Remember that all savings accounts limit the number of phone and computer withdrawals you can make per month. A checking account is a better fit for paying bills and managing monthly expenditures. Want to learn more about savings account options? We have useful tips in the Expert’s Answers section below.
- General Consumer
- Business Owner
- College Student
Nationwide Bank • 1 Year CD
- Earn up to 4.75% APY*.
- FDIC Insured up to $250,000
- $500 minimum deposit required to start
- CDs automatically renew with a full 10-day grace period
- Overview of your financial health in online banking
- Account can be funded via wires or check
Discover Bank Online Savings Account
- No Fees. Period. That means you won't be charged an account fee on Discover Bank Online Savings Account. This includes Excessive Withdrawal Fee, Stop Payment Order and Insufficient Funds Fee.
Discover Bank Money Market Account
- No. Fees. Period. That means you won't be charged an account fee on Discover Bank Money Market Account. This Includes Minimum Balance Fees, Excessive Withdrawal Fee, Stop Payment Order, and Insufficient Funds.
- No-fee withdrawals at over 60,000 ATM locations with your debit card
- 3.50% APY for balances under $100,000 and 3.55% APY for balances $100,000 and over
Axos Bank High Yield Savings Account
- No monthly maintenance fees
- No minimum balance requirements
- $250 minimum opening deposit
- Free Incoming Wires
- Zero Minimum Balance Requirement
Axos Bank High Yield Money Market Account
- Earn 0.25% APY.
- No monthly maintenance fees.
- Check writing privileges.
- Debit card transactions.
Charles Schwab Bank • 6 Month CD

- Current CD rates available through Schwab CD OneSource.
- You are required to open an account (brokerage or requirement account) in order to purchase CDs within Schwab.
Charles Schwab Bank • 1 Year CD

- Current CD rates available through Schwab CD OneSource.
- You are required to open an account (brokerage or requirement account) in order to purchase CDs within Schwab.
Charles Schwab Bank • 3 Month CD

- Current CD rates available through Schwab CD OneSource.
- You are required to open an account (brokerage or requirement account) in order to purchase CDs within Schwab.
RBC • 1 Year CD

- Terms from six months to five years.
- Competitive, fixed interest rates for the term of the CD.
- A penalty may be imposed for early withdrawal. Fees could reduce earnings.
TIAA Bank • 1 Year CD

- Terms from 3 months to 5 years.
- 20-day advanced maturity alert.
- Automatic renewal on maturity.