if you use a debt relief program and they close credit cards does it affect your credit score
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How to Calculate Credit Card Interest
RESULTSRATESQ&A
CALCULATORRESULTSRATESQ&A
Future or Existing Debt
My Balance
Amount to Charge
Goal
Payoff within a certain amount of time
- Payoff within a certain amount of time
- Payoff with a fixed monthly payment
Monthly Payment
Months to payoff
Results
By making monthly payments of $15,000, it will take you 3 months to pay off your credit card balance of $40,000. Your total interest cost will be $474. This assumes you do not make any additional charges during this period.
Monthly Payment
$15,000
Start Date
1-2021
Payoff Date
4-2021
Total Interest
$474
To save more money consider the following payment options:
| Monthly Payments | Total Savings | Months to Payoff |
|---|---|---|
| $17,250 | $91 | 3 |
| $19,500 | $182 | 3 |
| $22,500 | $239 | 2 |
| $26,250 | $290 | 2 |
| $30,000 | $340 | 2 |
Savings Opportunities
Charge your upcoming purchases to one of the following recommended credit cards and save money on interest.
Rates & Fees | Terms Apply
Purchase Intro APR→0% for 15 months for 15 months
Transfer Intro APR→Not Offered
Regular APR→13.99% - 23.99% (V)
Purchase Intro APR
0% for 15 months for 15 months
Transfer Intro APR
Not Offered
Regular APR
13.99% - 23.99% (V)
annual fee
$0
rewards rate
1 - 3% Cash Back
Rewards Bonus
$100
Rewards Bonus
$100
minimum credit
Good Credit
Terms ApplyApply Now
Purchase Intro APR→0% for 15 months for 15 months
Transfer Intro APR→Not Offered
Regular APR→14.99% - 23.74% (V)
Purchase Intro APR
0% for 15 months for 15 months
Transfer Intro APR
Not Offered
Regular APR
14.99% - 23.74% (V)
annual fee
$0
rewards rate
1.5 - 5% Cash Back
Rewards Bonus
$200
Rewards Bonus
$200
minimum credit
Good Credit
Purchase Intro APR→0% for 15 months for 15 months
Transfer Intro APR→Not Offered
Regular APR→15.49% - 25.49% (V)
Purchase Intro APR
0% for 15 months for 15 months
Transfer Intro APR
Not Offered
Regular APR
15.49% - 25.49% (V)
annual fee
$0
rewards rate
1.5% Cash Back
Rewards Bonus
$200
Rewards Bonus
$200
minimum credit
Good Credit
Purchase Intro APR→0% for 18 months for 18 months
Transfer Intro APR→0% for 18 months for 18 months|Transfer Fee: 3% (min $5)
Regular APR→14.74% - 24.74% (V)
Purchase Intro APR
0% for 18 months for 18 months
Transfer Intro APR
0% for 18 months for 18 months|Transfer Fee: 3% (min $5)
Regular APR
14.74% - 24.74% (V)
annual fee
$0
rewards rate
None
minimum credit
Excellent Credit
Rates & Fees | Terms Apply
Purchase Intro APR→0% for 15 months for 15 months
Transfer Intro APR→Not Offered
Regular APR→13.99% - 23.99% (V)
Purchase Intro APR
0% for 15 months for 15 months
Transfer Intro APR
Not Offered
Regular APR
13.99% - 23.99% (V)
annual fee
$0
rewards rate
1.5% Cash Back
Rewards Bonus
$150
Rewards Bonus
$150
minimum credit
Good Credit
Terms ApplyApply Now
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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