Bad Credit VISA
WalletHub makes it easy to find the best credit card for you.
- Get the security and convenience of a full-feature, unsecured Visa® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
- Reporting monthly to all three major credit reporting agencies
- Perfect credit not required for approval; we may approve you when others won’t
- Easy and secure online application
- If approved, pay a Program Fee and you can access the $300 credit limit (subject to available credit)
- Receive your card more quickly with optional Expedited Processing (additional fee applies)
- Get a result in as little as 60 seconds upon completion of the online application
- Select your favorite card design from our gallery, for free!
- Online Customer Center available 24 x 7
- Issued by The Bank of Missouri
- See More Details & Reviews About TheFirst Access VISA® Credit Card
- Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
- Absolutely No Credit Check or Minimum Credit Score Required
- Automatic Reporting to All Three National Credit Bureaus
- 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
- Activate Today with a $200 Minimum Deposit - Maximum $1,000. Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
- See More Details & Reviews About TheApplied Bank® Secured Visa® Gold Preferred® Credit Card
- No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
- The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
- Build credit quickly. OpenSky reports to all 3 major credit bureaus.
- 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
- We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
- OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
- *View our Cardholder Agreement located at the bottom of the application page for details of the card.
- See More Details & Reviews About TheOpenSky® Secured Visa® Credit Card
- Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
- No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
- Helps strengthen your credit with responsible card use. Reports to three national bureaus
- Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
- See additional Green Dot primor® Visa® Classic Secured Credit Card details
- See More Details & Reviews About TheGreen Dot primor® Visa® Classic Secured Credit Card
- Good credit or bank account not required
- Your application will not impact your credit score
- Initial security deposit can be as low as $200
- Raise your credit score with responsible card use
- See additional Green Dot Visa® Secured Credit Card details
- See More Details & Reviews About TheGreen Dot Visa® Secured Credit Card
- Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
- No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
- Helps strengthen your credit with responsible card use. Reports to three national bureaus
- Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
- See additional Green Dot primor® Visa® Gold Secured Credit Card details
- See More Details & Reviews About TheGreen Dot primor® Visa® Gold Secured Credit Card
- Earn 1 H-D™ Genuine Rewards point for every dollar of eligible net purchases.
- You can redeem every 2,500 points you earn for a $25 H-D™ Gift Card
- Gift Card can be redeemed at Harley® dealerships or online at h-d.com/store towards Harley® gear, accessories, service and more.
- Every time you use your card, you'll be entered for a chance to win a new motorcycle with the H-D™ Visa Free Ride Sweepstakes. You’ll also have the chance to win a $500 H-D™ Gift Card at the end of the year. Sweepstakes ends 12/31/2020.
- If your application is approved, the issuer will send you a credit card with a credit line the same amount as your deposit.
- The deposit is used to open a U.S. Bank Secured Savings account to ensure your card can be paid. The secure savings account is FDIC-insured, earns interest and won't be touched as long as your account remains open and in good standing.
- When you've managed all of your credit obligations responsibly and consistently for 12 months, you may be able to move to an unsecured credit card.
- Benefits: Auto Rental Collision Damage Waiver, Emergency Cash and Card Replacement, Online Banking and Automatic Bill Pay.
- See More Details & Reviews About TheHarley-Davidson® Secured Credit Card
- Upon approval, you'll have a credit line from $200 to $3,000 - it's up to you.
- Your performance is reported to the three major credit bureaus. You can reestablish and build your credit with your performance.
- Online management tools. You can manage your account online for free.
- Your security deposit funds are FDIC Insured.
- Based on an initial credit limit of $200, the initial available credit will be about $164 (based on a $36 annual fee) or about $152 dollars if you also choose to have an additional card.
- See More Details & Reviews About TheMerrick Bank Secured Visa Card
- Request your credit limit by providing a deposit between $300 and $5,000, in $50 increments, when you apply.
- You may be able to get your deposit back automatically in as little as 11 months when you maintain a good payment history (subject to credit approval).
- You can qualify for a credit limit increase without an additional deposit in as little as 7 months when you use your card and make regular, on-time bill payments (subject to credit approval).
- Automatic reporting to the 3 major credit bureaus.
- View your FICO® Credit Score each month online - for free
- See More Details & Reviews About TheFirst National Bank of Omaha Secured Visa® Card
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Questions & Answers
Comparing visa credit cards for bad credit can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered....show moreshow less
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What are the best Visa credit cards to help rebuild my credit? Reply
The OpenSky Secured Visa, First National Bank of Omaha Secured Visa and Credit One Bank Platinum Visa are all good options for rebuilding credit. You can compare them and other offers on our bad-credit Visa page.
We actually recommend comparing all of the best credit cards for rebuilding credit, regardless of what card network they’re on. Getting approved for a card with no annual fee, for example, is usually much more important than getting a card from a particular issuer or network.
What are the Nascar Credit Card credit score requirements? Reply
The NASCAR Credit Card is available to applicants with bad credit. A recent bankruptcy might make it tricky to get this card. But when you click "Apply now" it'll take you to their preapproval page. So you can get an idea of your odds with no harm to your credit score.
Can you get a Visa card with a low credit score? Reply
Yes, you can still get a Visa card even if you have bad credit.
You can check out our selection of Visa card for bad credit here: https://wallethub.com/credit-cards/bad-credit-visa/.
What are the First Access Visa credit score requirements? Reply
The First Access card is very accessible, no pun intended. You can have bad credit you should still get approved. It was designed for rebuilding credit, after all. However, you'll have to live with a hefty annual fee of $75 in the 1st year and $48 after, plus an APR of 29.99%. And don't expect an impressive credit limit.
Featured Credit Cards
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† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended.
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Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.