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Hi, I would like to give a review of Independent Bank because I feel compelled to tell other people about how good their service is as a bank. I have been with Independent Bank for about 5 years now and have nothing but good things to say about them. I had been referred to this bank by my husband when we first started dating. He told me about how easy it was to apply for a savings/checking account and how they had no hidden fees or anything like that. I have had other bank accounts who charge me a fee when I use my debit card to buy anything. This seems ridiculous to me as it is my money and I should be able to use it as I like. I would get charged to use my card as a debit card (such as put in my pin number instead of choosing credit). I do this because I believe that this helps to protect my identity as it would be harder to guess someone's pin number rather than sign their signature. Anyways, Independent Bank does not do this and I am so grateful that they are not out to get their customer's money. They are all extremely friendly and helpful at the branches that I have visited in Michigan. They are always to intelligent and know all the right answers to the questions that I ask them. I have never had any problems with my account such as money missing or checks/deposits taking a long time to post. I always have my money in their by that day or the next day at the latest and am able to use the money as soon as I deposit it, regardless. I would highly recommend this bank to anyone who wants to just have a reliable place to keep their money and does not want the bank to try to make a whole bunch of money from them. Thank you for letting me share my experience with Independent Bank! Megan…show more
In the event that in a given week, for this product, there were multiple applicable rates in our database based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify with the issuing institution (i.e. bank, credit union, other lender) the rates, fees, and all terms and conditions accompanying the application.