American Express Credit Cards
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Best American Express Credit Cards
- Blue Cash Preferred® Card from American Express: Best for Bonus Rewards
- American Express Blue Business Cash™ Card: Best for Business Rewards
- Blue Cash Everyday® Card from American Express: Best for No Annual Fee
- American Express Cash Magnet® Card: Best for Cash Back Rewards
- The Platinum Card® from American Express: Best for Travel Rewards
Blue Cash Everyday® Card from American Express Blue Cash Everyday® Card from American Express

- Earn 20% back on purchases at Amazon.com on the Card in the first 6 months, up to $200 back.
- Plus, earn $100 back after you spend $1,000 in purchases on your new Card within the first 6 months.
- 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
- 2% Cash Back at U.S. gas stations and at select U.S. department stores.
- 1% Cash Back on other purchases.
- Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
- Terms Apply.
- Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
- Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
- No annual fee.
- See More Details & Reviews About TheBlue Cash Everyday® Card from American Express
Blue Cash Preferred® Card from American Express Blue Cash Preferred® Card from American Express

- Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% Cash Back on select U.S. streaming subscriptions.
- 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
- 1% Cash Back on other purchases.
- Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
- Terms Apply.
- Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
- Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
- $95 Annual Fee.
- See More Details & Reviews About TheBlue Cash Preferred® Card from American Express
Hilton Honors American Express Card Hilton Honors American Express Card

- Earn 80,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
- Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio.
- Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
- Terms Apply.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- No Annual Fee.
- See More Details & Reviews About TheHilton Honors American Express Card
American Express Cash Magnet® Card American Express Cash Magnet® Card

- Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
- Unlimited 1.5% Cash Back on your purchases.
- Amex Offers rewards you at places you like to shop, dine, travel, and more. You can add as many Offers as you'd like to your Card, then just use that Card to pay, and enjoy rewards directly on your statement.
- Cash Back is received in the form of Reward Dollars that can be redeemed for statement credits.
- Terms Apply.
- Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, currently 13.99% to 23.99%.
- Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
- No Annual Fee.
- See More Details & Reviews About TheAmerican Express Cash Magnet® Card
Hilton Honors American Express Surpass® Card Hilton Honors American Express Surpass® Card

- Earn 130,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass® Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
- Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
- Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
- Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
- Terms Apply.
American Express® Gold Card American Express® Gold Card

- Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
- Earn 4X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery.
- Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
- Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
- $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
- Terms Apply.
- No Foreign Transaction Fees.
- Annual Fee is $250.
- This American Express Card has no preset spending limit, giving you purchasing power that adjusts with your use of the card. No preset spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors including spending patterns, your payment history, your credit history, and financial resources known to us.
- See More Details & Reviews About TheAmerican Express® Gold Card
The Platinum Card® from American Express The Platinum Card® from American Express

- Earn 75,000 Membership Rewards® Points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership.
- Earn 10x points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That’s an additional 9 points on top of the 1 point you earn for these purchases.
- Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only.
- Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year.
- 5X Membership Rewards® Points on prepaid hotels booked on amextravel.com.
- Enjoy complimentary access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
- Receive complimentary benefits through American Express Travel with an average total value of $550 with Fine Hotels & Resorts® program at over 1,100 properties . Learn More.
- Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. That’s up to $50 in statement credits semi-annually. Enrollment required.
- Terms Apply.
- $550 annual fee.
- This American Express Card has no preset spending limit, giving you purchasing power that adjusts with your use of the card. No preset spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors including spending patterns, your payment history, your credit history, and financial resources known to us.
- See More Details & Reviews About The Platinum Card® from American Express
Delta SkyMiles® Blue American Express Card Delta SkyMiles® Blue American Express Card

- Earn 10,000 bonus miles after you spend $500 in purchases on your new Card in your first 3 months.
- NEW! Earn 2X Miles per dollar at restaurants, now worldwide.
- Earn 2X Miles per dollar spent on Delta purchases.
- Earn 1X Mile on all other eligible purchases.
- Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
- Terms Apply.
- No Annual Fee.
- NEW! No Foreign Transaction Fees.
- See More Details & Reviews About TheDelta SkyMiles® Blue American Express Card
Delta SkyMiles® Gold American Express Card Delta SkyMiles® Gold American Express Card

- Earn 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months.
- Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
- Earn now. Travel when you're ready. After you spend $10,000 in purchases in a calendar year, you will receive a $100 Delta Flight Credit to inspire your next travel.
- Enjoy your first checked bag free on Delta flights.
- Earn 1X Mile on all other eligible purchases.
- Terms Apply.
- Enjoy a $0 introductory Annual Fee for the first year, then $99.
- See More Details & Reviews About TheDelta SkyMiles® Gold American Express Card
Delta SkyMiles® Platinum American Express Card Delta SkyMiles® Platinum American Express Card

