WalletHub’s proprietary 100-point rating system for banking products evaluates offers for each major consumer need the product is applicable to – from everyday checking to saving needs. More specifically, we identified 52 different types of banking needs that are representative of different users’ financial priorities and behaviors.
Given that each group has different goals and is likely to use their banking products differently, they have been scored differently, using different metrics. When a product meets eligibility criteria for two or more needs, it is scored for all relevant needs, but we will predominantly display the score for the need to which the product is best suited. For example, if a checking account offers no fees on international travel and has an average APY, the account will be scored for both “Everyday checking for an international traveler” and “Everyday checking with a high balance” (as checking accounts are most likely to offer interest on higher balances). However, only the need with the higher score will be featured, as the checking account would be more suited for that need.
To evaluate each need, WalletHub uses 20 key metrics grouped into three major components: Editor’s Rating, User Reviews and Market Comparison. The Market Comparison component measures how appealing the fees, interest rates and other features of a product are compared to a pool of over 2,500 banking offers monitored by WalletHub. Each component has a maximum number of points allocated to it, based on its importance as determined by our editors, and the points are added up for each product to create an overall rating with a maximum score of 100 points.
Ratings for each category reflect how close a banking offer is to WalletHub’s definition of a top-rated banking product, which is based on market conditions and what we believe are reasonable terms. We compare banking products to that standard to give a numerical approximation of how reasonable and competitive the offer is compared to others. If a product does not match any of the needs we defined, then it is not scored. For example, savings accounts are not scored for any of the “everyday checking” needs.
Below, please find a high-level version of the scoring rubric used to evaluate banking products and produce WalletHub’s ratings by consumer need. Please also keep the following notes in mind.
- Any metric for which we are not able to find data receives “N/A,” and it is subtracted from the maximum point total.
- We included penalty-point categories to account for specific shortcomings that banking products might have. These penalties subtract points from the total score.
- Penalty-point categories include "Available Only Online" and "Online Bill Pay Fee." Some checking and savings accounts are exclusively available online, lacking any in-person customer service, which can be challenging for consumers needing assistance. Additionally, some checking accounts impose fees for making online bill payments, which is a basic banking feature. To account for these limitations, we have introduced these two penalty-point categories.
- When fees or other terms are presented as a range, we use the midpoint for scoring purposes.
- “Annual Cost” is calculated for checking accounts by adding all fees (like monthly fees, overdraft fees, out-of-network ATM fees, etc.) and subtracting the signup bonus and interest earnings, if any. Negative amounts indicate savings. Scores are assigned linearly, with the lowest costs/most savings receiving the most points.
- "Annual Savings" for savings and money market accounts is calculated by adding the signup bonus and interest earnings over the year, then subtracting any monthly membership fees. For certificates of deposit (CDs), "Total Savings" is calculated as the total interest earnings over the CD's term. Negative amounts indicate higher costs. Scores are assigned linearly, with the highest savings/lowest costs receiving the most points.
- For each consumer need, we've made certain assumptions for calculation purposes, such as the average monthly balance in the respective bank account, the number of overdrafts per year, the number of ATM transactions per year, and more. These assumptions are based on extensive research.
