Prepaid Cards

There are several prepaid cards that allow mobile check deposit. Some of these include the NetSpend prepaid card, the Walmart MoneyCard, and the Green Dot card.

All you have to do is download the mobile app, and you can load a check on your card in minutes by taking its picture and uploading it.

No, prepaid business credit cards don't build credit. Even when they're marketed to businesses, prepaid cards are not credit cards, as there's no credit line attached to them. Unlike a credit card, prepaid cards have their funds stored in a stand-alone prepaid account which you can reload. So you can only spend what you've deposited into your account. That's why they don't help build personal or business credit.

A secured credit card is a better option for those wanting to build credit. Secured credit cards do report to credit bureaus, so using them responsibly will help build your credit history. You don't need good credit history for a secured credit card, because your credit limit is simply how much of a deposit you're able to put down when you apply or open an account. Thus, the credit line is “secured” by the deposit. Some of the best secured credit cards are open to consumers as well, but small business owners can also apply for them. Secured business credit cards may also provide features specifically tailored towards businesses, such as employee cards with individual spending limits and more.

You can check your MyVanilla card balance through the mobile app on Android and iOS.

You can also set up text and email alerts to keep track of your card's balance.

Another way to check your card's balance is at the ATM. You can use any MoneyPass network ATM without paying a surcharge fee.

Yes, you can get scammed with a prepaid card. The scammer can pretend to sell you something and ask you to buy a prepaid card, load it and give him the card details.

Your prepaid card can also be cloned, or you could be scammed via a marketing scam or through utility fraud, with fraudsters pretending to be someone from your utility company.