But you shouldn’t just blindly apply for the most popular card. You want the best terms for your needs, so it’s a good idea to also read reviews and compare your top options side by side. Or, you can simply sign up for a free WalletHub account to get personalized credit card recommendations.
Most Popular Credit Cards Comparison
|Credit Card||Annual Fee||Most Popular For|
|Chase Freedom Unlimited®||$0||Cash Rewards|
|Chase Sapphire Reserve®||$550||Travel Rewards|
|Best Buy® Credit Card||$0||Store Card|
|Costco Anywhere Visa® Card by Citi||$0||Warehouse Clubs|
|Journey Student Rewards from Capital One||$0||Students|
|Petal® 2 Visa® Credit Card||$0||No Credit|
|Marriott Bonvoy Boundless® Credit Card||$95||Hotel Points|
|OpenSky® Secured Visa® Credit Card||$35||Secured Card|
|Indigo® Mastercard® for Less than Perfect Credit||$0 - $99||Bad Credit|
|Ink Business Preferred® Credit Card||$95||Small Business|
|Shell Credit Card||$0||Gas Rewards|
|Southwest Rapid Rewards® Premier Credit Card||$99||Airline Miles|
10 Largest Credit Card Companies (2021 List)
1. Capital One – 99.7M cards in circulation.
2. Chase – 92M cards in circulation.
3. Citi – 70.8M cards in circulation.
4. Discover – 57M cards in circulation.
5. Bank of America – 55.6M cards in circulation.
6. American Express – 53.7M cards in circulation.
7. Synchrony – 28M cards in circulation.
8. Wells Fargo – 24.9M cards in circulation.
9. U.S. Bank – 22.3M cards in circulation.
10. Barclays – 16.6M cards in circulation.
Note: Cardholder data are from Nilson Report and card network annual reports. Co-branded cards and store cards were excluded, except in the case of Synchrony, which primarily issues store cards.
Methodology for Identifying the Most Popular Credit Cards
To find the most popular credit card offers, and then maintain the list over time, WalletHub’s editors regularly analyze search engine data to determine which credit cards people are most interested in learning about and applying for. We monitor more than 1,500 credit card offers for this purpose. We also update our database whenever new credit cards launch or existing cards either change key terms or stop accepting applications.
In addition to identifying the most popular credit cards overall, WalletHub’s editors select the most popular credit cards in major categories, such as cash back and travel rewards. We also highlight popular credit card offers by credit level and from each of the most popular credit card companies.