Everyday Checking with a Low Balance
Eligible products: Personal checking accounts with a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with a balance of around $300
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Fees - up to 20 points
- Monthly Fees - up to 6 points
- Overdraft Fees - up to 6 points
- Negative Account Balance Fees - up to 4 points
- Insufficient Funds Fees (NSF) - up to 2 points
- Out of Network ATM Fees - up to 2 points
- Interest Rates - up to 5 points
- APY - up to 5 points
- Cost / Savings - up to 50 points
- Annual Cost (negative amount indicate savings) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 3 points
- Available Only Online (penalty points category) - subtract 5 points
- Online Bill Pay Fee (penalty points category) - subtract 5 points
- Mobile Check Deposit - up to 2 points
Not considered for this need, as the goal is for a low-balance consumer to do everyday banking transactions:
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Checking Account Required
- ATM Card Available
Everyday Checking with a Below-Average Balance
Eligible products: Personal checking accounts with a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with a balance of around $1,150
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Fees - up to 20 points
- Monthly Fees - up to 6 points
- Overdraft Fees - up to 6 points
- Negative Account Balance Fees - up to 4 points
- Insufficient Funds Fees (NSF) - up to 2 points
- Out of Network ATM Fees - up to 2 points
- Interest Rates - up to 5 points
- APY - up to 5 points
- Cost / Savings - up to 50 points
- Annual Cost (negative amount indicate savings) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 3 points
- Available Only Online (penalty points category) - subtract 5 points
- Online Bill Pay Fee (penalty points category) - subtract 5 points
- Mobile Check Deposit - up to 2 points
Not considered for this need, as the goal is for a below-average balance consumer to do everyday banking transactions:
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Checking Account Required
- ATM Card Available
Everyday Checking with an Average Balance
Eligible products: Personal checking accounts with a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with a balance of around $3,000
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Fees - up to 20 points
- Monthly Fees - up to 7 points
- Overdraft Fees - up to 7 points
- Negative Account Balance Fees - up to 4 points
- Out of Network ATM Fees - up to 2 points
- Interest Rates - up to 5 points
- APY - up to 5 points
- Cost / Savings - up to 50 points
- Annual Cost (negative amount indicate savings) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 3 points
- Available Only Online (penalty points category) - subtract 5 points
- Online Bill Pay Fee (penalty points category) - subtract 5 points
- Mobile Check Deposit - up to 2 points
Not considered for this need, as the goal is for an average-balance consumer to do everyday banking transactions:
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Insufficient Funds Fees (NSF)
- Cash Deposit Fee
- Extra Transactions Fee
- Checking Account Required
- ATM Card Available
Everyday Checking with an Above-Average Balance
Eligible products: Personal checking accounts with a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with a balance of around $6,500
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Fees - up to 10 points
- Monthly Fees - up to 7 points
- Out of Network ATM Fees - up to 3 points
- Interest Rates - up to 15 points
- APY - up to 15 points
- Cost / Savings - up to 50 points
- Annual Cost (negative amount indicate savings) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 3 points
- Mobile Check Deposit - up to 2 points
- Available Only Online (penalty points category) - subtract 5 points
- Online Bill Pay Fee (penalty points category) - subtract 5 points
Not considered for this need, as the goal is for an above-average balance consumer to do everyday banking transactions:
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Checking Account Required
- ATM Card Available
Everyday Checking with a High Balance
Eligible products: Personal checking accounts with a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with a balance of around $25,000
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Fees - up to 10 points
- Monthly Fees - up to 7 points
- Out of Network ATM Fees - up to 3 points
- Interest Rates - up to 15 points
- APY - up to 15 points
- Cost / Savings - up to 50 points
- Annual Cost (negative amount indicate savings) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 3 points
- Mobile Check Deposit - up to 2 points
- Available Only Online (penalty points category) - subtract 5 points
- Online Bill Pay Fee (penalty points category) - subtract 5 points
Not considered for this need, as the goal is for an high-balance consumer to do everyday banking transactions:
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Checking Account Required
- ATM Card Available
Everyday Checking for an International Traveler
Eligible products: Personal checking accounts with a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: International traveler with a balance of around $6,500
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Fees - up to 15 points
- Monthly Fees - up to 6 points
- Out of Network ATM Fees - up to 2 points
- Foreign ATM Fees - up to 3 points
- Foreign Transaction Fees - up to 3 points
- International Wire Transfer Fees - up to 1 points
- Interest Rates - up to 10 points
- APY - up to 10 points
- Cost / Savings - up to 50 points
- Annual Cost (negative amount indicate savings) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 3 points
- Mobile Check Deposit - up to 2 points
- Available Only Online (penalty points category) - subtract 5 points
- Online Bill Pay Fee (penalty points category) - subtract 5 points
Not considered for this need, as the goal is for an international traveler to do everyday banking transactions:
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Cash Deposit Fee
- Extra Transactions Fee
- Checking Account Required
- ATM Card Available
Everyday Checking for Students
Eligible products: Student checking accounts with a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Students with a balance of around $1,000
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Fees - up to 20 points
- Monthly Fees - up to 6 points
- Overdraft Fees - up to 6 points
- Negative Account Balance Fees - up to 4 points
- Insufficient Funds Fees (NSF) - up to 2 points
- Out of Network ATM Fees - up to 2 points
- Interest Rates - up to 5 points
- APY - up to 5 points
- Cost / Savings - up to 50 points
