Three of the best chip and PIN credit card offers on the market right now are the Barclays Arrival® Premier World Elite Mastercard®, Gold Delta SkyMiles® Credit Card from American Express and JetBlue Plus Card. All offer generous travel rewards, and none charges a foreign transaction fee.
They aren’t the only notable chip and PIN credit cards, though. And the right card for you depends on a variety of factors, including your credit score, spending and travel habits, and preferences in terms of rates, rewards and fees.
To help you make an informed decision, WalletHub’s editors compared all of the chip and PIN cards in our database of 1,000+ credit card offers and selected their favorites in a handful of popular categories.
2018's Best Chip-and-PIN Credit Cards
|Best For…||Card Name||Chip and PIN?||Annual Fee||Initial Bonus|
|Travel Rewards||Barclays Arrival® Premier World Elite Mastercard®||Yes||None 1st yr, $150 after||N/A|
|Airline Miles||JetBlue Plus Card||Yes||$99||40,000 points|
|Hotel Points||Starwood Preferred Guest® Credit Card from American Express||Yes||None 1st yr, $95 after||75,000 points|
|Airline Lounges||Chase Sapphire Reserve℠||Yes||$450||50,000 points|
|Cash Back||HSBC Cash Rewards Mastercard® credit card||Yes||None||15,000 points|
None of WalletHub’s picks charge a foreign transaction fee. But they all require at least good credit for approval. You can check your latest credit score for free on WalletHub to get a feel for your chances.