Direct Auto Review Summary

Direct Auto is a good insurance company overall, earning a rating of 4.2/5 from WalletHub editors and great scores from organizations such as the Better Business Bureau (BBB) and AM Best. Direct Auto also happens to be one of the best auto insurance providers for drivers with a history of traffic violations and at-fault accidents. However, the company has received a much higher volume of customer complaints than many of its competitors.

In the sections below, you can learn more about Direct Auto’s coverage options and discounts, as well as how the company measures up against top competitors.

You can consolidate debt by taking out a debt consolidation loan, getting a balance transfer credit card, or using a home equity loan or line of credit. Debt consolidation involves combining multiple debts into a single monthly payment by using a loan or line of credit to pay off the total amount.

Another option to consolidate debt is through a debt management plan, which is a repayment plan that is typically set up through a credit counseling agency. Credit counseling agencies may charge a monthly fee to distribute your payments to creditors, and they may negotiate for lower rates and monthly payments.

What Is Car Repair Insurance?

Car repair insurance is a type of auto insurance coverage that pays to fix mechanical malfunctions after a car’s original warranty expires. This type of coverage is also referred to as mechanical breakdown insurance and can save you from paying thousands of dollars for major mechanical failures. Car repair insurance is available from major insurance companies such as Geico and Allstate.

The cheapest car insurance companies for first-time drivers are Travelers, USAA, and Geico, according to WalletHub’s analysis. New drivers can save as much as 319% by choosing the cheapest car insurance companies over the most expensive options, so it is very important to shop around.

A property damage claim is a request for compensation for property damage caused by a collision or other event. The most common property damage claim is when someone files a claim with an at-fault driver’s insurer after a car accident. But if a driver causes an accident or otherwise suffers vehicle damage, they would file a property damage claim with their own collision or comprehensive insurance.