Bank of America Student Credit Cards

The best Bank of America student Visa credit card is the Bank of America Cash Rewards for Students. It offers:

• $200 initial bonus for purchases of at least $1,000 in the first 90 days of account opening
• 3% back in one of the following categories: gas, online shopping, dining, travel, drug stores, or home improvement / furnishings (terms apply)
• 2% back at grocery stores and wholesale clubs
• 1% back on every other purchase

If you enjoy traveling, the Bank of America Travel Rewards Credit Card for Students is the choice for you. It offers:

• 25,000 points initial bonus for purchases of at least $1,000 in the first 90 days of account opening
• 3 points for every dollar spent at the Bank of America Travel Center
• 1.5 points for every dollar spent on all other purchases

Both cards come without an annual fee and a purchase intro APR of 0% for 12 months. What's even better, you can apply with fair credit or limited credit history.

The card requires limited or fair credit, which means you must have a bit of prior credit experience (and likely a FICO score of at least 620).

Yes, there is a Bank of America credit card for international students. In fact, there are two, and neither require an SSN, you can apply with an ITIN (Individual Taxpayer Identification Number):

The Bank of America Cash Rewards for Students. It offers:

• $200 initial bonus for purchases of at least $1,000 in the first 90 days of account opening
• 3% back in one of the following categories: gas, online shopping, dining, travel, drug stores, or home improvement / furnishings (terms apply)
• 2% back at grocery stores and wholesale clubs
• 1% back on every other purchase

For travelers, the Bank of America Travel Rewards Credit Card for Students is the choice for you. It offers:

• 25,000 points initial bonus for purchases of at least $1,000 in the first 90 days of account opening
• 3 points for every dollar spent at the Bank of America Travel Center
• 1.5 points for every dollar spent on all other purchases

Both cards come without an annual fee, and a purchase intro APR of 0% for 12 months. What's even better, you can apply with fair credit or limited credit history.

Based on our experience it should not take more than three weeks.

You'll have to be a student when you apply for the BankAmericard for Students card. They may even ask for supporting documents before approving you. 
Furthermore, if you don't have a job, you'll have to get your parent or another adult over age 21 to get the credit card with you, even though you're a college student.

You'll need to check with your loan company to see what type of payments they allow. Some companies request payment through ACH from a deposit account only.

If you have the available funds and they allow payment, then yes, you can pay your student loan with the BankAmericard Student credit card. Please be aware of your card interest rate.

The best Bank of America student credit card is the Bank of America® Cash Rewards Credit Card for Students. It’s available to college students with limited history or better and offers bonus cash back rewards in everyday purchase categories. Cardholders get 2% cash back at grocery stores and wholesale clubs and 3% back in a category of their choice, up to $2,500 spent per quarter in those categories combined. All other purchases get 1% cash back.

The Bank of America® Cash Rewards Credit Card for Students also offers an initial bonus of $200 for spending $1,000 in the first 90 days after account opening. To top it off, the card has a $0 annual fee and offers a intro APR of 0% for 15 months on purchases and 0% for 15 months on balance transfers.

For students who travel a lot, the Bank of America® Travel Rewards Credit Card for Students may be a better choice. It’s also available to students with limited history. Its rewards are 3 points / $1 spent at the Bank of America Travel Center and 1.5 points / $1 spent everywhere else. And its bonus is 25,000 points for spending $1,000 in the first 90 days. The Bank of America® Travel Rewards Credit Card for Students has a $0 annual fee and an intro APR of 0% for 12 months on purchases.