Bad Credit VISA
WalletHub makes it easy to find the best credit card for you.
A number of major credit card companies usually offer Visa credit cards for bad credit, and depending on the overall state of the economy, might offer both secured and unsecured options. Regardless of whether any … show more… show more
show lessWe're sorry, but after searching our extensive database, we were unable to locate any credit cards that match the following criteria: {{tag.tag}}{{$last ? '' : ', '}}
Credit One Bank® Platinum Visa® for Rebuilding Credit Credit One Bank® Platinum Visa® for Rebuilding Credit
- Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
- See if you Pre-Qualify without harming your credit score
- With $0 Fraud Liability, you won’t be responsible for unauthorized charges
- Automatic reviews for credit line increase opportunities
- Looking to rebuild credit? We report to the major credit bureaus monthly
- View your free online access to your Experian credit score, terms apply
- This unsecured card requires no deposit and can help build your credit
- Choose your monthly payment due date for added convenience, terms apply
- Never miss an account update with customizable text and email alerts
- Manage your account on-the-go with the Credit One Bank mobile app
- Show off your personality by selecting from a variety of card designs, a fee may apply
- See More Details & Reviews About TheCredit One Bank® Platinum Visa® for Rebuilding Credit
Applied Bank® Unsecured Classic Visa® Card Applied Bank® Unsecured Classic Visa® Card
- Fast and Easy Application and Approval Process! Click “Apply Now” to apply online
- Reports to All Three Major Credit Bureaus
- Access Additional Credit with On-Time Payments and Responsible Usage
- Fixed APR and Manageable Monthly Payments
- A true Unsecured EMV enabled (chip) Visa Credit card that does not require perfect credit for approval.
- See More Details & Reviews About TheApplied Bank® Unsecured Classic Visa® Card
OpenSky® Secured Visa® Credit Card OpenSky® Secured Visa® Credit Card
- No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
- The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
- Build credit quickly. OpenSky reports to all 3 major credit bureaus.
- 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
- We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
- *View our Cardholder Agreement located at the bottom of the application page for details of the card
- See More Details & Reviews About TheOpenSky® Secured Visa® Credit Card
Total VISA® Credit Card Total VISA® Credit Card
- Checking Account Required
- Fast and easy application process; response provided in seconds
- A genuine Visa® card accepted by merchants nationwide across the USA and online
- Manageable monthly payments
- $300 credit limit (subject to available credit).
- Multiple card designs available
- Reports monthly to all three major credit bureaus
- See rates, fees, costs and limitations for additional details
- Offer not guaranteed; response provided in seconds.
- See More Details & Reviews About TheTotal VISA® Credit Card
First Access VISA® Credit Card First Access VISA® Credit Card
- Get the security and convenience of a full-feature, unsecured Visa® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
- Reporting monthly to all three major credit reporting agencies
- Perfect credit not required for approval; we may approve you when others won’t
- Easy and secure online application
- $300 credit limit (subject to available credit)
- Receive your card more quickly with optional Expedited Processing (additional fee applies)
- Get a result in as little as 60 seconds upon completion of the online application
- Select your favorite card design from our gallery, for free!
- All credit histories considered for this no security deposit credit card
- Online Customer Center available 24 x 7
- Issued by The Bank of Missouri
- See rates, fees, costs and limitations for additional details
- See More Details & Reviews About TheFirst Access VISA® Credit Card
Applied Bank® Secured Visa® Gold Preferred® Credit Card Applied Bank® Secured Visa® Gold Preferred® Credit Card
- Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
- Absolutely No Credit Check or Minimum Credit Score Required
- Automatic Reporting to All Three National Credit Bureaus
- 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
- Activate Today with a $200 Minimum Deposit - Maximum $1,000. Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
- Offer not guaranteed
- See More Details & Reviews About TheApplied Bank® Secured Visa® Gold Preferred® Credit Card
PCB Secured Visa® PCB Secured Visa®
- Upon credit approval, the collateral deposit you provide becomes the credit limit on your Visa® card. Choose between $200 and $1,000.
- After the first year, you can request to increase the credit limit up to a maximum of $5,000 (subject to credit approval and additional collateral deposits).