- Annual Cost (negative amount indicate savings) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 3 points
- Mobile Check Deposit - up to 2 points
- Available Only Online (penalty points category) - subtract 5 points
- Online Bill Pay Fee (penalty points category) - subtract 5 points
Not considered for this need, as the goal is for a student to do everyday banking transactions:
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Checking Account Required
- ATM Card Available
Everyday Checking for Cash Businesses
Eligible products: Business checking accounts with a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Businesses with a balance of around $50,000
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Fees - up to 12 points
- Monthly Fees - up to 2 points
- Cash Deposit Fee - up to 6 points
- Extra Transactions Fee - up to 4 points
- Interest Rates - up to 15 points
- APY - up to 15 points
- Cost / Savings - up to 50 points
- Annual Cost (negative amount indicate savings) - up to 50 points
- Other Features - up to 3 points
- Mobile Check Deposit - up to 3 points
- Available Only Online (penalty points category) - subtract 5 points
- Online Bill Pay Fee (penalty points category) - subtract 5 points
Not considered for this need, as the goal is for a cash business to do everyday banking transactions:
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Minimum Amount to Open Account
- Checking Account Required
- ATM Card Available
Everyday Checking for Businesses
Eligible products: Business checking accounts with a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Businesses with a balance of around $50,000
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Fees - up to 7 points
- Monthly Fees - up to 2 points
- Extra Transactions Fee - up to 5 points
- Interest Rates - up to 20 points
- APY - up to 20 points
- Cost / Savings - up to 50 points
- Annual Cost (negative amount indicate savings) - up to 50 points
- Other Features - up to 3 points
- Mobile Check Deposit - up to 3 points
- Available Only Online (penalty points category) - subtract 5 points
- Online Bill Pay Fee (penalty points category) - subtract 5 points
Not considered for this need, as the goal is for a business to do everyday banking transactions:
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fees
- Minimum Amount to Open Account
- Checking Account Required
- ATM Card Available
Saving a Small Amount
Eligible products: Personal savings and money market accounts with a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $510 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Fees - up to 5 points
- Monthly Fees - up to 5 points
- Interest Rates - up to 15 points
- APY - up to 15 points
- Cost / Savings - up to 50 points
- Annual Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 10 points
- Minimum Amount to Open Account - up to 3 points
- Checking Account Required - up to 5 points
- ATM Card Available - up to 2 points
- Available Only Online (penalty points category) - subtract 5 points
Not considered for this need, as the goal is for a low-balance consumer to save:
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
Saving a Below-Average Amount
Eligible products: Personal savings and money market accounts with a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $900 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Fees - up to 5 points
- Monthly Fees - up to 5 points
- Interest Rates - up to 15 points
- APY - up to 15 points
- Cost / Savings - up to 50 points
- Annual Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 10 points
- Minimum Amount to Open Account - up to 3 points
- Checking Account Required - up to 5 points
- ATM Card Available - up to 2 points
- Available Only Online (penalty points category) - subtract 5 points
Not considered for this need, as the goal is for a below-average balance consumer to save:
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
Saving an Average Amount
Eligible products: Personal savings and money market accounts with a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $1,320 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Fees - up to 5 points
- Monthly Fees - up to 5 points
- Interest Rates - up to 15 points
- APY - up to 15 points
- Cost / Savings - up to 50 points
- Annual Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 10 points
- Minimum Amount to Open Account - up to 3 points
- Checking Account Required - up to 5 points
- ATM Card Available - up to 2 points
- Available Only Online (penalty points category) - subtract 5 points
Not considered for this need, as the goal is for an average-balance consumer to save:
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
Saving an Above-Average Amount
Eligible products: Personal savings and money market accounts with a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $8,530 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Fees - up to 5 points
- Monthly Fees - up to 5 points
- Interest Rates - up to 15 points
- APY - up to 15 points
- Cost / Savings - up to 50 points
- Annual Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 10 points
- Minimum Amount to Open Account - up to 3 points
- Checking Account Required - up to 5 points
- ATM Card Available - up to 2 points
- Available Only Online (penalty points category) - subtract 5 points
Not considered for this need, as the goal is for an above-average balance consumer to save:
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
Saving a Large Amount
Eligible products: Personal savings and money market accounts with a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $50,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Fees - up to 5 points
- Monthly Fees - up to 5 points
- Interest Rates - up to 15 points
- APY - up to 15 points
- Cost / Savings - up to 50 points
- Annual Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 10 points
- Minimum Amount to Open Account - up to 3 points
- Checking Account Required - up to 5 points
- ATM Card Available - up to 2 points
- Available Only Online (penalty points category) - subtract 5 points
Not considered for this need, as the goal is for a high-balance consumer to save:
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
Saving for Students
Eligible products: Student savings and money market accounts with a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Students with around $1,200 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Fees - up to 5 points
- Monthly Fees - up to 5 points
- Interest Rates - up to 15 points
- APY - up to 15 points
- Cost / Savings - up to 50 points
- Annual Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 10 points
- Minimum Amount to Open Account - up to 3 points
- Checking Account Required - up to 5 points
