Prepaid Cards

No, prepaid business credit cards don't build credit. Even when they're marketed to businesses, prepaid cards are not credit cards, as there's no credit line attached to them. That's why they don't help build personal or business credit.

A secured credit card is a better option for those wanting to build credit. Secured credit cards do report to credit bureaus, so using them responsibly will help build your credit history. You don't need good credit history for a secured credit card, because your credit limit is simply how much of a deposit you're able to put down when you apply or open an account. Thus, the credit line is “secured” by the deposit.

The Green Dot Prepaid Card has a $400 daily ATM withdrawal limit, on par with other prepaid cards. You may withdraw up to a maximum of $3,000 per calendar month from ATMs and up to a maximum of $3,000 per calendar month from teller transactions.

In addition to that, the Green Dot Prepaid Card has a $10,000 maximum balance limit, a $3,000 daily spending limit.

You need your Social Security Number for all prepaid cards if you want to reigster them. If you don't register the card using our SSN, the card will remain temporary and non-reloadable.

You cannot transfer the money from your Direct Express card to a Green Dot prepaid card. 

You may transfer funds from your Direct Express card account to a personal U.S. bank account only. You can do so by either calling the Direct Express card's Customer Service Department 1 (888) 741-1115, or by visiting their website.