Best Bad Credit VISA Credit Cards

The best Visa credit cards to rebuild credit include the Bank of America® Unlimited Cash Rewards Secured Credit Card and the OpenSky® Secured Visa® Credit Card. Secured cards provide a good opportunity for rebuilding credit, as they generally accept applicants with bad credit and tend to offer better terms than their unsecured counterparts. But you will have to fund a security deposit in exchange for a credit line.

Here are some of the best Visa credit cards to rebuild credit:

Feel free to also check out WalletHub’s guide on how to rebuild credit for some helpful tips. You can also sign up to get free credit reports, with daily updates, 24/7 credit monitoring and customized credit improvement tips.

The NASCAR Credit Card is available to applicants with bad credit. A recent bankruptcy might make it tricky to get this card. But when you click "Apply now" it'll take you to their preapproval page. So you can get an idea of your odds with no harm to your credit score.

The First Access Visa® Card is available to people with bad credit. That means people with credit scores below 640 may have a shot at getting approved for the First Access Visa® Card.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the First Access Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.

If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the First Access Card credit score requirement. You can check your credit score for free on WalletHub.

Yes, you can still get a Visa card even if you have bad credit.

You can check out our selection of Visa card for bad credit here: https://wallethub.com/credit-cards/bad-credit-visa/.