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I decided to open up an account at MCU specifically to open a CD. I took forever to be seen by a banker because the place is always crowded. It reminds of waiting in line at the DMV. However, when I finally spoke to the banker, she explained everything in detail regarding how CDs work and was very thorough. Even though the application was long, I didn't feel rushed. Overall I would say that this is a great bank for keeping your money in for a long period of time but it would definitely be a hassle if you needed to make frequent trips.
I absolutely love this credit union. After I graduated college I needed a bank or credit union. I was looking at all the popular big banks but the atmosphere was not as friendly. I looked at a couple credit unions in the area as well. This credit union is amazing, it has everything I need and the staff is always friendly and intelligent. Also there banking solutions such as savings and checking accounts are awesome. I also needed a small loan for a car I was purchasing and they laid out everything in a thoughtful manner and were very accommodating. Overall this bank is excellent and has everything you could ever imagine.
Yes, the credit union offers savings and checking accounts for college students. Please find more details here: http://www.nymcu.org/productsservices/college-plus.aspx.
Yes, you can open a savings account with the credit union as long as you meet the membership requirements. Please find more details regarding the credit union’s membership eligibility here: http://www.nymcu.org/joinmcu/whocanjoin.aspx.
In the event that in a given week, for this product, there were multiple applicable rates in our database based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify with the issuing institution (i.e. bank, credit union, other lender) the rates, fees, and all terms and conditions accompanying the application.