|Credit Card||Best For||Annual Fee||Best Feature|
|Chase Freedom Unlimited®||Rewards with No Annual Fee||$0||1.5 - 5% Cash Back|
|Chase Sapphire Preferred® Card||Initial Rewards Bonus||$95||60,000 points|
|Capital One Venture Rewards Credit Card||Travel Rewards||$95||2 miles / $1 + 60,000 miles|
|Blue Cash Preferred® Card from American Express||Cash Back Rewards||$0 intro 1st yr, $95 after||1 - 6% Cash Back|
|Upgrade Visa® Card with Cash Rewards||Rewards for Fair Credit||$0||1.5% Cash Back|
|Petal® 2 Visa® Credit Card||Rewards for No Credit||$0||1 - 1.5% Cash Back|
|Wells Fargo Active Cash℠ Card||Cash Back with No Annual Fee||$0||2% Cash Back|
|Chase Sapphire Reserve®||Excellent Credit||$550||50,000 points|
|Discover it® Secured Credit Card||Bad Credit||$0||First-year earnings doubled|
The best credit card rewards come in all shapes and sizes. The offers on this page are the best overall. But you can find more great options by checking out WalletHub’s picks for the best cash back credit cards and the best travel rewards cards.
Methodology for Selecting the Best Rewards Credit Cards
To identify the best rewards credit cards, WalletHub’s editors compare all of the credit cards with cash back, points or miles in our database of 1,500+ credit card offers. We focus on the amount each card could save the average consumer over 24 months of use, after subtracting annual fees from expected rewards earnings. We use a two-year timeframe because it helps level the playing field between cards with big initial bonuses and cards with better ongoing rewards.
In addition to the best overall rewards credit cards, which usually require at least good credit for approval, WalletHub’s editors also select the top rewards cards for people with lower credit scores. Special groups such as students and small business owners may have a representative on this page, too.