- This card is perfect for people new to credit as well as people looking to rebuild their credit
- Reports monthly to all three major credit bureaus
- Build or rebuild your credit by keeping your balances low and paying all creditors on time every month.
- 24/7 online account center.
- A minimum collateral deposit of $200 is required to open this account.
- This card is issued by Plains Commerce Bank pursuant to a license from Visa U.S.A., Inc.
- See all terms here
- Offer not guaranteed
- See More Details & Reviews About ThePCB Secured Visa®
Credit One Bank® NASCAR® Credit Card Credit One Bank® NASCAR® Credit Card
- Earn 1% cash back rewards on eligible gas and automotive purchases and double cash back rewards at the NASCAR Shop, terms apply
- With $0 Fraud Liability, you won’t be responsible for unauthorized charges
- Automatic reviews for credit line increase opportunities
- View your free online access to your Experian credit score, terms apply
- Choose your monthly payment due date for added convenience, terms apply
- Never miss an account update with customizable text and email alerts
- If you are a Covered Borrower under the Military Lending Act, you may get a different offer
- See More Details & Reviews About TheCredit One Bank® NASCAR® Credit Card
Merrick Bank Secured Visa Card Merrick Bank Secured Visa Card
- Upon approval, you'll have a credit line from $200 to $3,000 - it's up to you.
- Your performance is reported to the three major credit bureaus. You can reestablish and build your credit with your performance.
- Online management tools. You can manage your account online for free.
- Your security deposit funds are FDIC Insured.
- Based on an initial credit limit of $200, the initial available credit will be about $164 (based on a $36 annual fee) or about $152 dollars if you also choose to have an additional card.
- See More Details & Reviews About TheMerrick Bank Secured Visa Card
First National Bank of Omaha Secured Visa® Card First National Bank of Omaha Secured Visa® Card
- Request your credit limit by providing a deposit between $300 and $5,000, in $50 increments, when you apply.
- You may be able to get your deposit back automatically in as little as 11 months when you maintain a good payment history (subject to credit approval).
- You can qualify for a credit limit increase without an additional deposit in as little as 7 months when you use your card and make regular, on-time bill payments (subject to credit approval).
- Automatic reporting to the 3 major credit bureaus.
- View your FICO® Credit Score each month online - for free.
- See More Details & Reviews About TheFirst National Bank of Omaha Secured Visa® Card
Questions & Answers
Comparing visa credit cards for bad credit can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.show more
show less
Searching for answers... No Matching Results
What are the best Visa credit cards to help rebuild my credit? Reply
The OpenSky Secured Visa, First National Bank of Omaha Secured Visa and Credit One Bank Visa are all good options for rebuilding credit. You can compare them and other offers on our bad-credit Visa page.
We actually recommend comparing all of the best credit cards for rebuilding credit, regardless of what card network they’re on. Getting approved for a card with no annual fee, for example, is usually much more important than getting a card from a particular issuer or network.
What are the Nascar Credit Card credit score requirements? Reply
The NASCAR Credit Card is available to applicants with bad credit. A recent bankruptcy might make it tricky to get this card. But when you click "Apply now" it'll take you to their preapproval page. So you can get an idea of your odds with no harm to your credit score.
What is the First Access Card credit score requirement? Reply
The First Access VISA® Credit Card is available to people with bad credit. That means people with credit scores below 640 may have a shot at getting approved for the First Access VISA® Credit Card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the First Access Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the First Access Card credit score requirement. You can check your credit score for free on WalletHub.
Can you get a Visa card with a low credit score? Reply
Yes, you can still get a Visa card even if you have bad credit.
You can check out our selection of Visa card for bad credit here: https://wallethub.com/credit-cards/bad-credit-visa/.
Featured Credit Cards
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended. WalletHub may share your information with third-parties in order to show personalized offers, as well as enable you to interact more easily with pre-fill forms or applications. You can opt-out of sharing your personal info here.
Ad Disclosure Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.
Your web browser (Internet Explorer) is out of date and no longer supported.
Please download one of these up-to-date, free and excellent browsers: