The Bank of America student credit card that you should get depends on your travel plans and whether you’re going to pay your monthly bills in full. There are three main contenders for the distinction of best BofA student credit card, you see. The BankAmericard® Credit Card for Students has the longest 0% APR periods for purchases and balance transfers. The Bank of America® Cash Rewards credit card for Students gives you the biggest return on groceries and gas. And the Bank of America® Travel Rewards credit card for Students obviously rewards you most for travel, especially when you book through BofA.
As you can see below, none of these cards have annual fees. And all of them are available to students with no credit. So your choice of card really comes down to whether you’re most in need of a 0% APR, cash back rewards or travel rewards.
2018’s best Bank of America student credit cards:
|Best For...||Card Name||Annual Fee||Initial Bonus||Intro Purchase APR|
|Cash Back||Bank of America® Cash Rewards credit card for Students||None||$200||0% for 12 months|
|Travel Rewards||Bank of America® Travel Rewards credit card for Students||None||25,000 points||0% for 12 months|
|0% APR||BankAmericard® Credit Card for Students||None||N/A||0% for 15 months|
|Secured||BankAmericard® Secured Credit Card||$39||N/A||Not Offered|
|FSU Fans||Seminole Boosters Credit Card||None||$150||0% for 12 months|
If you want to make sure you get the best deal, compare these offers to student credit cards from other major issuers. You can also check out our guide to building credit for some tips on how to get your credit career started on the right foot. You can always check your latest credit score for free on WalletHub, too.