A secured VISA card represents one of the best ways to either rebuild your damaged credit or to start building solid credit. With a secured VISA, you are guaranteed approval as long as you place a security deposit of at least $200. Other than the security deposit a secured VISA credit card works exactly like any other VISA credit card. The security deposit from your credit card will be returned to you when you close your secured VISA in good standing. Check out the credit offers below (some of which are issued by WalletHub partners) to find the card that best suits your needs.…show moreshow less
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Best for members rebuilding or establishing credit It's a real credit card — not a debit or prepaid card.
Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
Retail and Travel Benefits: Collision damage waiver coverage pays for physical damage and theft to most rental vehicles.Identity theft resolutions services provides assistance should you become the victim of identity theft.Extended warranty extends your manufacturers or U.S. store brand warranties for up to one year.Travel accident insurance provides coverage for you and your family members when your card is used to purchase common carrier travel tickets.
Security: Chip card technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.You are not liable for unauthorized purchases. Get account balances and transaction history by sending a text message.Access your account on usaa.com or from a mobile device.
Security: Chip card technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.You are not liable for unauthorized purchases. Get account balances and transaction history by sending a text message.Access your account on usaa.com or from a mobile device. Special Benefits for Military: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the regular APR of between 10.90% and 20.90% will apply. This rate will vary with the market based on the prime rate. Special 4% SCRA rate: When you have a balance on your account at the time you enter active military duty, get 4% APR on that existing balance until one year after you complete active duty.
Earn H-D™ Genuine Rewards points - Get 1 point per $1 in net purchases.
Redeem 2,500 points for a $25 H-D™ Gift Card
Additional Info
If your application is approved, the issuer will send you a credit card with a credit line the same amount as your deposit.
The deposit is used to open a U.S. Bank Secured Savings account to ensure your card can be paid. The secure savings account is FDIC-insured, earns interest and won't be touched as long as your account remains open and in good standing.
When you've managed all of your credit obligations responsibly and consistently for 12 months, you'll be well on your way to a strong credit standing, and you may be eligible for an unsecured credit card product.
Auto Rental Collision Damage Waiver
Zero Fraud Liability and Fraud Protection.
Online Banking and Automatic Bill Pay.
You could win a new motorcycle with the H-D™ Visa Free Ride Sweepstakes. Sweepstakes ends 12/31/17.
Upon approval, you'll have a credit line from $200 to $3,000 - it's up to you.
Your performance is reported to the three major credit bureaus. You can reestablish and build your credit with your performance.
Online management tools. You can manage your account online for free.
Your security deposit funds are FDIC Insured.
Based on an initial credit limit of $200, the initial available credit will be about $164 (based on a $36 annual fee) or about $152 dollars if you also choose to have an additional card.
Automatic reporting to the 3 major credit bureaus. Request your credit limit by providing a deposit between $300 and $5,000, in $50 increments, when you apply.
You may be able to get your deposit back automatically in as little as 11 months when you maintain a good payment history with us (subject to credit approval).
You can qualify for a credit limit increase without an additional deposit in as little as 7 months when you use your card and make regular, on-time bill payments (subject to credit approval).
View your FICO® Credit Score each month online - for free
Zero Liability guarantee that you won’t be held responsible for fraudulent charges made with your card or account information.
Travel benefits: Auto Rental Insurance and Travel Accident Insurance
Purchase benefits: Purchase Protection and Extended Warranty
Comparing Secured VISA can be tough. But you’ve got the knowledgeable WalletHub community on your side. Other consumers have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.
Can someone help me please I'm looking for a secured Visa or MasterCard with the chip and pin program if you have any further information regards to one please let me know as soon as possible I'm wanting to rebuild my credit you may reach me at the following 612-282-1211
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@WalletHub
The Wells Fargo Secured Credit Card is the only secured offer that uses chip-and-PIN technology. You can find it in the above list and apply online.
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We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.
