If you are an authorized representative of FirstMerit Bank, please contact us to have your products included.
I've had a FirstMerit Bank Reality Savings Account since 2009 and for the past five years I've been very pleased with FirstMerit's performance on this account. The fluctuation of interest rates in our U.S. economy has not been overly friendly to my savings account, however when looking at the performance of a savings account from how well the bank or financial institution performs, one must understand that the bank doesn't control the economy. You must have a FirstMerit checking account to be eligible to open this specific Savings Account and while FirstMerit does not require a specific minimum balance for the Reality Savings Account, there is a minimum $50 deposit in order to open the account. The monthly service charge of $10 is waived when customers have at least five debit or credit transactions per month with their FirstMerit checking account. I choose to take advantage of FirstMerit's online banking, including their mobile phone app to manage all of my accounts as well as their paperless statements which enable me to help the environment. Overall I highly recommend a FirstMerit savings account for anyone looking to do business with a really great bank!
Please note that FirstMerit Bank is now part of Huntington Bank. You should contact the bank’s customer service as soon as possible to see if the account was closed or not. Please call Huntington’s Bank customer service at 800-480-2265 for more details.
Please visit the following link to find the rates offered for the Reality Gold Checking account based on your current location: https://www.firstmerit.com/personal/banking/checking-accounts/reality-gold-checking/reality-gold-checking-rates.html. Also, please find here the rates for the Reality Gold Savings account: https://www.firstmerit.com/personal/banking/savings-accounts-cds/reality-gold-savings/reality-gold-savings-rates.html.
In the event that in a given week, for this product, there were multiple applicable rates in our database based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify with the issuing institution (i.e. bank, credit union, other lender) the rates, fees, and all terms and conditions accompanying the application.