The best Amex Gold benefits are annual dinning credits, rental car insurance, baggage insurance, purchase protection, and extended warranties on purchases. The card also offers exclusive access to event tickets, dining credits, special perks at select hotels and more.
These benefits help soften the blow of the Gold Card's $250 annual fee, so make sure to get to know them well. Top Amex Gold Benefits:
Rental car insurance
Up to $50,000 in insurance for vehicles rented with the Gold card when you decline the rental agency's own insurance. Covers collision damage and theft on eligible vehicles.
Reimburses damage to or theft of luggage while traveling on a common carrier, such as a plane, train or bus. The coverage is up to $1,250 per person per trip for carry-on baggage and up to $500 for checked baggage. There's a $10,000 maximum total per trip.
Offers $10,000 per item and $50,000 per calendar year in coverage for items you buy with the card that are damaged or stolen within 90 days.
Adds one additional year to the existing manufacturer's warranty on items you buy with the card. The original warranty must be 5 years or fewer.
Cardholders get access to exclusive presale tickets for concerts, sporting events, theater, etc. There are also special cardmember-only events.
Dining credit and Uber Cash
Up to $120 back annually ($10 per month) on purchases with Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. Plus, up to $120 in Uber Cash per year ($10 per month) for Uber Eats orders or Uber rides in the U.S.
The Hotel Collection
Credit of $100 per room per stay at select hotels each time you stay 2+ consecutive nights. Plus, perks like a free room upgrade when available.
In all, there are a lot of Amex Gold benefits. And the card offers plenty of other great features in addition to these perks, such as ample rewards and a 0% foreign transaction fee.