A used car warranty is an extended warranty that drivers can purchase to cover repairs to the major mechanical components of a used vehicle, such as the engine and transmission. The best used car warranty companies are Carchex, Toco Warranty, and autopom!, based on WalletHub’s analysis of 11 major providers.

Most extended car warranty providers will only cover cars up to a certain number of miles, which can limit the number of options available to drivers with used cars. However, there are still several reputable companies that will sell extended warranties for cars with more than 100,000 miles.

The best way to get cheap car insurance is to compare quotes from different car insurance companies. In order to help drivers nationwide find the cheapest car insurance rates for their needs and circumstances, WalletHub collected quotes from auto insurance companies across all 50 states.

Read on for the full results of WalletHub’s car insurance comparison, along with a detailed description of our methodology and additional insight from a panel of experts.

Geico discounts are offers that can save Geico car insurance customers up to 40%, or even more when discounts are combined. Geico's 16 discounts for car insurance customers range from discounts for students and the military to discounts for good drivers and cars with airbags. Geico discounts are divided into five main groups, based on a driver’s: affiliations, education, driving history, vehicle equipment and customer loyalty. While eligibility criteria and availability may vary by state, the discounts are generally available to most Geico customers.

Stacked auto insurance is a way to maximize medical coverage in the event of an accident caused by an uninsured motorist (UM) or underinsured motorist (UIM). The practice of “stacking” insurance refers to combining the UM/UIM coverage limits from multiple policies to force a higher cap on what carriers will pay out for post-injury care. Stacked car insurance is available to drivers in about 30 states – including Texas, New York, and Florida – who insure more than one vehicle or have more than one insurance policy on a single car.

When you have unstacked insurance, combining policy limits is not possible. This is the case for drivers who only own one policy on a single car, as well as for those who own multiple cars but are prohibited from stacking either by state law or their insurance carrier. Unlike with stacked insurance, unstacked drivers may file medical claims only on the actual car involved in an accident with an at-fault driver who doesn’t have enough insurance coverage. Premiums tend to be lower with unstacked insurance as a result.

Military car insurance policies are coverage options that provide discounts and special benefits to military personnel, veterans, and members of certain military associations. The best military car insurance companies are USAA and Geico, as they offer the most savings for military members.

Drivers who qualify for military car insurance can receive discounts of up to 15%, depending on their insurer. And some states, like Louisiana, have laws requiring insurers to offer even larger discounts to military servicemembers. In addition to direct discounts, military car insurance often provides special perks including payment deferrals, military-specific customer service, and policy flexibility during deployment.

It has now been nearly a year since the first COVID-19 case was identified in the U.S., and while vaccine distribution has begun, it will still be months before the general public can receive it. The pandemic is still raging across the U.S., and some states have temporarily paused their reopening processes or even closed down some of the businesses that previously reopened. Unfortunately, this slowdown of reopening has had a negative impact on the job market, and the U.S. experienced more new unemployment claims last week than the previous week. Some places didn't follow the national trend, though, with claims lower than in 2019, including Kentucky and the District of Columbia.

There are currently 10.7 million Americans unemployed due to the COVID-19 pandemic in total. Last week, there were 965,000 new unemployment claims nationwide, compared to 6.9 million during the peak of the pandemic (an 86% reduction).

EDITOR’S RATING

3.8 / 5

PROS

• Great coverage options.
• Accident & violation forgiveness.
• Discount for hybrid cars.
• Online claims filing.
• Easy-to-navigate website.

CONS

• Complaints about high premiums.
• Average customer service and claims support.
• Limited availability for rideshare coverage.

Travelers is a good insurance company overall, earning a 3.8/5 rating from WalletHub editors, above-average scores from organizations such as J.D. Power, and an accreditation from the Better Business Bureau (BBB) in 2010. In addition to auto insurance policies, Travelers offers coverage for properties, businesses, special occasions, travel and more.

EDITOR’S RATING

3.1 / 5

PROS

• Specialized coverage options, discounts and benefits for AARP members.
• Solid claims-handling process.
• Online claims-processing option.

CONS

• More expensive for young drivers/non-AARP members.
• Discounts and benefits not available to everyone.

The Hartford Insurance is a solid insurance company overall, earning a rating of 3.1/5 from WalletHub editors and A+ scores from organizations such as the Better Business Bureau (BBB), despite mixed customer reviews. The Hartford, which offers a wide variety of insurance options, is best known for its AARP insurance coverage that’s tailored specially for older drivers who are AARP members. Younger drivers and non-AARP members can buy policies from The Hartford, too, but the benefits and discounts won’t be as great.

Smoking doesn’t just ruin your health. It can also burn a nasty hole through your wallet. Tobacco use accounts for nearly half a million deaths in the U.S. each year and is the leading cause of lung cancer, according to the American Lung Association. Smokers also may have an increased risk of severe symptoms from COVID-19. In addition, even those around tobacco smokers aren’t safe from its harmful effects. Since 1964, smoking-related illnesses have claimed over 20 million lives in the U.S., 2.5 million of which belonged to nonsmokers who developed diseases merely from secondhand-smoke exposure.

However, the economic and societal costs of smoking are just as huge. Every year, smoking costs the U.S. more than $300 billion, which includes both medical care and lost productivity. Unfortunately, some people will have to pay more depending on the state in which they live.

Roadside assistance is a service for stranded drivers that usually covers towing, locksmith services, battery changes, jump-starts, tire changes, and the delivery of fuel or oil. The best roadside assistance plans are from Better World Club, Nationwide, and Travelers because they cover a lot at a low price.

2021’s Best Roadside Assistance Companies

• Better World Club
• Nationwide
• Travelers
• Progressive
• Allstate

Most roadside assistance plans are available for a flat fee every month or year and will provide predetermined coverage limits. In addition to standard coverage options, some roadside assistance plans offer especially high towing limits and cover winching needed to get your car out of mud, sand, or snow. More expensive plans generally offer added perks as well, like hotel discounts and trip interruption insurance.