2. Capital One – 89M Cardholders.
3. Citi – 68M Cardholders.
4. Bank of America – 55M Cardholders.
5. Discover – 51M Cardholders.
6. American Express – 37M Cardholders.
7. Synchrony – 28M Cardholders.
8. Wells Fargo – 24M Cardholders.
9. U.S. Bank – 22M Cardholders.
10. Barclays – 16M Cardholders.
Note: Cardholder data are from Nilson Report (2017). Co-branded cards and store cards were excluded, except in the case of Synchrony, which primarily issues store cards.
At the end of the day, considering popularity can be a good way to narrow down your credit card options. You can basically use the wisdom of the masses to save yourself some time. With that in mind, we’ll recap the most popular credit cards by category below.
But you shouldn’t just blindly apply for the most popular card. You want the best terms for your needs, so it’s a good idea to also read reviews and compare your top options side by side. Or, you can simply sign up for a free WalletHub account to get personalized credit card recommendations.
March 2021’s Most Popular Credit Cards
|Credit Card||Annual Fee||Most Popular For||Editor’s Rating|
|Chase Freedom Unlimited®||$0||Cash Rewards||4.7 / 5|
|Chase Sapphire Reserve®||$550||Travel Rewards||4.4 / 5|
|Best Buy® Credit Card||$0||Store Card||4.0 / 5|
|Costco Anywhere Visa® Card by Citi||$0||Warehouse Clubs||4.7 / 5|
|Journey Student Rewards from Capital One||$0||Students||5.0 / 5|
|Petal® 2 Visa® Credit Card||$0||No Credit||5.0 / 5|
|Marriott Bonvoy Boundless™ Credit Card||$95||Hotel Points||4.4 / 5|
|OpenSky® Secured Visa® Credit Card||$35||Secured Card||4.0 / 5|
|Indigo® Mastercard® for Less than Perfect Credit||$0 - $99||Bad Credit||3.0 / 5|
|Ink Business Preferred® Credit Card||$95||Small Business||5.0 / 5|
|Shell Credit Card||$0||Gas Rewards||2.9 / 5|
|Southwest Rapid Rewards® Premier Credit Card||$99||Airline Miles||4.3 / 5|
Methodology for Identifying the Most Popular Credit Cards
To find the most popular credit card offers, and then maintain the list over time, WalletHub’s editors regularly analyze search engine data to determine which credit cards people are most interested in learning about and applying for. We monitor more than 1,500 credit card offers for this purpose. We also update our database whenever new credit cards launch or existing cards either change key terms or stop accepting applications.
In addition to identifying the most popular credit cards overall, WalletHub’s editors select the most popular credit cards in major categories, such as cash back and travel rewards. We also highlight popular credit card offers by credit level and from each of the most popular credit card companies.