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To qualify for Rebate of ATM Owner Surcharge you must: Have at least 10 debit card purchases post and clear AND Receive eStatements AND Have at least 1 automatic payment.
To qualify for shown APY rates you must: Have at least 10 debit card purchases post and clear AND Receive eStatements AND Have at least 1 automatic payment or direct deposit post and clear . Other wise APY is 0.05%.
If requirements are not met you will earn 0.05% APY.
To earn the interest rates and APYs posted, you must have at least 12 debit card point-of-sale (POS) purchases post and clear within a qualification cycle; Have at least one direct deposit or automatic payment post and clear within a qualification cycle; AND Enroll in Online Banking and receive electronic statements.
Free initial checks (50-pack) if ordered at account opening.
Free online images of checks and statements.
Your interest rate can be as high as 1.24% based on the following combined rate rewards: direct deposits totaling $1,000 or more; two bill payment transactions per month; one to five debit card purchases per month and six or more debit card purchases per month.
No fee for an item generating a negative balance less than the NSF fee.
ATM fee reimbursements provided only if qualifications are met within the monthly qualification cycle
Free e-Statements with check images.
To qualify for shown interest rates you must: Have at least 10 debit card purchases post and clear AND Access Online Banking AND Receive free e-Statements AND Have at least 1 direct deposit or ACH auto-debit. Otherwise Interest rate and APY is 0.05%.
There is no ATM fee for Reward Checking customers when monthly requirements are met.
You can avoid the paper statement fee by turning off your paper statements and receiving your account statement electronically (eStatement) through Online Banking. The paper statement fee will be automatically waived for customers 62 and older.
Pays higher rate of interest on balances up to $25,000 plus ATM fee refunds up to $6/cycle when qualifications are met. Qualifications are eStatements, at least 10 debit card purchases during a statement cycle and Direct Deposit or ACH debit monthly.