Bank of America Student Credit Cards
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- Online offer: $200 cash rewards bonus after making at least $1,000 in purchase(s) within the first 90 days of account opening.
- Earn 1% back on purchases, 2% back at grocery stores and wholesale clubs and 3% back in the category of your choice (gas, online shopping, dining, travel, drug stores, or home improvement / furnishings) for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases.
- When your cash rewards balance is $25 or more, you can redeem your cash rewards for a statement credit, a check, or an electronic deposit into a Bank of America® checking or savings account.
- Rewards are automatic and do not expire. Go to Online Banking or the Mobile Banking app to change your choice category for future purchases, or it stays the same.
- 0% Introductory APR for 12 months on balance transfers made within 60 days of account opening.
- Security Benefits: $0 Liability Guarantee, Fraud Monitoring, Overdraft Protection and Paperless Statement Option.
- Add your card to your mobile device and enjoy the convenience to shop and pay in-store or in-app using Apple Pay®, Google Pay™ or Samsung Pay.
- Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
- See More Details & Reviews About TheBank of America® Cash Rewards Credit Card for Students
- Online offer: Get 25,000 bonus points (redeemable for a $250 statement credit toward travel purchases) on spending at least $1,000 in purchases in the first 90 days of account opening.
- Earn 3 points for every dollar spent in net purchases at the Bank of America Travel Center and 1.5 points for every dollar spent on all other purchases.
- No limit to the total number of points you can earn and points don't expire.
- Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees with no restrictions or blackouts.
- Security Benefits: $0 Liability Guarantee, Fraud Monitoring, Overdraft Protection and Paperless Statement Option.
- Add your card to your mobile device and enjoy the convenience to shop and pay in-store or in-app using Apple Pay®, Google Pay™ or Samsung Pay.
- Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
- See More Details & Reviews About TheBank of America® Travel Rewards Credit Card for Students
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Editor's Picks: Best Bank of America Student Credit Cards
The Bank of America student credit card that you should get depends on your travel plans and whether you’re going to pay your monthly bills in full. There are three main contenders for the distinction of best BofA student credit card, you see. The Bank of America® Cash Rewards Credit Card for Students gives you the biggest return on groceries and gas and has 0% APR periods for purchases and balance transfers. And the Bank of America® Travel Rewards Credit Card for Students obviously rewards you most for travel, especially when you book through Bank of America.As you can see below, none of these cards have annual fees. And all of them are available to students with no credit. So your choice of card really comes down to whether you’re most in need of a 0% APR, cash back rewards or travel rewards.
2020’s best Bank of America student credit cards:
| Best For... | Card Name | Annual Fee | Initial Bonus | Intro Purchase APR |
| Cash Back | Bank of America® Cash Rewards Credit Card for Students | $0 | $200 | 0% for 12 months |
| Travel Rewards | Bank of America® Travel Rewards Credit Card for Students | $0 | 25,000 points | 0% for 12 months |
| Secured & Rewards | Bank of America® Cash Rewards Secured Credit Card | $0 | N/A | Not Offered |
| Secured | BankAmericard® Secured Credit Card | $0 | N/A | Not Offered |
| FSU Fans | Seminole Boosters Credit Card | None | $200 | 0% for 15 months |
If you want to make sure you get the best deal, compare these offers to student credit cards from other major issuers. You can also check out our guide to building credit for some tips on how to get your credit career started on the right foot. You can always check your latest credit score for free on WalletHub, too.
Questions & Answers
Comparing bank of america student credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered....show moreshow less
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What are the Bank Americard for students approval requirements? Reply
The card requires limited or fair credit, which means you must have a bit of prior credit experience (and likely a FICO score of at least 620).
How long is the Bank of America Student credit card approval time? Reply
Based on our experience it should not take more than three weeks.
What's the Bank of America student credit card limit? Reply
The Bank of America student credit cards don't have maximum credit limits, but their minimum credit limit for student cards is $500, according to a Bank of America customer service representative. That means if you're approved for a Bank of America student card, whether it's the BankAmericard for Students or either of BofA's rewards cards for students, the lowest credit limit you'll get is $500.
Bank of America currently has 3 credit cards for students: the Bank of America Cash Rewards Credit Card for Students, the Bank of America Travel Rewards Credit Card for Students, and the BankAmericard® Credit Card for Students. All 3 cards require only limited credit history for approval.
Do I have to be a student for BankAmericard student credit card? Reply
You'll have to be a student when you apply for the BankAmericard for Students card. They may even ask for supporting documents before approving you.Â
Furthermore, if you don't have a job, you'll have to get your parent or another adult over age 21 to get the credit card with you, even though you're a college student.
What is the Bank of America student visa credit card? Reply
What is the best Bank of America credit card for students? Reply
Can I pay off my student loans with the BankAmericard student credit card? Reply
You'll need to check with your loan company to see what type of payments they allow. Some companies request payment through ACH from a deposit account only.
If you have the available funds and they allow payment, then yes, you can pay your student loan with the BankAmericard Student credit card. Please be aware of your card interest rate.
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† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended.
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Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.