Secured VISA Credit Cards: Compare & Apply Online

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A secured VISA card represents one of the best ways to either rebuild your damaged credit or to start building solid credit. With a secured VISA, you … show moreshow less

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Green Dot primor® Visa® Gold Secured Credit Card

3,969 Reviews

Secured Credit Card

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Min Deposit of $200

One-Time Fees

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None

Regular APR

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9.99%

Annual Fee

$49

Monthly Fee

None

Minimum Credit

Bad

Apply Now

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Additional Info

Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
Helps strengthen your credit with responsible card use. Reports to three national bureaus
Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
See additional Green Dot primor® Visa® Gold Secured Credit Card details
See More Details & Reviews About TheGreen Dot primor® Visa® Gold Secured Credit Card

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Green Dot primor® Visa® Classic Secured Credit Card

1,778 Reviews

Secured Credit Card

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Min Deposit of $200

One-Time Fees

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None

Regular APR

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13.99%

Annual Fee

$39

Monthly Fee

None

Minimum Credit

Bad

Apply Now

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Additional Info

Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
Helps strengthen your credit with responsible card use. Reports to three national bureaus
Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
See additional Green Dot primor® Visa® Classic Secured Credit Card details
See More Details & Reviews About TheGreen Dot primor® Visa® Classic Secured Credit Card

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OpenSky® Secured Visa® Credit Card

5,366 Reviews

Secured Credit Card

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Min Deposit of $200

One-Time Fees

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None

Regular APR

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18.89% (V)

Annual Fee

$35

Monthly Fee

None

Minimum Credit

Bad

Apply Now

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Additional Info

No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
Build credit quickly. OpenSky reports to all 3 major credit bureaus.
99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
*View our Cardholder Agreement located at the bottom of the application page for details of the card.
See More Details & Reviews About TheOpenSky® Secured Visa® Credit Card

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Applied Bank® Secured Visa® Gold Preferred® Credit Card

1,204 Reviews

Secured Credit Card

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Min Deposit of $200

One-Time Fees

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None

Regular APR

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9.99%

Annual Fee

$48

Monthly Fee

None

Minimum Credit

Bad

Apply Now

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Additional Info

Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
Absolutely No Credit Check or Minimum Credit Score Required
Automatic Reporting to All Three National Credit Bureaus
9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
Activate Today with a $200 Minimum Deposit - Maximum $1,000. Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
See More Details & Reviews About TheApplied Bank® Secured Visa® Gold Preferred® Credit Card

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USAA Secured Card® Platinum Visa®

681 Reviews

Secured Credit Card

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Min Deposit of $250

One-Time Fees

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None

Regular APR

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11.4% - 21.4% (V)

Annual Fee

$35

Monthly Fee

None

Minimum Credit

Bad

Apply Now

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Additional Info

Best for members rebuilding or establishing credit.
It's not a debit or prepaid card
Enjoy no foreign transaction fees when you travel outside of the United States.
Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
USAA membership is available to active and former military and their eligible family members
Retail and Travel Benefits: Collision damage waiver coverage pays for physical damage and theft to most rental vehicles.Identity theft resolutions services provides assistance should you become the victim of identity theft.Extended warranty extends your manufacturers or U.S. store brand warranties for up to one year.Travel accident insurance provides coverage for you and your family members when your card is used to purchase common carrier travel tickets.
Security: Chip card technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.You are not liable for unauthorized purchases. Get account balances and transaction history by sending a text message.Access your account on usaa.com or from a mobile device.
Special Benefits for Military: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the regular APR of between 11.40% to 21.40% will apply. This rate will vary with the market based on the prime rate. Special 4% SCRA rate: When you have a balance on your account at the time you enter active military duty, get 4% APR on that existing balance until one year after you complete active duty.
See More Details & Reviews About TheUSAA Secured Card® Platinum Visa®

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Harley-Davidson® Secured Credit Card

1,041 Reviews

Secured Credit Card

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Min Deposit of $300

One-Time Fees

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None

Regular APR

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24.74% (V)

Annual Fee

None

Monthly Fee

None

Rewards Rate

1 point / $1

Minimum Credit

Bad

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Rewards Details

Earn H-D™ Genuine Rewards points - Get 1 point per $1 in net purchases.
Redeem 2,500 points for a $25 H-D™ Gift Card.

Additional Info

Every time you use your card, you'll be entered for a chance to win a new motorcycle with the H-D™ Visa Free Ride Sweepstakes. Sweepstakes ends 12/31/2018.
If your application is approved, the issuer will send you a credit card with a credit line the same amount as your deposit.
The deposit is used to open a U.S. Bank Secured Savings account to ensure your card can be paid. The secure savings account is FDIC-insured, earns interest and won't be touched as long as your account remains open and in good standing.
When you've managed all of your credit obligations responsibly and consistently for 12 months, you may be able to move to an unsecured credit card.
Benefits: Auto Rental Collision Damage Waiver, Online Banking and Automatic Bill Pay.
See More Details & Reviews About TheHarley-Davidson® Secured Credit Card

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Merrick Bank Secured Visa Card

1,037 Reviews

Secured Credit Card

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Min Deposit of $200

One-Time Fees

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None

Regular APR

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18.95% (V)

Annual Fee

$36 1st yr, None after

Monthly Fee

None 1st yr, $3 after

Minimum Credit

Bad

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Additional Info

Upon approval, you'll have a credit line from $200 to $3,000 - it's up to you.
Your performance is reported to the three major credit bureaus. You can reestablish and build your credit with your performance.
Online management tools. You can manage your account online for free.
Your security deposit funds are FDIC Insured.
Based on an initial credit limit of $200, the initial available credit will be about $164 (based on a $36 annual fee) or about $152 dollars if you also choose to have an additional card.
See More Details & Reviews About TheMerrick Bank Secured Visa Card

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First National Bank of Omaha Secured Visa® Card

972 Reviews

first national bank of omaha secured card

Secured Credit Card

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Min Deposit of $300

One-Time Fees

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None

Regular APR

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19.49% (V)

Annual Fee

None

Monthly Fee

None

Minimum Credit

Bad

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Additional Info

Request your credit limit by providing a deposit between $300 and $5,000, in $50 increments, when you apply.
You may be able to get your deposit back automatically in as little as 11 months when you maintain a good payment history (subject to credit approval).
You can qualify for a credit limit increase without an additional deposit in as little as 7 months when you use your card and make regular, on-time bill payments (subject to credit approval).
Automatic reporting to the 3 major credit bureaus.
View your FICO® Credit Score each month online - for free
See More Details & Reviews About TheFirst National Bank of Omaha Secured Visa® Card

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Last Updated On: May 24, 2018

Comparing Secured VISA can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share...show moreshow less

David Wagner @davidw_61

May 7, 2015

Can someone help me please I'm looking for a secured Visa or MasterCard with the chip and pin program if you have any further information regards to one please let me know as soon as possible I'm wanting to rebuild my credit you may reach me at the following 612-282-1211

@WalletHub

May 28, 2015

The Wells Fargo Secured Credit Card is the only secured offer that uses chip-and-PIN technology. You can find it in the above list and apply online.

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