You will have to proactively request a Bank of America Cash Rewards Secured card credit limit increase. You can do that over the phone, at 800-732-9194. While they will only consider anyone with at least 6 months of on-time payments, they won't automatically increase your credit limit.

The maximum limit you can have is $4,900 and it's determined by the amount of the security deposit you provide, your income, and your proven ability to pay the credit line established.

If you provide a deposit that exceeds the calculated maximum amount based on your ability to pay, a check will be returned to you for the difference.

To qualify for Bank of America Cash Rewards Secured card graduation, you must manage the account responsibly for several months - until Bank of America determines your account is ready to graduate. The odds of your BofA secured card graduating to an unsecured card will be highest if your credit...

Yes, the Bank of America Cash Rewards Secured card does a hard pull on your credit report when you apply. Even with the hard inquiry, you can still get approved for the Bank of America Cash Rewards Secured credit card with bad credit.

You can prequalify for the Bank...

The Bank of America Cash Rewards Secured card APR is 27.49% (V). The (V) at the end stands for “variable” and means that the APR can change based on the Prime Rate.

Its cash advance APR is 29.49% (V), and the maximum penalty APR is 29.99% (V).

You...

It's likely to get approved for the Bank of America Cash Rewards Secured card after bankruptcy. There is nothing in the card's terms and conditions that indicates you would be automatically rejected after bankruptcy.

The decision is based on your overall credit history, ability to pay, and the application information...

You can get a Bank of America Secured Credit Card deposit refund in either of these 2 situations: when you close the account, or after BofA reviews your account and decides your account qualifies to operate without a deposit. 

If you qualify, they'll return your deposit and let you keep...

Yes, the Bank of America Custom Cash Secured Card reports to all major credit bureaus, Transunion, Experian, and Equifax. It will do so in a few days after the closing date of each cardholder's billing cycle.

This means that the Bank of America Custom Cash Secured Card can help...

Yes, the Bank of America Custom Cash Secured Card can be partially secured. Whether your account will be secured or just partially secured depends on the amount of your security deposit, as well as on your income and existing debts. Based on these factors, the issuer will establish your credit...

• By calling 1-800-236-6497
  
• Online
  
• Through BofA's Mobile Banking app for iOS and Android.
  

You could also use a check or your debit card associated with a checking account to withdraw money from an ATM...

Yes, you can get the Bank of America Cash Rewards Secured credit card with bad credit.

The most important thing about secured credit cards is that they are the best option for people with bad, or limited credit. By requiring a refundable deposit, they are safe for both the...