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To open an account, you must be at least 18 years old, a U. S. citizen and have a valid social security number.
Your account must be opened with an initial deposit from your personal account with check writing privileges - usually a personal checking account. This account will be linked to your eSavings account.
Federal Regulation D, which banks must comply with, limits preauthorized transfers from the account to six per month.
No Savings Accounts Available from Amboy Bank
If you are an authorized representative of Amboy Bank, please contact us to have your products included.
Don't open on line CD with them.
They don't credit interest to your account monthly, like all banks I have banked with for 35 years with do, but at the maturation. If you open 1-year CD in July 2018 you will have zero to report to the IRS in 2018, but in 2019 you will have to report more than double. From 2018 to 2019 the bank has more of your monies to play with. There is a hassle with closing the account too.
I have been a customer of Amboy Bank for many years. The level of service has always been good here and I enjoy banking online as well as in person. They take an active part in helping the community and are well respected in the area. It is very easy to open an account, with simple forms and low opening balances. Interest rates are not the best, but respectable for a community bank. They offer many services, including mortgages and personal loans. Repayment terms are among the best I have seen. I will do business with Amboy Bank as long as I am able to.
In the event that in a given week, for this product, there were multiple applicable rates in our database based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify with the issuing institution (i.e. bank, credit union, other lender) the rates, fees, and all terms and conditions accompanying the application.