- Earn 40,000 bonus miles and 5,000 Medallion Qualification Miles (MQMs) after you spend $2,000 in purchases on your new Card in your first 3 months. Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
- Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
- Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card.*Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
- With Status Boost™, earn 10,000 MQMs after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year, getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights.
- Fee Credit for Global Entry or TSA Pre✓®.
- Enjoy your first checked bag free on Delta flights.
- Earn 3X Miles on Delta purchases and purchases made directly with hotels.
- Earn 1X Miles on all other eligible purchases.
- Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
- Terms Apply.
- No Foreign Transaction Fees.
- $250 Annual Fee.
- See More Details & Reviews About TheDelta SkyMiles® Platinum American Express Card
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Best American Express Credit Cards

Blue Cash Preferred® Card from American Express
The best American Express credit card for bonus cash back rewards is the Blue Cash Preferred® Card from American Express. Blue Cash Preferred gives 6% cash back at U.S. supermarkets, up to $6,000 spent per year, along with 6% back on U.S. streaming subscriptions, 3% back at U.S. gas stations, 3% back on transit expenses, and 1% back on everything else. The card does charge a $95 annual fee, but it also gives a $250 statement credit as an initial bonus for spending $1,000 in the first 3 months.
The Platinum Card® from American Express
The best American Express card for travel is The Platinum Card® from American Express card. Amex Platinum has a very high annual fee, at $550, but its many benefits can cover the cost for a frequent user. For example, new cardholders earn 75,000 points for spending $5,000 within 6 months of opening an account. Amex Platinum also provides up to $200 per year in Uber credits, up to $200 per year in credits for fees from one airline, and up to 5 points per $1 spent on airfare and prepaid hotel reservations. Plus, you can earn up to 10 points per $1 spent on purchases at U.S. Gas Stations and U.S. Supermarkets in your first 6 months, on up to $15,000 combined, among other perks.
Blue Cash Everyday® Card from American Express
The best American Express credit card is the Blue Cash Everyday® Card from American Express if you want to earn bonus rewards at Amazon.com, U.S. supermarkets and U.S. gas stations. The Blue Cash Everyday Amex has a $0 annual fee, intro APR of 0% for 15 months on purchases, and a $100 initial bonus, applied as statement credit. It also gives 1 - 3% cash back in rewards on purchases on an ongoing basis.
American Express Cash Magnet® Card
The best American Express credit card for earning cash back at a flat rate on all purchases is the American Express Cash Magnet® Card. It gives 1.5% cash back on everything, plus $150 as statement credit for spending $1,000 in the first three months. The Cash Magnet Card also has some financing appeal, in addition to a $0 annual fee, giving 0% for 15 months on purchases.
American Express Blue Business Cash™ Card
Small business owners who want to earn rewards on company spending should consider the American Express Blue Business Cash™ Card. Amex Blue Business Cash offers 2% cash back on up to $50,000 spent per year and all other purchases yield 1% back. Blue Business Cash for Business has a $0 annual fee.
Picking the Best Amex Card for You
Credit cards are not one-size-fits-all, though. So the best American Express credit card for one person may not be the best for someone else. And the best Amex card for others could be none at all. That's especially true if you don't have good or excellent credit. None of the cards issued by Amex are intended for people with lower scores.
If you have the good credit or better needed to qualify for an Amex-issued card, we can tell you which ones are best suited to different types of spending, so you can make an informed decision. WalletHub's editors reviewed each American Express credit card offer in our database of 1,000+ cards and picked favorites in the most popular categories.
Best American Express Credit Cards of 2021
AmEx Card | Best For | Annual Fee |
---|---|---|
Blue Cash Preferred® Card from American Express | Bonus Rewards | $95 |
American Express Blue Business Cash™ Card | Business Rewards | $0 |
American Express Cash Magnet® Card | Cash Back Rewards | $0 |
The Platinum Card® from American Express | Travel Rewards | $550 |
Blue Cash Everyday® Card from American Express | No Annual Fee | $0 |
Once you find the best Amex card for your particular needs, make sure to compare it to the best credit cards from other issuers to confirm you're not leaving any value on the table. If you don't know whether your credit is good enough to qualify for an American Express credit card, you can also check your latest credit score for free on WalletHub.
Below, you’ll find some additional information that should help you make up your mind about applying for an American Express credit card.
Learn More About American Express Credit Cards:
Levels
There are no official American Express card levels. Amex Green, Gold, Platinum, etc., are the names of different American Express card offers – not any sort of level system.Minimum credit score
The minimum credit score required for American Express credit card approval is 700, in most cases, as Amex credit cards require a minimum of either good credit or excellent credit for approval, depending on the card. Applicants need a credit score of 750 or higher to have good odds of being approved for an American Express credit card that requires excellent credit.Maximum number
The maximum number of American Express credit cards that an individual can have is five. That maximum number does not include American Express charge cards or co-branded credit cards.Annual fees
American Express credit card annual fees can be as low as $0 or as high as $550+, depending on the card. There are usually several American Express credit cards with no annual fee.Questions & Answers
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