The Delta Platinum Amex Card is a good airline credit card for people who travel a lot and always fly Delta. Although Amex Delta Platinum has a
$350 annual fee, the card’s many benefits can make it worth the cost for frequent flyers. That is especially true for cardholders who spend
$4,000 within
6 months of opening an account, travel with a companion at least once per year and count dining, Delta airfare and hotel reservations among their top expenses.
That type of spending profile is what’s needed to earn the card’s initial bonus:
90,000 miles (offer ends 10/29/2025). Plus, cardholders can take advantage of its annual companion certificate and ongoing bonus rewards rates. And if you’re planning to apply for TSA PreCheck or Global Entry for faster airport screening, the application-fee credit available to cardholders is yet another reason to apply for the Delta Platinum Amex Card.
On the other hand, you should not apply for the Delta SkyMiles® Platinum American Express Card if you don’t have at least
good credit, aren’t planning any flights or hotel nights anytime soon, or don’t expect to pay the bill in full every month. There are better, cheaper rewards cards for everyday spending. And this card’s APR is higher than average.
Delta Platinum Amex Review Highlights
Plenty of Delta Platinum Amex Benefits
The top Delta Platinum Amex benefits are airport lounge access, a free checked bag on each Delta flight, an annual companion ticket, a TSA PreCheck or Global Entry application fee credit, and more.
Amex Delta Platinum Companion Certificate
The Amex Delta Platinum companion certificate benefit is a round-trip companion ticket to select destinations after each account anniversary, when you renew your account for another year. All you have to pay is government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
Get Closer to Medallion Status
With MQD Headstart, you receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Medallion Status. Plus, for each $20 in purchases made on your card you earn $1 MQD. For context, one of the requirements for the lowest Medallion Status level, Silver, is to earn $5,000 MQDs in a year.
Rewarding Delta Platinum Card Bonus Offer
The current Delta Platinum welcome offer is
90,000 miles after spending
$4,000 in the first
6 months (offer ends 10/29/2025).
Bonus Rewards Rates in Popular Spending Categories
The Delta Platinum Amex Card gives the most ongoing rewards on Delta airfare and purchases made directly with hotels, at 3 miles per $1 spent. Restaurant purchases (including takeout and delivery in the U.S.) and purchases at U.S. supermarkets also earn you 2 miles per $1 spent. All other eligible purchases yield 1 mile per $1, which is a standard base earn rate for a rewards card.
Pricey Delta Platinum Amex Annual Fee
The Delta Platinum Amex annual fee is
$350. For comparison, the average annual fee among current credit card offers is
$25.22, and there are plenty of travel credit cards with no annual fees.
No Delta Platinum Amex Foreign Transaction Fees
The Delta Platinum Amex foreign transaction fee is
0%. In contrast, the average credit card offer has a
1.57% foreign fee.
Finally, we recommend having
good or better to be eligible for the Platinum Delta SkyMiles card. You can
check your latest credit score for free on WalletHub to estimate your chances.
Note: This review is not provided, commissioned or endorsed by any issuer. Opinions and ratings are our own.
