The Delta credit card annual fee is $0 to $550, depending on the card. For comparison, the average credit card annual fee on the market is $22 right now.

Delta Credit Card Annual Fees

• Delta SkyMiles® Blue American Express Card: $0
• Delta SkyMiles® Gold American Express Card: $0 intro annual fee for the first year, $99 after
• Delta SkyMiles® Gold Business American Express Card: $0 intro annual fee for the first year, $99 after
• Delta SkyMiles® Platinum American Express Card: $250
• Delta SkyMiles® Platinum Business American Express Card: $250
• Delta SkyMiles® Reserve American Express Card: $550
• Delta SkyMiles® Reserve Business American Express Card: $550

Whether you should get a Delta credit card with an annual fee depends on your spending preferences. If you're a light spender, you'll likely want to avoid a fee. But if you spend a lot, you'll probably find the more expensive cards to be more lucrative in the long run.

The credit score you need for the Blue Delta SkyMiles Credit Card is 700 or better. That means people with at least good credit have a shot at getting approved for this card.

You should note that while your credit score is an important factor, there are plenty of...

American Express does not include any specific Blue Delta SkyMiles Credit Card credit limit information in the card's terms.

For the most part, Blue Delta SkyMiles Credit Card credit limits depend on each applicant's overall creditworthiness. Those with the highest income and best credit scores will generally be offered...

Yes, the Blue Delta SkyMiles Credit Card does have pre-approval. American Express has an online pre-approval page where potential applicants can quickly check their odds of approval for certain American Express credit cards before they actually apply for one. Current American Express customers may also receive pre-approved offers periodically by...

No, the Delta SkyMiles® Blue American Express Card is not a good first-time credit card because it is only available to people with good credit or better. People who've never owned a credit card are unlikely to get approved unless they've built good credit through other means. There are plenty...

The Blue Delta SkyMiles credit card offers a free checked bag at the airport on Delta flights booked with your card. That's pretty cool, considering that you can save up to $60 on a round-trip Delta flight.

The Blue Delta SkyMiles Credit Card does not offer cell phone insurance. Cell phone insurance on other cards reimburses the cost of repairing or replacing a damaged or stolen phone if a cardholder regularly pays the phone bill with the card, though it's not a benefit commonly offered by credit...

The Delta SkyMiles® Blue American Express Card is not a metal credit card, as it is made of plastic like most other credit cards. There's no functional difference between a plastic card like the Blue Delta SkyMiles Credit Card and a metal credit card, though, so don't dismiss the Blue...

To activate a Blue Delta SkyMiles Credit Card, call the number on the activation sticker that's attached to the card or go to the American Express activation website, which will also be noted on the sticker. Another way to activate a Blue Delta SkyMiles Credit Card is by...

To get an Blue Delta SkyMiles Credit Card replaced, log in to your online account, use the American Express mobile app, or call customer service at 1 (800) 528-4800. There is no fee to get an Blue Delta SkyMiles Credit Card replacement card, which should arrive within a...