and need to withdraw. It is the same savings I put all my money in. My BOA savings only has the minimum required because they charge so many hidden fees. One time I even accidentally transferred money from the wrong account (insufficient funds) into my savings and was charged a penalty. I called the bank, told them it was a mistake and I chose the wrong account, and they waived the fee instantly. No hassle, easy customer service.…read more
In the event that in a given week, for this product, there were multiple applicable rates in our database based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify with the issuing institution (i.e. bank, credit union, other lender) the rates, fees, and all terms and conditions accompanying the application.