Colorado State Bank and Trust Savings Accounts

The Colorado State Bank and Trust Savings Account is decent if you are first starting out with one. This is my first savings account ever and with them the process was easy and understandable. What made it easy was the application process and the ability to transfer money from my bank account (whether it was my bank account with them or another bank). The only downside to this account that started to bug me after awhile was the rates. In order for my account to have even started to earn interest (which is why most people start savings accounts), I had to have a minimum of $400 in there, and then the interest compounded only ever added up to $0.01 A MONTH! That's not a lot and wasn't worth it for me. I decided to keep the account open with the minimum requirement so it could still earn interest (VERY SLOWLY), but I took the rest I had and opened another one with a different bank. So, overall, it's a great starters savings account, until you want something to work for you a little more than you work for it :)