Indigo Platinum Credit Card Reviews: $300+ Credit LimitReviews, rates, fees, and customer service info for The Indigo® Mastercard® for Less than Perfect Credit. Compare to other cards and apply online in secondsJohn KiernanWalletHubQualify with bad creditDoes not require security depositMembership feesHigh regular APRForeign fee
Info about Indigo® Mastercard® for Less than Perfect Credit has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
The Indigo Credit Card is a pretty good unsecured credit card for people with bad credit, offering a $300+ credit limit with no security deposit needed. The Indigo Card has an annual fee of $0 - $99, which is worth paying if you have damaged credit and need a... show more
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The Indigo Credit Card credit limit is $300. This is a standard starting credit limit for an unsecured credit card for people with bad credit. It's important to note that cardholders may start out with less available credit, since the card's annual fee of $0 - $99 will be charged when the account is opened.
What you should know before applying for the Indigo Credit Card:
Ultimately, keep in mind that your credit limit will be determined based on a variety of factors, but the most important ones are your credit history and disposable income.
Yes, Indigo is a safe credit card. The Indigo Credit Card is issued by FDIC-insured Celtic Bank on the Mastercard network and has standard credit card security features such as $0 fraud liability protection and a 3-digit security code printed on the back.
The maximum credit limit for an Indigo Platinum Mastercard is $300, so this card won't be very useful if you want to make big purchases.And taking into account the fees and high APR, the Indigo card will cost you some money, but that's because it's designed for riskier borrowers....
The Indigo credit card is a good unsecured card for people with bad credit.
There aren't too many options out there in this category. If you want to build credit without making a security deposit, you should consider the Indigo, since it reports to the major credit bureaus (TransUnion,...
To get the Indigo Credit Card you need a credit score between 300 to 639, meaning you can get this card even if you have bad credit. The Indigo Card is designed to help people improve their credit score, so it has easy approval requirements and it reports to all three major credit...
You cannot get an Indigo Credit Card credit limit increase, unfortunately. The credit limit that you are assigned upon approval cannot be increased.
Many credit cards do provide the option to request credit limit increases or offer them automatically to select cardholders who meet certain eligibility criteria. Keeping your account in good...
The Indigo Credit Card annual fee is $0 - $99, depending on your creditworthiness when you apply. Indigo Credit Card's $0 - $99 annual fee is higher than the average annual fee among new credit card offers right now. It's not the only fee you need to worry...
Be aware that if there's a balance remaining on the canceled account, you will still need to make at least the minimum payment every month until the balance is...
Indigo are not known for providing frequent credit limit increases. You should only ask for one if you have at least 6 months of on-time payments. Do your homework, call them and make your case. You might have a fair shot at this.
You can get an Indigo Credit Card cash advance at an ATM. To do so, insert the card in the ATM, then enter your PIN and choose the cash advance option. After that, input the amount, and collect the cash and your card.
What you should know about Indigo Credit Card cash...
Share your insights and review the Indigo® Mastercard® for Less than Perfect Credit
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2,777 reviews
2,777 reviews
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Bobsrita @abobsrita74
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1 Star Rating
Verified Customer
Acct is now closed.charges were fees for using card. Not using same. And don't want same.Spoke with Genesis to remove charges.thank you for your help in this matter.
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Brett @brettm_2
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2 Star Rating
Verified Customer
Great card, easy to get, not bad on credit interest as well or monthly bill amounts. Very easy credit card to get. The card works everywhere as well. Never gave me a higher credit limit.
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Joyce @jehurst33
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1 Star Rating
Verified Customer
High APR and annual fee. I only accepted offer because I was excited to get a second chance at building my credit. Paid my annual fee which was I believe $95.00 took them two months to place that payment on my credit reports which brought credit down . It’ll just sit in my wallet with a zero balance.
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Elizabeth @elizabetha_127
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1 Star Rating
Verified Customer
Well it’s been so long that it’s already on my credit report yet I still have not received an actual card in the mail. It’s been 2 months. And I’ve been charged interest already for the 75 dollar start up fee that they took from the card. Because the balance hasn’t been payed off. Because I don’t have it. I’m not going to pay a card off that I haven’t even received yet.
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Richard @rickcarrube
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1 Star Rating
Verified Customer
You pay $99 annual fee for a $300 limit card that never increases the limit. I don't remember how I got this card. And! they sent 3 cards. I want to close the account, while building credit, it can take you down. Which by the way is not fair on credit bureaus behalf. It cost more than it is worth to hold.
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Sylvia @sylviaf_14
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1 Star Rating
Verified Customer
This account has a zero balance. Information needs to be updated with all credit reporting agencies. Changes take too long to update.
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jkisplay @jkisplay
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1 Star Rating
Verified Customer
They do not work with you at all. Not good for credit building. I opened an account and had issues with my first five payments. After that never missed a payment. 3 yr later. 5 missed payments on my credit report
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Rachel @rach_f7305
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3 Star Rating
Verified Customer
I'm thankful to have been given the chance to work on my credit. But it think it's unfair to never give the solid customers increases and/or lower their interest rates.
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Jerry @autotara
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1 Star Rating
Verified Customer
This card is trash, rarely works, limits never increase, no app, no online support No customer service and random amounts are owed
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lwilson331 @lwilson331
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1 Star Rating
Verified Customer
This card is a scam - made a payment - they took the money out of my checking account and instead of updating available credit the next day (like they did the previous month) they are now holding up my available credit for 14 days -payment has cleared my bank - this has really screwed my budget up for the next two weeks - this card is NOT reliable - thieves are what they really are and they could care less
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Review Indigo® Mastercard® for Less than Perfect Credit
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