The best ways to get cheap car insurance are to comparison-shop for quotes every 6-12 months, take advantage of all available discounts, and drop any unnecessary coverage types. Discounts can save customers up to 35%, for example, and insurers claim that drivers can save up to 20% by switching to a cheaper company.
1. Compare quotes every 6-12 months.
To make sure you’re still getting the best deal, you should shop around for quotes every time you need to renew your policy. This is especially important if you recently received a ticket or were in an accident, or if you’ve been with the same insurer for a while. For instance, the cheapest car insurance company when you were a teenager might not be the cheapest option for you 10 years later.