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Compare American Express Checking Accounts
Please find below checking accounts offered by American Express.
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APY
1.00%
Monthly Fee
None
Signup Bonus
None
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 1.00% |
- Minimum to Open: $0
Additional Info
- Earn 1.00% APY, which is 10X higher than the national rate.
- No Monthly Account Fees and No Minimum Balance Requirements.
- Earn Membership Rewards® points on Debit Card purchases: Reward your everyday spending and earn 1 Membership Rewards point for each $2 of eligible Debit Card purchases. No cap on how many points you can earn.
- Amex Rewards Checking accounts do not currently provide services for wire payments, overdraft protection, or online bill payment.
- You can withdraw cash at ATMs that have the American Express logo, including unlimited fee-free ATM withdrawals with your Debit Card at over 70,000 Allpoint® and MoneyPass® ATM locations nationwide.
- Learn more about the American Express Rewards Checking
More Details
APY
0.00% - 1.30%
Monthly Fee
None
Signup Bonus
None
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0 - $500,000 | 1.30% |
| $500,001+ | 0.00% |
- Minimum to Open: $0
Additional Info
- Earn 30,000 Membership Rewards® points after qualifying activities:
- (a) Deposit a total of $5,000 or more in eligible deposits within 30 days of opening your first account, AND
- (b) Maintain an average account balance of $5,000 for the next 60 days, AND
- (c) Make 5 or more qualifying transactions within 60 days of opening your account.
- Any points you earn, including this Welcome Offer and from making Business Debit Card purchases, can be converted into deposits made directly into your Business Checking account.
- If you already have a Membership Rewards-enrolled Card: You can choose to convert points into deposits directly into your Business Checking account or use them the same way you always have – for travel, gift cards, and more.
- All Business Checking accounts come with an American Express® Business Debit Card. Earn 1 Membership Rewards® point for every $2 spent on eligible Business Debit Card purchases.
- 1.30% APY on balances up to $500k. No interest is earned on account balances over $500,000
- No monthly account maintenance fees
- No minimum balance requirement
- With American Express® Business Checking, you can enjoy no fee withdrawals at 70,000+ Allpoint® and MoneyPass® ATM locations nationwide.
- You can also use your American Express Business Checking Debit Card at any ATMs where American Express is accepted, fees may apply.
- Learn more about the American Express Business Checking
More Details
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