PNC

7,070 Reviews

PNC is one of the 10 largest banks in the U.S., based on total assets. PNC offers credit cards, personal loans, checking accounts, savings accounts, prepaid cards, auto loans, student loans, mortgages and more. You can learn more about PNC below.

3.7/5 rating among users on WalletHub

A+ BBB rating

Offers credit cards, loans and bank accounts for consumers and small businesses

PNC is based in Pittsburgh and was founded in 1983. To reach PNC customer service, call 888-762-2265.... show more

PNC Reviews

The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 05/28/2023.

3.7

What's Your Rating?

WalletHub
March 21, 2023 • @WalletHub

editor's review

2023 PNC Personal Loan Review

PNC personal loans have low APRs, ranging from 5.99% - 32.24%, based on applicants’ creditworthiness. While you might be able to find a lower minimum rate from other lenders, PNC’s maximum is one of the lowest around. That means even people who just barely qualify for a loan will still get a good rate. Plus, PNC further minimizes costs because the origination fee is None. PNC offers $1,000 - $35,000 in funding, with 12 - 60 months to pay the loan off.

There are a few drawbacks to PNC personal loans, such as the fact that rates vary heavily by ZIP code. PNC isn’t as transparent as they could be about approval requirements, either. However, the benefits definitely outweigh the shortcomings.

PNC Personal Loan Review Highlights:

PNC personal loan rates: 5.99% - 32.24%
Funding timeline: As soon as 2 business days
PNC personal loan requirements: 18+ years old; SSN, ITIN or passport
Loan amounts: $1,000 - $35,000
Payoff periods: 12 - 60 months
Origination fee: None
Late fee: Varies
Customer satisfaction: PNC holds an A+ rating from the Better Business Bureau and an average user rating of 3.7/5 on WalletHub.

Overall, PNC offers personal loans with very attractive rates, though it’s a bit difficult to get some information on those loans. Fortunately, you can pre-qualify for a PNC personal loan online without hurting your credit. You can also try out WalletHub’s pre-qualification tool to check your status with other lenders.

Below, you can see how WalletHub rates PNC in three key categories: Terms, Requirements & Application, and Reviews & Transparency.

PNC Ratings by Category:

Category	Editor’s Rating
Terms	5/5
Requirements & Application	5/5
Reviews & Transparency	3.3/5
Overall Score	13.3/15

These scores reflect how close a loan offer is to WalletHub’s definition of a 5-star loan. For more information, please read WalletHub’s full methodology.

Product: PNC Personal Loans

Comment

Paul
May 27, 2023 • @paulclay43

Verified Customer

My loan was just bought from Gateway Mortgage and my first payment was a piece of cake. A little more difficult to setup my account, but I got it done

Product: PNC Mortgages

Comment

troy_lynn
May 9, 2023 • @troy_lynn

Verified Customer

PNC mortgage sucks so bad. Put in a PMI removal request and paid the $105 to get a BPO Appraisal. They cashed my check mid-April and then beginning of May I get refund with a letter that states fee is now $150 and I need to start over. They never ordered the BPO Appraisal so it's my fault and I have to pay more to get this done?!!

Product: PNC Mortgages

Comment

misstyler
May 5, 2023 • @misstyler

Don’t use their mobile banking to deposit your checks! My check is being held now for an entire week! The money is coming from a local bank in town. I’ve verified the funds have been released and they tell me it’s been flagged for fraud. It’s a complete lie! I’m filing a complaint with the SEC and closing this account as soon as the funds are released. This is a garbage bank! Take your business elsewhere! Get your money out NOW! They are doing something very wrong here!!!

Product: PNC Checking

Comment

Syvorilukrei0101
May 1, 2023 • @Syvorilukrei0101

Customer of almost 20 years is finally leaving. They dont even try to care of the customer and it seems like they don't want to help with anything anymore. I even had over 500 dollars come out of my check from a scam and not one phone call was made. I had to learn by having my mortgage company calling me saying that my payment was denied. It's been pending for almost a week now and nothing, nobody took time to reach out about it. I feel this company has changed for the worst. Alot of my friends that go there too are switching just from many inconveniences over the years as well. Please consider another bank.

Product: PNC Checking

Comment

Thomas
April 24, 2023 • @hondwing2181247

People seem to forget we as American have rights when you call the bank and they say this phone is going to be recorded you can legally ask them not to record if they refuse legally you can record and if they don't want to talk to you hey that's their problem I close my accounts we have rights but yet the banks want to take them away if you request for them not to record you you have that legal right

Product: PNC Checking

Comment

Conni B
April 20, 2023 • @magimae

Verified Customer

I was invited to get their card a few months after I opened my checking account with them after BBVA closed. I used it to pay off some high interest cards. Haven't had any issues with them. Customer service was very prompt and worked with me quickly when a problem popped up (their issue).Their website could certainly work better though. They seem to like me alright as they are always trying to give me to get another card.

Product: PNC Credit Cards

Comment

Diane
April 18, 2023 • @dkubik1851

Verified Customer

The issuer watches account and advises if a suspected transactions show up. They resolve disputes promptly and have customer service folks available when I need help. I love their online banking application.