- ATM Card Available - up to 2 points
- Available Only Online (penalty points category) - subtract 5 points
Not considered for this need, as the goal is for a student to save:
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
Saving for Businesses
Eligible products: Business savings and money market accounts with a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Businesses with around $200,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Fees - up to 5 points
- Monthly Fees - up to 5 points
- Interest Rates - up to 15 points
- APY - up to 15 points
- Cost / Savings - up to 50 points
- Annual Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 10 points
- Minimum Amount to Open Account - up to 3 points
- Checking Account Required - up to 5 points
- ATM Card Available - up to 2 points
- Available Only Online (penalty points category) - subtract 5 points
Not considered for this need, as the goal is for a business to save:
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
Saving a Small Amount for 3 Months
Eligible products: Personal and student certificates of deposit with a 3-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $1,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for a low balance consumer to save for 3 months:
- Monthly Fees (CD’s don't have any monthly fees)
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving a Below-Average Amount for 3 Months
Eligible products: Personal and student certificates of deposit with a 3-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $2,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for a below-average balance consumer to save for 3 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving an Average Amount for 3 Months
Eligible products: Personal and student certificates of deposit with a 3-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $3,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
- Other Features - up to 5 points
- Savings (negative amount indicate cost) - up to 50 points
Not considered for this need, as the goal is to for an average balance consumer to save for 3 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving an Above-Average Amount for 3 Months
Eligible products: Personal and student certificates of deposit with a 3-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $15,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for an above-average balance consumer to save for 3 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving a Large Amount for 3 Months
Eligible products: Personal and student certificates of deposit with a 3-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $100,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for a high balance consumer to save for 3 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving a Small Amount for 6 Months
Eligible products: Personal and student certificates of deposit with a 6-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $1,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for a low balance consumer to save for 6 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving a Below-Average Amount for 6 Months
Eligible products: Personal and student certificates of deposit with a 6-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $2,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for a below-average balance consumer to save for 6 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving an Average Amount for 6 Months
Eligible products: Personal and student certificates of deposit with a 6-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $3,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for an average balance consumer to save for 6 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving an Above-Average Amount for 6 Months
Eligible products: Personal and student certificates of deposit with a 6-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $15,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for an above-average balance consumer to save for 6 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving a Large Amount for 6 Months
Eligible products: Personal and student certificates of deposit with a 6-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $100,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for a high balance consumer to save for 6 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving a Small Amount for 12 Months
Eligible products: Personal and student certificates of deposit with a 12-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $1,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for a low balance consumer to save for 12 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving a Below-Average Amount for 12 Months
Eligible products: Personal and student certificates of deposit with a 12-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $2,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for a below-average balance consumer to save for 12 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving an Average Amount for 12 Months
Eligible products: Personal and student certificates of deposit with a 12-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $3,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for an average balance consumer to save for 12 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving an Above-Average Amount for 12 Months
Eligible products: Personal and student certificates of deposit with a 12-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $15,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for an above-average balance consumer to save for 12 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving a Large Amount for 12 Months
Eligible products: Personal and student certificates of deposit with a 12-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $100,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for a high balance consumer to save for 12 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving a Small Amount for 24 Months
Eligible products: Personal and student certificates of deposit with a 24-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $1,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for a low balance consumer to save for 24 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving a Below-Average Amount for 24 Months
Eligible products: Personal and student certificates of deposit with a 24-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $2,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for a below-average balance consumer to save for 24 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving an Average Amount for 24 Months
