The
Delta SkyMiles® Blue American Express Card is a no-annual-fee rewards card that’s best for people with good credit or better who want to save extra at restaurants and on Delta flights. The Blue SkyMiles Card gives 2 miles per $1 in eligible restaurant and Delta purchases, compared to 1 mile per $1 on all other purchases. New cardholders who spend
$1,000 in the first
6 months after opening an account also earn
10,000 miles. Plus, the Blue Delta SkyMiles Credit Card provides a 20% statement credit after eligible in-flight purchases: food, beverages and audio headsets.
The Blue Delta SkyMiles Credit Card is the only Delta credit card with no annual fee every year. So, if you always fly Delta but don’t do so often enough to justify paying a fee, the Blue SkyMiles Card might be right for you.
Perhaps most importantly, if you have the good or excellent credit needed for high Blue Delta SkyMiles approval odds, most of the best airline credit cards and best travel credit cards overall are available to you, too. Below, you can learn more about whether the
Delta SkyMiles® Blue American Express Card has what it takes to fly with the rewards credit card elite.
Blue Delta SkyMiles Credit Card Review Highlights - Delta’s No Annual Fee Option. Other Delta credit cards charge annual fees, at least from the second year on. The Blue Delta SkyMiles Card’s $0 annual fee saves cardholders around $26.75 per year, compared to the average credit card market-wide, according to our research.
- Modest Initial Bonus. At 10,000 miles for spending $1,000 in the first 6 months, the Blue Delta Amex Card’s bonus is easy to earn. The average for rewards credit cards that offer points or miles is 37,069 points/miles, according to WalletHub’s research.
- Bonus Miles for Dining & Delta. Blue Delta SkyMiles Amex cardholders earn 2 miles per $1 spent at restaurants worldwide (plus takeout and delivery in the U.S.) and directly with Delta. The card rewards all other purchases with just 1 mile per $1.
- In-Flight Savings. If you fly Delta even semi-regularly and usually buy food, drinks or audio headsets when you do, the 20% statement credit this card gets you on such in-flight purchases could be reason enough to apply.
- No Free Checked Bags. If you want your first checked bag free on Delta flights, you’ll need one of the other Delta credit cards.
- High APR. Blue Delta SkyMiles charges interest at an annual rate of 19.74% - 28.74% (V), with the exact percentage depending on your overall creditworthiness. The thing is, the card requires at least good credit for approval. So, the low end of the range is likely reserved for people with excellent credit, while the good-credit crowd get rates at the high end. The average APR among credit cards for people with excellent credit is 17.68% and cards for good credit charge about 23.93%, according to WalletHub’s research.
- No Foreign Transaction Fee. The Blue Delta SkyMiles Amex Card’s 0% foreign transaction fee means the card is suitable to use for international travel or online purchases from foreign merchants.
If you're considering the Blue Delta SkyMiles Credit Card from American Express, we recommend having good credit or better. You can
check your latest credit score for free on WalletHub.
Note: This review is not provided, commissioned or endorsed by any issuer. Opinions and ratings are our own.