Product: PNC Credit Cards

Comment

2400vladi
April 17, 2023 • @2400vladi

I thought too that PNC was a good bank until over the sudden they decided to close all my accounts without any explanation whatsoever. After many calls to customer service still no reason why they decided to close. Doesn’t look like they value their customers at all. Horrible.

Product: PNC Checking

Comment

Forrestgumpnyc
April 12, 2023 • @Forrestgumpnyc

Garbage Bank. Explore other options. Unreasonable check holds. Customer service is trash and a pass the buck service. Customer relations never gets back when they say they will. 30 day hold on a Wells Fargo check in a low amount of $1000 ridiculous!

Product: PNC Checking

Comment

Review PNC

PNC Offers

Business Services

Investments

Personal Loans

Student Loans

PNC Q&A(436 questions)

How can I log in to my PNC Bank account online?

Upvotes

Chip Lupo, Credit Card Writer

To log in to your PNC Bank credit card account, go to the login page on the PNC Bank website or mobile app and enter your username and password in the appropriate fields. Then, click the “Login” to access your online account. If you don't already have an account, you will need to start by clicking “Enroll In Online Banking” in order to set up a username and password.

How to Log in to a PNC Bank Credit Card Account

Register your PNC Bank credit card for online account access. Click “Enroll In Online Banking” and enter your Social Security number, account number, and online access PIN to verify your credit card account.
Create your PNC Bank card username and password. The username must be 8 to 20 characters long and contain no spaces. To create a strong password, use a combination of upper and lower case letters, numbers, and special characters.
Log in with your new PNC Bank credentials. From the login page on the PNC Bank website or mobile app, fill out the User ID and Password fields using your new credentials, then click “Login” to access your account.

After you have signed up and logged in, you'll be able to manage your PNC Bank credit card account online. You can pay your credit card bill, see credit card statements, monitor account activity, and change account information such as passwords and automatic payments.

If you forget your login information, click “Forgot ID or Password?” on the PNC Bank login page. Then, just follow the prompts to reset or retrieve your username or password.

How do I get my PNC Bank credit card statement?

Upvotes

Chip Lupo, Credit Card Writer

To get your PNC Bank credit card statement online, log in to your online account from the PNC Bank website or mobile app. Once you are logged in, you will be able to view your most recent transactions and select statements from the previous 4 years to view, download, or print.

How to Get a PNC Bank Credit Card Statement

Log in to your online account from the PNC Bank website or mobile app.
Select the PNC Bank account you want to access.
Click “Online Statements” on the account home page.
Select “Current Statement” or a statement from the previous 4 years.
Click “View” or “Download” to open the statement or save a copy to your computer or mobile device.

You will get a PNC Bank statement each month by mail, too. If you choose, you may enroll in paperless statements and receive them only online. Once you enroll, PNC Bank will e-mail you every month to let you know your statement is ready to view online. You may log in to your online account and switch back to paper statements at any time.

What's the max you can withdraw from a PNC ATM?

Upvotes

What is the best PNC business credit card?

Upvotes

Lisa Cahill, Credit Cards Moderator

The best PNC business credit card is the PNC Points Visa® Business Credit Card because it gives 5 points per $1 spent on all purchases. The PNC Points Visa® Business Credit Card also has a $0 annual fee and offers a 0% APR for 9 months on purchases and balance transfers.

The regular APR is 15.99% - 24.99% (V), depending on your creditworthiness. Rewards points can be redeemed for merchandise, gift cards, travel, and cash back.

PNC Business Credit Cards of 2023

Best Flat-Rate Rewards: PNC Points Visa® Business Credit CardPNC Points Visa® Business Credit CardLearn MoreLearn More
Best Initial Bonus: PNC BusinessOptions® Visa Signature® Credit CardPNC BusinessOptions® Visa Signature® Credit CardLearn MoreLearn More
No Annual Fee: PNC Travel Rewards Visa® Business Credit CardPNC Travel Rewards Visa® Business Credit CardLearn MoreLearn More
Best for Balance Transfers: PNC Visa® Business Credit CardPNC Visa® Business Credit CardLearn MoreLearn More

These four PNC business credit cards are the only business cards offered by PNC right now. Applicants need at least Good credit for approval.

Does BBVA have Zelle?

Upvotes

Alexandra Barring, Banking Moderator

BBVA has partnered with Zelle. However, the service has not yet been launched. You can find out when Zelle will be available for you to use with your BBVA account on Zelle's website, here. You will be able to use the service via your mobile banking app.

View more answers

PNC Contact

What type of help do you need?

Visit Website

888-762-2265

open now: 12pm - 3am

Nearby PNC locations:

CLAIMED PROFILE

Report Abuse

Information on this page is provided 'as is' and solely for informational purposes, not for any other purpose or advice. In addition, this information does not originate from us and thus, we do not guarantee its accuracy.

You can check the profile page of each professional or company to determine whether they are a paying advertiser (indicated by the word "sponsored"). Regardless of advertiser status, none of the listings, reviews, or other information on WalletHub constitutes, in any way, a referral or endorsement by us of the respective financial company or professional, or vice versa. Furthermore, it is important to note that the inclusion of a financial company or professional on WalletHub does not necessarily indicate their involvement with the site or control over the information that we display. Information is displayed first and foremost for the benefit of consumers.

Editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.