Student Rewards Credit Cards
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While rewards are typically the domain of people with excellent credit, a number of student credit cards with rewards are currently being offered. College students are given this special treatment because they have clean credit records and issuers are looking to establish long-term relationships with them given their heightened earning potential. Student rewards credit cards are available for young people with either fair credit (i.e. someone who’s used a credit card for at least a couple of years) or no credit history.
As is the case with any rewards credit card, student rewards usually come in the form of miles, points or cash back. If possible, apply for a cash back student credit card because it will provide the most tangible benefits and doesn’t carry the risk of points or miles becoming less valuable over time. Last but not least, remember that interest charges and fees can negate rewards savings, so … show moreshow less
Showing 1 – 10 of 10
Purchase Intro APR
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0% for 6 months
Transfer Intro APR
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10.99% for 6 monthsTransfer Fee: 3%
Regular APR
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15.24% - 24.24% (V)
Rewards Details
- INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
Additional Info
- No annual fee. No late fee on first late payment. No APR change for paying late.
- Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
- Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 15.24% - 24.24%.
- See More Details & Reviews About TheDiscover it® Student Cash Back
Purchase Intro APR
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0% for 6 months
Transfer Intro APR
→
10.99% for 6 monthsTransfer Fee: 3%
Regular APR
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15.24% - 24.24% (V)
Rewards Details
- INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
Additional Info
- No annual fee. No late fee on first late payment. No APR change for paying late.
- Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
- Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 15.24% - 24.24%.
- See More Details & Reviews About TheDiscover it® Student chrome
Rates & Fees | Terms Apply
Purchase Intro APR
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0% for 15 months
Transfer Intro APR
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0% for 15 monthsTransfer Fee: 3% (min $5)
Regular APR
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15.24% - 26.24% (V)
Rewards Details
- Earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
- 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
- 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
- Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
- Terms Apply.
Additional Info
- Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 15.24% to 26.24%.
- Over 1.6 million more places in the U.S. started accepting American Express® Cards in 2018.
- No annual fee.
- See More Details & Reviews About TheBlue Cash Everyday® Card from American Express
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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26.96% (V)
Annual Fee
$0
Rewards Rate
1 - 1.25% Cash Back
Minimum Credit
Limited History
Rewards Details
- Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
Additional Info
- Enjoy no annual fee and no foreign transaction fees
- Get a head start and build your credit with responsible use
- Get access to a higher credit line after making your first 5 monthly payments on time
- Monitor your credit profile with the CreditWise® app, free for everyone
- $0 fraud liability if your card is ever lost or stolen
- Pick the monthly due date that works best for you
- Get customized alerts and manage your account with the Capital One mobile app
- See More Details & Reviews About TheJourney® Student Rewards from Capital One®
Secured Card
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Min Deposit of $200
One-Time Fees
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None
Regular APR
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25.24% (V)
Annual Fee
$0
Monthly Fee
None
Rewards Rate
1 - 2% Cash Back
Minimum Credit
Limited History
Rewards Details
- 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases.
- We automatically match all the cash back you've earned at the end of your first year.
Additional Info
- No Annual Fee, earn cash back, and build your credit with responsible use.
- It’s a real credit card. You can build a credit history with the three major credit bureaus. Generally, debit and prepaid cards can't help you build a credit history.
- Establish your credit line by providing a refundable security deposit from $200-$2500 after being approved. Bank information must be provided when submitting your deposit.
- Automatic reviews starting at 8 months to see if we can transition you to an unsecured line of credit and return your deposit.
- Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score
- Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
- See More Details & Reviews About TheDiscover it® Secured
One-Time Fees
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None
Regular APR
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20.24% - 26.24% (V)
Annual Fee
$0 - $99
Monthly Fee
None
Rewards Rate
0 - 1% Cash Back
Minimum Credit
Bad
Rewards Details
- Receive 1% cash back rewards on eligible purchases, terms apply
Additional Info
- See if you Pre-Qualify without harming your credit score
- Track your progress with free online access to your Experian credit score, terms apply
- Looking to rebuild credit? We report to the major credit bureaus monthly
- Accounts are automatically reviewed for credit line increase opportunities
- Make paying your bill easier with the ability to choose your payment due date, terms apply
- Stay in-the-know with customizable account alerts via email and text
- Enjoy peace of mind with $0 Fraud Liability
- See More Details & Reviews About TheCredit One Bank® Platinum Visa® for Rebuilding Credit
Rates & Fees | Terms Apply
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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17.99% - 26.99% (V)
Annual Fee
None 1st yr, $95 after
Rewards Rate
1 - 2 miles / $1
Minimum Credit
Good
Terms Apply
Apply Now
Rewards Details
- Limited Time Offer: Earn 60,000 Bonus Miles after spending $2,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
- Earn 2 miles for every dollar spent on eligible purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
- Check your first bag free on Delta flights - that's a savings of up to $240 per round trip for a family of four.
- Settle into your seat sooner with Main Cabin 1 Priority Boarding.
- Terms Apply.
Additional Info
- Enjoy a $0 introductory annual fee for the first year, then $95.
- See More Details & Reviews About TheGold Delta SkyMiles® Credit Card from American Express
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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20.99% (V)
Rewards Details
- 1% unlimited cash back on all purchases
Additional Info
- A college credit card for all students - both from the US and visiting from abroad. (For international students, an SSN is not required to apply)
- Amazon Prime Student Membership (get reimbursed for subscription fees up to a lifetime total of $59)
- Credit limits up to $5,000
- $0 annual fee & no foreign transaction fees
- Helps students build a credit history and gain financial independence
- Use anywhere in the world where Mastercard is accepted
- Includes Mastercard Platinum Benefits like Car Rental Collision Damage Waiver, Roadside Assistance, Travel Assistance Services, Price Protection, Extended Warranty and ID Theft Protection
- Complimentary cellphone insurance up to $600
- See More Details & Reviews About TheDeserve® Edu Mastercard for Students
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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20.24% - 26.24% (V)
Rewards Details
- 1% cash back rewards on all purchases, no annual fee, and a competitive APR are just a few of the benefits qualified applicants will enjoy, terms apply
Additional Info
- With $0 Fraud Liability, you won’t be responsible for unauthorized charges
- Managing your account is easy with the Credit One Bank mobile app
- Pick a card that fits your style. Multiple card designs are available, a fee may apply
- Monitor your credit with free online access to your Experian credit score, terms apply
- Never miss an account update with customizable text and email alerts
- Do your part to help the environment with the option to go paperless
- See More Details & Reviews About TheCredit One Bank® Credit Card with Cash Back Rewards
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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17.49% - 25.49% (V)
Annual Fee
None
Rewards Rate
0.5 points / $1
Minimum Credit
Limited History
Rewards Details
- Earn 3 points for every $1 spent on insurance premium payments, up to $4,000 annually.
- Earn 1 point for every $2 spent on eligible purchases.
- You can redeem points for gift cards at popular retailers, e-certificates, catalog merchandise, air travel, hotels, and eligible State Farm products.
- Many student discounts provided by Visa.
Additional Info
- Works with Apple Pay
- Online and mobile access anytime
- Account Fraud Monitoring
- Auto Rental Collision Damage Waiver.
- Zero Fraud Liability.
- See More Details & Reviews About TheState Farm Bank Student Visa® Credit Card
NO FOREIGN FEE
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Community Discussion
Comparing Student Rewards Credit Cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered....show moreshow less
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† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended.
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