Remember that all savings accounts limit the number of phone and computer withdrawals you can make per month. A checking account is a better fit for paying bills and managing monthly expenditures. Want to learn more about savings account options? We have useful tips in the Expert’s Answers section below.
- General Consumer
- Business Owner
- College Student
UFB Savings
- Earn up to 1.81% APY*.
- No monthly maintenance fees.
- No minimum deposit required to open an account.
- Access your funds 24/7 with easy-to-use digital banking tools.
UFB Money Market Account
- Earn up to 1.81% APY*.
- No monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
- No minimum deposit required to open an account.
- Access your funds 24/7 with easy-to-use digital banking tools.
- The UFB Money Market offers the security of a savings account with check-writing privileges.
Discover Bank Online Savings Account
- No Fees. Period. That means you won't be charged an account fee on Discover Bank Online Savings Account. This Includes Excessive Withdrawal Fee, Stop Payment Order and Insufficient Funds Fee.
Discover Money Market Account
- No. Fees. Period. That means you won't be charged an account fee on Discover Bank Money Market Account. This Includes Minimum Balance Fees, Excessive Withdrawal Fee, Stop Payment Order, and Insufficient Funds.
- No-fee withdrawals at over 60,000 ATM locations with your debit card.
- 1.40% APY for balances under $100,000 and 1.45% APY for balances $100,000 and over.
Axos Bank High Yield Savings Account
- No monthly maintenance fees
- No minimum balance requirements
- $250 minimum opening deposit
- Free Incoming Wires
- Zero Minimum Balance Requirement
Axos Bank High Yield Money Market Account
- Earn 0.25% APY.
- No monthly maintenance fees.
- Check writing privileges.
- Debit card transactions.
Capital One • 5 Year CD
- Capital One 360 CDs are online-only CDs and may not exceed $1,000,000.
- Interest on your account will be compounded and credited on a monthly basis.
Marcus By Goldman Sachs • 5 Year CD
- The maximum amount on deposit for all of your individual and joint deposit accounts combined may not exceed $3,000,000 per account owner, with a $1,000,000 per account maximum.
Charles Schwab Bank • 1 Year CD
- Current CD rates available through Schwab CD OneSource.
- You are required to open an account (brokerage or requirement account) in order to purchase CDs within Schwab.
American Express • 5 Year CD
- No minimums, no monthly fees.
- Backed by the service & reliability of American Express.