Secured VISA Credit Cards: Compare & Apply Online

A secured VISA card represents one of the best ways to either rebuild your damaged credit or to start building solid credit. With a secured VISA, you are guaranteed approval as long as you place a security deposit of at least $200. Other than the security deposit a secured VISA credit card works exactly like any other VISA credit card. The security deposit from your credit card will be returned to you when you close your secured VISA in good standing. Check out the credit offers below (some of which are issued by WalletHub partners) to find the card that best suits your needs.

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Green Dot primor® Visa® Gold Secured Credit Card

4,077 Reviews

Secured Credit Card

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Min Deposit of $200

One-Time Fees

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None

Regular APR

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9.99%

Annual Fee

$49

Monthly Fee

None

Minimum Credit

Limited History

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Additional Info

Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
Helps strengthen your credit with responsible card use. Reports to three national bureaus
Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
See additional Green Dot primor® Visa® Gold Secured Credit Card details
See More Details & Reviews About TheGreen Dot primor® Visa® Gold Secured Credit Card

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Green Dot primor® Visa® Classic Secured Credit Card

1,853 Reviews

Secured Credit Card

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Min Deposit of $200

One-Time Fees

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None

Regular APR

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13.99%

Annual Fee

$39

Monthly Fee

None

Minimum Credit

Bad

Apply Now

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Additional Info

Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
Helps strengthen your credit with responsible card use. Reports to three national bureaus
Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
See additional Green Dot primor® Visa® Classic Secured Credit Card details
See More Details & Reviews About TheGreen Dot primor® Visa® Classic Secured Credit Card

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OpenSky® Secured Visa® Credit Card

5,547 Reviews

Secured Credit Card

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Min Deposit of $200

One-Time Fees

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None

Regular APR

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19.64% (V)

Annual Fee

$35

Monthly Fee

None

Minimum Credit

Limited History

Apply Now

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Additional Info

No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
Build credit quickly. OpenSky reports to all 3 major credit bureaus.
99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
*View our Cardholder Agreement located at the bottom of the application page for details of the card.
See More Details & Reviews About TheOpenSky® Secured Visa® Credit Card

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Applied Bank® Secured Visa® Gold Preferred® Credit Card

1,266 Reviews

Secured Credit Card

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Min Deposit of $200

One-Time Fees

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None

Regular APR

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9.99%

Annual Fee

$48

Monthly Fee

None

Minimum Credit

Bad

Apply Now

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Additional Info

Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
Absolutely No Credit Check or Minimum Credit Score Required
Automatic Reporting to All Three National Credit Bureaus
9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
Activate Today with a $200 Minimum Deposit - Maximum $1,000. Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
See More Details & Reviews About TheApplied Bank® Secured Visa® Gold Preferred® Credit Card

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Green Dot Visa® Secured Credit Card

79 Reviews

Secured Credit Card

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Min Deposit of $200

One-Time Fees

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None

Regular APR

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19.99%

Annual Fee

$39

Monthly Fee

None

Minimum Credit

Limited History

Apply Now

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Additional Info

Good credit or bank account not required
Your application will not impact your credit score
Initial security deposit can be as low as $200
Raise your credit score with responsible card use
See additional Green Dot Visa® Secured Credit Card details
See More Details & Reviews About TheGreen Dot Visa® Secured Credit Card

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Harley-Davidson® Secured Credit Card

1,071 Reviews

Secured Credit Card

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Min Deposit of $300

One-Time Fees

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None

Regular APR

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25.24% (V)

Annual Fee

None

Monthly Fee

None

Rewards Rate

1 point / $1

Minimum Credit

Bad

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Rewards Details

Earn 1 H-D™ Genuine Rewards point for every dollar of eligible net purchases.
You can redeem every 2,500 points you earn for a $25 H-D™ Gift Card.
Gift Card can be redeemed at Harley® dealerships or online at h-d.com/store towards Harley® gear, accessories, service and more.

Additional Info

Every time you use your card, you'll be entered for a chance to win a new motorcycle with the H-D™ Visa Free Ride Sweepstakes. Sweepstakes ends 12/31/2019.
If your application is approved, the issuer will send you a credit card with a credit line the same amount as your deposit.
The deposit is used to open a U.S. Bank Secured Savings account to ensure your card can be paid. The secure savings account is FDIC-insured, earns interest and won't be touched as long as your account remains open and in good standing.
When you've managed all of your credit obligations responsibly and consistently for 12 months, you may be able to move to an unsecured credit card.
Benefits: Auto Rental Collision Damage Waiver, Emergency Cash and Card Replacement, Online Banking and Automatic Bill Pay.
See More Details & Reviews About TheHarley-Davidson® Secured Credit Card

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Merrick Bank Secured Visa Card

1,068 Reviews

Secured Credit Card

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Min Deposit of $200

One-Time Fees

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None

Regular APR

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19.7% (V)

Annual Fee

$36 1st yr, None after

Monthly Fee

None 1st yr, $3 after

Minimum Credit

Bad

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Additional Info

Upon approval, you'll have a credit line from $200 to $3,000 - it's up to you.
Your performance is reported to the three major credit bureaus. You can reestablish and build your credit with your performance.
Online management tools. You can manage your account online for free.
Your security deposit funds are FDIC Insured.
Based on an initial credit limit of $200, the initial available credit will be about $164 (based on a $36 annual fee) or about $152 dollars if you also choose to have an additional card.
See More Details & Reviews About TheMerrick Bank Secured Visa Card

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First National Bank of Omaha Secured Visa® Card

1,002 Reviews

first national bank of omaha secured card

Secured Credit Card

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Min Deposit of $300

One-Time Fees

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None

Regular APR

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19.99% (V)

Annual Fee

None

Monthly Fee

None

Minimum Credit

Bad

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Additional Info

Request your credit limit by providing a deposit between $300 and $5,000, in $50 increments, when you apply.
You may be able to get your deposit back automatically in as little as 11 months when you maintain a good payment history (subject to credit approval).
You can qualify for a credit limit increase without an additional deposit in as little as 7 months when you use your card and make regular, on-time bill payments (subject to credit approval).
Automatic reporting to the 3 major credit bureaus.
View your FICO® Credit Score each month online - for free
See More Details & Reviews About TheFirst National Bank of Omaha Secured Visa® Card

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Last Updated On: May 24, 2018

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We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.

† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

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Comparing Secured VISA can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share...show moreshow less

David Wagner @davidw_61

May 7, 2015

Can someone help me please I'm looking for a secured Visa or MasterCard with the chip and pin program if you have any further information regards to one please let me know as soon as possible I'm wanting to rebuild my credit you may reach me at the following 612-282-1211

@WalletHub

May 28, 2015

The Wells Fargo Secured Credit Card is the only secured offer that uses chip-and-PIN technology. You can find it in the above list and apply online.

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David Wagner @davidw_61

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