The Wells Fargo Active Cash® Card is a good credit card that’s worthwhile for applicants with good credit or better who want a $0 annual fee credit card that gives rewards at a flat rate on purchases (2% cash rewards). Wells Fargo Active Cash also offers a $200 initial cash rewards bonus and 0% introductory APRs.

What Are Credit Card Interest Rates?

Credit card interest rates tell you how much it will cost to borrow money from a credit card company, by carrying a balance from month to month. For example, if your interest rate is 20% and you carry a $500 balance, you would owe roughly $100 in interest after a year.

Understanding the credit card climate is important for two reasons. First, credit card offers change regularly, based on the health of the economy and issuers’ business objectives. So being able to see the bigger picture – averages, trends, etc. – gives you a baseline against which to compare offers. And that will help you find the best credit card deals as well as ultimately save more money.

Monitoring the credit card landscape can also tell you a lot about the health of the U.S. consumer. For example, 0% introductory APRs and initial rewards bonuses dried up during the Great Recession. And the decline in consumer credit quality during that period was a big reason why.

The average credit card interest rate is 21.81% for new offers and 19.07% for existing accounts, according to WalletHub’s Credit Card Landscape Report. The average interest rate among new credit card offers has increased by nearly two percentage points since 2010.

For many people, football is far more than just a game: it’s a sacred American tradition. These fans aren’t just spectators but are also participants. They do more than just proudly wear a team’s jersey, perfect game-day chili or tailgate with fellow fans. They show their passion by roaring in approval when their team scores a touchdown or crying out in disappointment when they fumble their way to failure. Football is by far Americans’ favorite sport to watch, with more popularity than basketball, baseball and soccer combined. In fact, 62% of Americans consider themselves either a fan or “somewhat” of a fan of professional football, and 54% say the same for college football.

Certain cities provide a better football experience than others, though. With Super Bowl LVII upon us, WalletHub compared more than 240 U.S. cities with at least one college or professional football team across 21 key metrics. Our data set ranges from the number of NFL and college football teams to stadium capacity to fan engagement.