Most students have limited or no credit. So as long as your credit isn’t “bad” because of prior mistakes and you have an active college or university email address, you should be able to get most credit cards branded for student use. That’s why our editors’ picks for the year’s best student credit cards for no credit, selected from 1,000+ available offers, are quite similar to the best overall student cards. You can find them listed by main feature below.
Best Credit Cards for Students with No Credit
|Best For…||Card Name||Annual Fee||Best Feature||Editors’ Rating|
|Cash Back||Journey® Student Rewards from Capital One®||$0||Up to 1.25% cash back||5 Stars|
|Bonus Rewards||Discover it® Credit Card for Students||$0||1st year rewards doubled||4.7 Stars|
|0% Intro APR||BankAmericard Cash Rewards™ for Students Credit Card||$0||0% APR for the first 12 months||4.4 Stars|
|High Approval Odds||Capital One® Secured MasterCard®||$0||Can be partially secured*||5 Stars|
*Partially secured means your credit limit could be higher than your required security deposit.
Getting the right student credit card is only step one. You must also use it responsibly – by paying your bill on time and using only a portion of your credit limit – if you want to build credit and maximize your savings. You can track your progress and get helpful tips for how to improve by signing up for a free WalletHub account.