Bank of America Student Credit Cards

The card requires limited or fair credit, which means you must have a bit of prior credit experience (and likely a FICO score of at least 620).

Based on our experience it should not take more than three weeks.

The best Bank of America student Visa credit card is the Bank of America Cash Rewards for Students. It offers:

• $200 initial bonus for purchases of at least $1,000 in the first 90 days of account opening
• 3% back in one of the following categories: gas, online shopping, dining, travel, drug stores, or home improvement / furnishings (terms apply)
• 2% back at grocery stores and wholesale clubs
• 1% back on every other purchase

If you enjoy traveling, the Bank of America Travel Rewards Credit Card for Students is the choice for you. It offers:

• 25,000 points initial bonus for purchases of at least $1,000 in the first 90 days of account opening
• 3 points for every dollar spent at the Bank of America Travel Center
• 1.5 points for every dollar spent on all other purchases

Both cards come without an annual fee and a purchase intro APR of 0% for 12 months. What's even better, you can apply with fair credit or limited credit history.

Yes, there is a Bank of America credit card for international students. In fact, there are two, and neither require an SSN, you can apply with an ITIN (Individual Taxpayer Identification Number):

The Bank of America Cash Rewards for Students. It offers:

• $200 initial bonus for purchases of at least $1,000 in the first 90 days of account opening
• 3% back in one of the following categories: gas, online shopping, dining, travel, drug stores, or home improvement / furnishings (terms apply)
• 2% back at grocery stores and wholesale clubs
• 1% back on every other purchase

For travelers, the Bank of America Travel Rewards Credit Card for Students is the choice for you. It offers:

• 25,000 points initial bonus for purchases of at least $1,000 in the first 90 days of account opening
• 3 points for every dollar spent at the Bank of America Travel Center
• 1.5 points for every dollar spent on all other purchases

Both cards come without an annual fee, and a purchase intro APR of 0% for 12 months. What's even better, you can apply with fair credit or limited credit history.

The Bank of America student credit cards don't have maximum credit limits, but their minimum credit limit for student cards is $500, according to a Bank of America customer service representative. That means if you're approved for a Bank of America student card, whether it's the BankAmericard for Students or either of BofA's rewards cards for students, the lowest credit limit you'll get is $500.

Bank of America currently has 3 credit cards for students: the Bank of America Cash Rewards Credit Card for Students, the Bank of America Travel Rewards Credit Card for Students, and the BankAmericard® Credit Card for Students. All 3 cards require only limited credit history for approval.

You'll have to be a student when you apply for the BankAmericard for Students card. They may even ask for supporting documents before approving you. 
Furthermore, if you don't have a job, you'll have to get your parent or another adult over age 21 to get the credit card with you, even though you're a college student.

You'll need to check with your loan company to see what type of payments they allow. Some companies request payment through ACH from a deposit account only.

If you have the available funds and they allow payment, then yes, you can pay your student loan with the BankAmericard Student credit card. Please be aware of your card interest rate.