The answer to this question ultimately depends on your particular needs and thus what features you’re most interested in. So our editors compared all of the MasterCards in our database based on their rewards, rates and fees to determine the best options for the most popular usage categories. You can find their picks for the year’s best MasterCard credit cards below.
2017’s Best MasterCard Credit Cards
|Best For…||Card Name||Editors’ Rating||Annual Fee||Minimum Credit Required|
|Initial Bonus||Barclaycard Arrival Plus™ World Elite MasterCard®||5 Stars||$0 the first year ($89 thereafter)||Good|
|Cash Back||Citi® Double Cash Card – 18 month BT offer||5 Stars||$0||Good|
|Travel Rewards||Capital One® Venture® Rewards Credit Card||5 Stars||$0 the first year ($59 thereafter)||Good|
|Big-Ticket Purchases||Citi® Diamond Preferred® Card||5 Stars||$0||Excellent|
|Rebuilding Credit||Capital One® Secured MasterCard®||5 Stars||$0||Bad|
|Balance Transfers||Dollar Bank Low Rate Credit Card||3.5 Stars||$0||Excellent|
|Students||Citi ThankYou® Preferred Card for College Students - Earn 2,500 Bonus Points||4.4 Stars||$0||Limited|
|Small Business||Cash Rewards for Business MasterCard® Credit Card||3.8 Stars||$0||Excellent|
Having a credit card on the MasterCard (or Visa) network is especially important if you plan on traveling abroad. Not only are MasterCard and Visa the most widely accepted card networks globally, but their currency-exchange rates are also much lower than what local banks and airport kiosks tend to charge. In fact, you can save up to 11% on currency conversion with a no foreign transaction fee MasterCard or Visa.
Furthermore, we recommend checking your credit score for free before applying for a new card. This will help you determine whether you’re likely to get approved and ultimately find the best deal.