Eligible products: Personal and student certificates of deposit with a 24-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $3,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for an average balance consumer to save for 24 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving an Above-Average Amount for 24 Months
Eligible products: Personal and student certificates of deposit with a 24-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $15,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for an above-average balance consumer to save for 24 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving a Large Amount for 24 Months
Eligible products: Personal and student certificates of deposit with a 24-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $100,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for a high balance consumer to save for 24 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving a Small Amount for 36 Months
Eligible products: Personal and student certificates of deposit with a 36-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $1,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for a low balance consumer to save for 36 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving a Below-Average Amount for 36 Months
Eligible products: Personal and student certificates of deposit with a 36-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $2,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for a below-average balance consumer to save for 36 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving an Average Amount for 36 Months
Eligible products: Personal and student certificates of deposit with a 36-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $3,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for an average balance consumer to save for 36 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving an Above-Average Amount for 36 Months
Eligible products: Personal and student certificates of deposit with a 36-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $15,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for an above-average balance consumer to save for 3 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving a Large Amount for 36 Months
Eligible products: Personal and student certificates of deposit with a 36-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $100,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for a high balance consumer to save for 36 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving a Small Amount for 60 Months
Eligible products: Personal and student certificates of deposit with a 60-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $1,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for a low balance consumer to save for 60 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving a Below-Average Amount for 60 Months
Eligible products: Personal and student certificates of deposit with a 60-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $2,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for a below-average balance consumer to save for 60 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving an Average Amount for 60 Months
Eligible products: Personal and student certificates of deposit with a 60-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $3,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for an average balance consumer to save for 60 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving an Above-Average Amount for 60 Months
Eligible products: Personal and student certificates of deposit with a 60-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $15,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for an above-average balance consumer to save for 60 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving a Large Amount for 60 Months
Eligible products: Personal and student certificates of deposit with a 60-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Consumer with around $100,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for a high balance consumer to save for 60 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving for Businesses for 3 Months
Eligible products: Business certificates of deposit with a 3-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Businesses with around $90,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for a business to save for 3 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving for Businesses for 6 Months
Eligible products: Business certificates of deposit with a 6-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Businesses with around $90,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for a business to save for 6 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving for Businesses for 12 Months
Eligible products: Business certificates of deposit with a 12-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Businesses with around $90,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for a business to save for 12 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving for Businesses for 24 Months
Eligible products: Business certificates of deposit with a 24-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Businesses with around $90,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for a business to save for 24 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving for Businesses for 36 Months
Eligible products: Business certificates of deposit with a 36-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Businesses with around $90,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for a business to save for 36 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
Saving for Businesses for 60 Months
Eligible products: Business certificates of deposit with a 60-month term and a minimum deposit requirement that’s lower than the average balance used for the profile
Balance profile used: Businesses with around $90,000 to save
Editor’s Rating - up to 13 points
User Reviews - up to 7 points
Market Comparison - up to 80 points
- Interest Rates - up to 25 points
- APY - up to 25 points
- Cost / Savings - up to 50 points
- Savings (negative amount indicate cost) - up to 50 points
- Other Features - up to 5 points
- Minimum Amount to Open Account - up to 5 points
Not considered for this need, as the goal is to for a business to save for 60 months:
- Monthly Fees
- Overdraft Fees
- Negative Account Balance Fees
- Insufficient Funds Fees (NSF)
- Out of Network ATM Fees
- Foreign ATM Fees
- Foreign Transaction Fees
- International Wire Transfer Fees
- Cash Deposit Fee
- Extra Transactions Fee
- Online Bill Pay Fee
- Mobile Check Deposit
- Available Only Online
- Checking Account Required
- ATM Card Available
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